威海市商业银行

2023年3月单位结构性存款产品账单

发布时间：2023-03-15 14:14:37

尊敬的客户：

　　以下是我行单位结构性存款产品2023年3月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2023年3月单位结构性存款产品账单
账单日：2023-3-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（万元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20220321003	WKGJ2022028-365D	2022/3/23	2023/3/23	365	人民币	1.45%/2.9%/3.35%	10000	180	EUR/USD	2022/12/14	1.1025	1.0626	-	2.90
2	WJ20220322004	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.1025	1.0626	-	2.90
3	WJ20220323003	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0956	1.0626	-	2.90
4	WJ20220411003	WKGJ2022038-365D	2022/4/12	2023/4/12	365	人民币	1.45%/2.9%/3.35%	5000	90	EUR/USD	2022/12/14	1.0871	1.0626	-	2.90
5	WJ20220412001	WKGJ2022038-365D	2022/4/13	2023/4/13	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0830	1.0626	-	2.90
6	WJ20220411005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.0871	1.0626	-	2.90
7	WJ20220413005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/14	1.0906	1.0626	-	2.90
8	WJ20220414003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	1500	27	EUR/USD	2022/12/16	1.0808	1.0645	-	2.90
9	WJ20220415002	WKGJ2022044-365D	2022/4/16	2023/4/16	365	人民币	1.75%/3.1%/3.45%	10000	160	EUR/USD	2022/12/16	1.0808	1.0645	-	3.10
10	WJ20220415003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/16	1.0808	1.0645	-	2.90
11	WJ20220426002	WKGJ2022058-365D	2022/4/27	2023/4/27	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/16	1.0646	1.0645	-	2.65
12	WJ20220425008	WKGJ2022051-365D	2022/4/28	2023/4/28	365	人民币	1.65%/3.5%/3.95%	2700	59.4	EUR/USD	2022/12/16	1.0546	1.0645	-	3.50
13	WJ20220424004	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0645	-	3.40
14	WJ20220427001	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0645	-	3.40
15	WJ20220505003	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	10000	135	EUR/USD	2022/12/21	1.0525	1.0616	-	2.65
16	WJ20220505004	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/21	1.0525	1.0616	-	2.65
17	WJ20220506006	WKGJ2022065-365D	2022/5/8	2023/5/8	365	人民币	1.65%/3.7%/4.15%	2000	48	EUR/USD	2022/12/21	1.0525	1.0616	-	3.70
18	WJ20220506005	WKGJ2022063-365D	2022/5/8	2023/5/8	365	人民币	1.65%/2.85%/3.2%	1500	21.75	EUR/USD	2022/12/21	1.0525	1.0616	-	2.85
19	WJ20220509001	WKGJ2022064-365D	2022/5/11	2023/5/11	365	人民币	1.5%/2.55%/2.9%	3000	39	EUR/USD	2022/12/21	1.0534	1.0616	-	2.55
20	WJ20220509006	WKGJ2022040-365D	2022/5/13	2023/5/13	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/21	1.0379	1.0616	-	3.40
21	WJ20220509005	WKGJ2022069-365D	2022/5/13	2023/5/13	365	人民币	1.65%/2.85%/3.2%	10000	145	EUR/USD	2022/12/21	1.0379	1.0616	-	2.85
22	WJ20220512004	WKGJ2022073-365D	2022/5/14	2023/5/14	365	人民币	1.65%/2.85%/3.2%	2000	29	EUR/USD	2022/12/23	1.0404	1.0604	-	2.85
23	WJ20220520001	WKGJ2022077-365D	2022/5/24	2023/5/24	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/17	1.0668	1.0738	533032.7077	2.57
24	WJ20220525006	WKGJ2022083-365D	2022/5/27	2023/5/27	365	人民币	1.65%/3.7%/4.15%	20000	480	EUR/USD	2023/4/17	1.0763	1.0738	4206181.123	3.75
25	WJ20220526001	WKGJ2022077-365D	2022/5/28	2023/5/28	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/21	1.0748	1.0738	528750.6268	2.56
26	WJ20220527001	WKGJ2022088-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.2%/3.55%	7500	127.5	EUR/USD	2023/4/21	1.0748	1.0738	1095247.291	3.21
27	WJ20220514001	WKGJ2022081-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2023/4/21	1.0748	1.0738	830872.0668	3.41
28	WJ20220530004	WKGJ2022087-365D	2022/5/31	2023/5/31	365	人民币	1.5%/2.55%/2.9%	2000	26	EUR/USD	2023/4/24	1.0750	1.0738	211042.8019	2.56
29	WJ20220606002	WKGJ2022086-365D	2022/6/9	2023/6/9	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/26	1.0712	1.0738	526126.0934	2.55
30	WJ20220610004	WKGJ2022081-365D	2022/6/11	2023/6/11	365	人民币	1.75%/3.4%/3.75%	20000	380	EUR/USD	2023/5/9	1.0482	1.0738	3337900.517	3.42
31	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.2%/3.55%	10000	170	EUR/USD	2023/5/16	1.0562	1.0738	1452520.697	3.20
32	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.4%/3.75%	10000	190	EUR/USD	2023/5/16	1.0562	1.0738	1652599.679	3.40
33	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民币	1.75%/3.4%/3.75%	30000	570	EUR/USD	2023/5/16	1.0435	1.0738	4995260.726	3.42
34	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0177	1.0738	5014207.894	3.42
35	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.01395	1.0738	5014912.129	3.42
36	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/13	1.0033	1.0738	1663017.978	3.41
37	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/5/16	1.0109	1.0738	1667740.049	3.42
38	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.0109	1.0738	250161.0689	3.42
39	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民币	1.75%/3.2%/3.55%	10000	165	EUR/USD	2023/6/13	1.0194	1.0738	1460421.734	3.21
40	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民币	1.75%/3.2%/3.55%	3000	49.5	EUR/USD	2023/6/13	1.0200	1.0738	432996.9573	3.19
41	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.4%/3.75%	27000	499.5	EUR/USD	2023/6/21	1.0233	1.0738	4433211.312	3.39
42	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.2%/3.55%	5000	82.5	EUR/USD	2023/6/21	1.0233	1.0738	721493.941	3.19
43	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/26	1.0175	1.0738	1660877.494	3.41
44	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民币	1.75%/3.4%/3.75%	1200	22.2	EUR/USD	2023/6/26	1.0172	1.0738	192984.8797	3.36
45	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民币	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.0029	1.0738	635821.8319	3.16
46	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民币	1.75%/3.2%/3.55%	2000	33	EUR/USD	2023/7/18	1.0024	1.0738	282567.1078	3.16
47	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民币	1.75%/3.1%/3.45%	5000	77.5	EUR/USD	2023/7/26	0.9920	1.0738	663365.0961	3.08
48	WJ20220916002	WKGJ2022171-180D	2022/9/17	2023/3/16	180	人民币	1.47%/3.75%/4.2%	30000	366.9	EUR/USD	2023/2/15	1.0008	1.0716	-	3.75
49	WJ20220920011	WKGJ2022174-180D	2022/9/22	2023/3/21	180	人民币	1.8%/2.9%/3.25%	10000	64.11	EUR/USD	2023/2/15	0.9837	1.0716	-	2.90
50	WJ20220920001	WKGJ2022175-180D	2022/9/23	2023/3/22	180	人民币	1.47%/3.8%/4.25%	2000	24.95	EUR/USD	2023/2/21	0.9652	1.0673	-	3.80
51	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民币	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.9652	1.0738	4525835.877	3.26
52	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民币	2%/2.95%/3.3%	10000	115	EUR/USD	2023/8/22	0.9652	1.0738	944634.2177	2.94
53	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民币	1.75%/3.2%/3.55%	10000	165	1Y LPR	2023/8/22	0.0365	0.0365	725000	2.48
54	WJ20220926002	WKGJ2022175-180D	2022/9/27	2023/3/26	180	人民币	1.47%/3.8%/4.25%	1000	12.48	1Y LPR	2023/2/15	0.0365	0.0365	-	3.80
55	WJ20220926008	WKGJ2022179-180D	2022/9/28	2023/3/27	180	人民币	1.47%/3.6%/4.05%	10000	114.9	1Y LPR	2023/2/15	0.0365	0.0365	-	3.60
56	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	1000	22	1Y LPR	2023/8/22	0.0365	0.0365	100000	2.65
57	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	15000	330	1Y LPR	2023/8/22	0.0365	0.0365	1500000	2.65
58	WJ20220926009	WKGJ2022179-180D	2022/10/9	2023/4/7	180	人民币	1.47%/3.6%/4.05%	5000	57.45	1Y LPR	2023/3/1	0.0365	0.0365	-	3.60
59	WJ20221017001	WKGJ2022189-180D	2022/10/18	2023/4/16	180	人民币	1.15%/3.4%/3.75%	10000	120.82	1Y LPR	2023/3/1	0.0365	0.0365	-	3.40
60	WJ20221024001	WKGJ2022196-180D	2022/10/26	2023/4/24	180	人民币	1.15%/3.2%/3.55%	30000	332.88	1Y LPR	2023/3/21	0.0365	0.0365	1516438.356	2.18
61	WJ20221026008	WKGJ2022206-180D	2022/10/27	2023/4/25	180	人民币	1.15%/3.2%/3.55%	20000	221.92	1Y LPR	2023/3/21	0.0365	0.0365	1010958.904	2.18
62	WJ20221026009	WKGJ2022197-180D	2022/10/28	2023/4/26	180	人民币	1.15%/3.7%/4.05%	2000	27.12	1Y LPR	2023/3/21	0.0365	0.0365	125753.4247	2.43
63	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民币	1.2%/3.5%/3.85%	1000	25	1Y LPR	2023/9/12	0.0365	0.0365	123846.1538	2.44
64	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民币	1.2%/3.5%/3.85%	10000	250	1Y LPR	2023/9/12	0.0365	0.0365	1238461.538	2.44
65	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民币	1.3%/3.05%/3.4%	10000	195	1Y LPR	2023/9/12	0.0365	0.0365	942307.6923	2.24
66	WJ20221101003	WKGJ2022208-180D	2022/11/3	2023/5/2	180	人民币	1.15%/3.4%/3.75%	1000	12.08	1Y LPR	2023/3/21	0.0365	0.0365	55479.45205	2.28
67	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民币	1.1%/2.5%/2.85%	3000	48	1Y LPR	2023/9/26	0.0365	0.0365	226153.8462	1.85
68	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民币	1.1%/2.6%/2.95%	10000	170	EUR/USD	2023/9/26	1.0168	1.0738	1426839.155	2.53
69	WJ20221110004	WKGJ2022218-180D	2022/11/12	2023/5/11	180	人民币	1.15%/2.9%/3.25%	2000	19.23	EUR/USD	2023/4/17	1.0328	1.0738	166590.5301	2.84
70	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民币	1.1%/2.4%/2.75%	4000	60	EUR/USD	2023/9/26	1.0328	1.0738	493670.4615	2.33
71	WJ20221111003	WKGJ2022216-180D	2022/11/16	2023/5/15	180	人民币	1.15%/3.3%/3.65%	10000	115.89	EUR/USD	2023/4/17	1.0377	1.0738	1040317.445	3.26
72	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民币	1.1%/2.5%/2.85%	5000	80	EUR/USD	2023/10/11	1.0348	1.0738	676428.5554	2.45
73	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民币	1.2%/3%/3.35%	20000	400	EUR/USD	2023/10/11	1.0348	1.0738	3473135.339	2.94
74	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民币	1.1%/2.5%/2.85%	3000	48	EUR/USD	2023/10/11	1.0348	1.0738	405857.1478	2.45
75	WJ20221128002	WKGJ2022227-180D	2022/11/30	2023/5/29	180	人民币	1.15%/3.15%/3.5%	30000	325.48	EUR/USD	2023/4/21	1.0427	1.0738	2900980.902	3.11
76	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民币	1.1%/2.5%/2.85%	3000	49.5	EUR/USD	2023/10/18	1.0569	1.0738	388027.9654	2.39
77	WJ20221202001	WKGJ2022232-180D	2022/12/6	2023/6/4	180	人民币	1.15%/3.34%/3.69%	2000	23.57	EUR/USD	2023/4/24	1.0473	1.0738	211787.646	3.30
78	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民币	1.1%/2.5%/2.85%	5000	82.5	EUR/USD	2023/10/18	1.0501	1.0738	652040.9503	2.40
79	WJ20221206003	WKGJ2022238-180D	2022/12/8	2023/6/6	180	人民币	1.15%/3.25%/3.6%	10000	115.89	EUR/USD	2023/4/24	1.0578	1.0738	1018884.348	3.22
80	WJ20221209001	WKGJ2022239-150D	2022/12/10	2023/5/9	150	人民币	1.15%/3.25%/3.6%	2500	23.63	EUR/USD	2023/4/11	1.0512	1.0738	211839.2727	3.21
81	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	2500	50	EUR/USD	2023/10/26	1.0512	1.0738	412593.3356	2.85
82	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民币	1.2%/2.95%/3.3%	1200	23.4	EUR/USD	2023/10/26	1.0512	1.0738	192634.5071	2.81
83	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	10000	200	EUR/USD	2023/10/26	1.0512	1.0738	1650373.348	2.85
84	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	8000	160	EUR/USD	2023/10/26	1.0512	1.0738	1320298.64	2.85
85	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	1110	EUR/USD	2023/12/4	1.0512	1.0738	9182827.44	3.53
86	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民币	1.2%/2.7%/3.05%	5000	85	EUR/USD	2023/10/26	1.0663	1.0738	698054.9559	2.60
87	WJ20221213002	WKGJ2022239-150D	2022/12/14	2023/5/13	150	人民币	1.15%/3.25%/3.6%	4000	37.81	EUR/USD	2023/4/11	1.0663	1.0738	347192.366	3.26
88	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民币	1.1%/2.5%/2.85%	2000	33	EUR/USD	2023/10/26	1.0642	1.0738	262536.2115	2.41
89	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民币	1.1%/2.4%/2.75%	10000	150	EUR/USD	2023/11/2	1.0605	1.0738	1225012.377	2.33
90	WJ20221214010	WKGJ2022187-90D	2022/12/16	2023/3/16	90	人民币	1%/2.75%/3.1%	1100	5.29	EUR/USD	2023/2/15	1.0605	1.0716	-	2.75
91	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民币	1.2%/3%/3.35%	2500	50	EUR/USD	2023/11/2	1.0605	1.0738	443989.7208	2.98
92	WJ20221214006	WKGJ2022246-180D	2022/12/17	2023/6/15	180	人民币	1.4%/3.25%/3.6%	20000	207.12	EUR/USD	2023/4/26	1.0605	1.0738	1863967.465	3.29
93	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民币	1.2%/2.7%/3.05%	5000	85	EUR/USD	2023/11/2	1.0605	1.0738	704781.7121	2.61
94	WJ20221215007	WKGJ2022238-180D	2022/12/20	2023/6/18	180	人民币	1.15%/3.25%/3.6%	2000	23.18	EUR/USD	2023/5/9	1.0619	1.0738	209131.3008	3.27
95	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民币	1.2%/3%/3.35%	3000	61.5	EUR/USD	2023/11/2	1.0630	1.0738	502127.598	2.87
96	WJ20221221002	WKGJ2022238-180D	2022/12/23	2023/6/21	180	人民币	1.15%/3.25%/3.6%	1500	17.38	EUR/USD	2023/5/11	1.0652	1.0738	156169.7424	3.26
97	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民币	1.1%/2.5%/2.85%	2500	41.25	EUR/USD	2023/11/10	1.0652	1.0738	344927.8782	2.48
98	WJ20221223004	WKGJ2022247-180D	2022/12/27	2023/6/25	180	人民币	1.15%/2.8%/3.15%	7000	65.59	EUR/USD	2023/5/11	1.0642	1.0738	561264.2421	2.78
99	WJ20221226003	WKGJ2022253-180D	2022/12/28	2023/6/26	180	人民币	1.15%/3.2%/3.55%	10000	113.42	EUR/USD	2023/5/16	1.0630	1.0738	1031180.389	3.24
100	WJ20221226001	WKGJ2022249-90D	2022/12/29	2023/3/29	90	人民币	1%/3.4%/3.75%	3000	19.6	EUR/USD	2023/3/3	1.0661	1.0610	-	3.40
101	WJ20221228005	WKGJ2022247-90D	2022/12/30	2023/3/30	90	人民币	1%/2.75%/3.1%	2500	12.33	EUR/USD	2023/3/6	1.0658	1.0648	-	2.75
102	WJ20230103009	WKGJ2023001-180D	2023/1/5	2023/7/4	180	人民币	1.15%/3.24%/3.59%	11000	124.22	EUR/USD	2023/6/4	1.0526	1.0738	1150247.659	3.27
103	WJ20230105001	WKGJ2023003-90D	2023/1/6	2023/4/6	90	人民币	1%/3.6%/3.95%	30000	210.82	EUR/USD	2023/3/9	1.0668	1.0553	-	3.60
104	WJ20230104002	WKGJ2022251-90D	2023/1/6	2023/4/6	90	人民币	1%/2.85%/3.2%	5000	25.89	EUR/USD	2023/3/9	1.0668	1.0553	-	2.85
105	WJ20230105002	WKGJ2023006-180D	2023/1/7	2023/7/6	180	人民币	1.05%/2.3%/2.65%	1000	7.4	EUR/USD	2023/6/2	1.0668	1.0738	60115.2975	2.27
106	WJ20230107001	WKGJ2023005-180D	2023/1/10	2023/7/9	180	人民币	1.15%/3.2%/3.55%	4000	45.37	EUR/USD	2023/6/9	1.0731	1.0738	400216.1369	3.18
107	WJ20230109002	WKGJ2023004-180D	2023/1/11	2023/7/10	180	人民币	1.15%/3.15%/3.5%	30000	332.88	EUR/USD	2023/6/9	1.0767	1.0738	2916767.454	3.12
108	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民币	1.2%/2.85%/3.2%	3000	57	EUR/USD	2023/12/4	1.0767	1.0738	445969.3641	2.69
109	WJ20230110010	WKGJ2023009-180D	2023/1/11	2023/7/10	180	人民币	1.15%/2.7%/3.05%	4500	39.95	EUR/USD	2023/6/9	1.0767	1.0738	326107.6874	2.62
110	WJ20230110006	WKGJ2022248-180D	2023/1/12	2023/7/11	180	人民币	1.15%/3.26%/3.61%	10000	116.38	EUR/USD	2023/6/9	1.0856	1.0738	1014325.199	3.21
111	WJ20230110007	WKGJ2022255-90D	2023/1/12	2023/4/12	90	人民币	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/3/9	1.0856	1.0553	-	3.20
112	WJ20230112001	WKGJ2022255-90D	2023/1/13	2023/4/13	90	人民币	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/3/14	1.0867	1.0707	-	3.20
113	WJ20230112005	WKGJ2023010-90D	2023/1/14	2023/4/14	90	人民币	1%/2.81%/3.16%	10000	50.79	EUR/USD	2023/3/14	1.0867	1.0707	-	2.81
114	WJ20230112006	WKGJ2023010-90D	2023/1/14	2023/4/14	90	人民币	1%/2.81%/3.16%	6000	30.48	EUR/USD	2023/3/14	1.0867	1.0707	-	2.81
115	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民币	1.2%/3%/3.35%	7000	140	EUR/USD	2023/11/10	1.0867	1.0738	1107333.743	2.78
116	WJ20230117003	WKGJ2023008-180D	2023/1/18	2023/7/17	180	人民币	1.05%/2.4%/2.75%	5000	39.45	EUR/USD	2023/6/12	1.0786	1.0738	309121.7231	2.30
117	WJ20230117001	WKGJ2022255-90D	2023/1/19	2023/4/19	90	人民币	1%/3.2%/3.55%	1500	9.06	EUR/USD	2023/3/21	1.0836	1.0738	81826.24796	3.21
118	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3.2%/3.55%	7000	157.5	EUR/USD	2023/11/21	1.0858	1.0738	1231043.973	2.96
119	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3%/3.35%	30000	615	EUR/USD	2023/11/21	1.0858	1.0738	4754480.424	2.78
120	WJ20230130033	WKGJ2023018-180D	2023/2/1	2023/7/31	180	人民币	1.15%/3.1%/3.45%	5500	59.67	EUR/USD	2023/6/26	1.1014	1.0738	448912.7733	2.81
121	WJ20230131004	WKGJ2023020-164D	2023/2/1	2023/7/15	164	人民币	1.2%/3.2%/3.55%	10000	101.1	EUR/USD	2023/6/9	1.1014	1.0738	892374.0995	3.19
122	WJ20230130025	WKGJ2023016-90D	2023/2/1	2023/5/2	90	人民币	1%/3.4%/3.75%	3000	19.23	EUR/USD	2023/4/11	1.1014	1.0738	161463.2049	3.18
123	WJ20230131013	WKGJ2023020-102D	2023/2/2	2023/5/15	102	人民币	1%/3.2%/3.55%	10000	68.47	EUR/USD	2023/4/17	1.0894	1.0738	618512.3621	3.21
124	WJ20230201002	WKGJ2022247-180D	2023/2/3	2023/8/2	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.0786	1.0738	110741.4031	2.65
125	WJ20230202012	WKGJ2023022-60D	2023/2/4	2023/4/5	60	人民币	1%/3.4%/3.75%	10000	43.56	EUR/USD	2023/3/14	1.0786	1.0707	-	3.40
126	WJ20230203009	WKGJ2022247-180D	2023/2/7	2023/8/6	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.0727	1.0738	112770.4924	2.67
127	WJ20230205001	WKGJ2023021-180D	2023/2/8	2023/8/7	180	人民币	1.15%/3.05%/3.4%	20000	212.05	EUR/USD	2023/7/3	1.0725	1.0738	1732475.432	2.91
128	WJ20230207003	WKGJ2023024-90D	2023/2/8	2023/5/9	90	人民币	1%/3.4%/3.75%	5000	32.67	EUR/USD	2023/4/11	1.0725	1.0738	282180.5151	3.29
129	WJ20230208001	WKGJ2022247-180D	2023/2/10	2023/8/9	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/12	1.0667	1.0738	152344.1509	2.69
130	WJ20230209003	WKGJ2023026-90D	2023/2/11	2023/5/12	90	人民币	1%/2.8%/3.15%	1600	8.09	EUR/USD	2023/4/11	1.0667	1.0738	69071.78596	2.75
131	WJ20230209012	WKGJ2022247-180D	2023/2/11	2023/8/10	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/12	1.0667	1.0738	114258.1473	2.69
132	WJ20230210001	WKGJ2023023-180D	2023/2/11	2023/8/10	180	人民币	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/12	1.0667	1.0738	988099.8763	3.15
133	WJ20230210002	WKGJ2022247-180D	2023/2/14	2023/8/13	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/7/12	1.0739	1.0738	73958.61883	2.65
134	WJ20230213001	WKGJ2023025-90D	2023/2/14	2023/5/15	90	人民币	1%/2.85%/3.2%	1500	7.77	EUR/USD	2023/4/11	1.0739	1.0738	64284.30633	2.74
135	WJ20230213002	WKGJ2022247-180D	2023/2/15	2023/8/14	180	人民币	1.15%/2.8%/3.15%	3000	28.11	EUR/USD	2023/7/12	1.0706	1.0738	224193.707	2.67
136	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95	EUR/USD	2023/12/4	1.0706	1.0738	736614.1546	2.77
137	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95	EUR/USD	2023/12/4	1.0706	1.0738	736614.1546	2.77
138	WJ20230214003	WKGJ2023004-180D	2023/2/15	2023/8/14	180	人民币	1.15%/3.15%/3.5%	10000	110.96	EUR/USD	2023/7/18	1.0706	1.0738	937350.0091	3.05
139	WJ20230214005	WKGJ2023028-30D	2023/2/15	2023/3/17	30	人民币	1.1%/2.9%/3.25%	10000	16.85	EUR/USD	2023/3/1	1.0706	1.0592	-	2.90
140	WJ20230215001	WKGJ2023027-60D	2023/2/16	2023/4/17	60	人民币	1%/3.1%/3.45%	1000	3.86	EUR/USD	2023/3/24	1.0654	1.0738	33834.55821	3.06
141	WJ20230215010	WKGJ2022247-180D	2023/2/16	2023/8/15	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/18	1.0654	1.0738	150929.4503	2.68
142	WJ20230216001	WKGJ2023031-180D	2023/2/18	2023/8/17	180	人民币	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/18	1.0676	1.0738	973989.3386	3.13
143	WJ20230220001	WKGJ2023027-60D	2023/2/21	2023/4/22	60	人民币	1%/3.1%/3.45%	1000	3.86	EUR/USD	2023/4/4	1.0657	1.0738	32954.4876	3.00
144	WJ20230220011	WKGJ2023029-90D	2023/2/22	2023/5/23	90	人民币	1%/2.75%/3.1%	2000	9.86	EUR/USD	2023/4/21	1.0620	1.0738	83033.2715	2.68
145	WJ20230221001	WKGJ2023033-30D	2023/2/22	2023/3/24	30	人民币	1.1%/2.7%/3.05%	2000	3.04	EUR/USD	2023/3/14	1.0620	1.0707	-	2.70
146	WJ20230221002	WKGJ2023035-90D	2023/2/22	2023/5/23	90	人民币	1%/3.2%/3.55%	1500	9.06	EUR/USD	2023/4/24	1.0620	1.0738	79717.41161	3.16
147	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民币	1.2%/3%/3.35%	5000	102.5	EUR/USD	2023/12/12	1.0559	1.0738	823185.2743	2.85
148	WJ20230223001	WKGJ2023034-25D	2023/2/28	2023/3/25	25	人民币	1.1%/3%/3.35%	1500	2.21	EUR/USD	2023/3/14	1.0585	1.0707	-	3.00
149	WJ20230227008	WKGJ2023030-180D	2023/2/28	2023/8/27	180	人民币	1.25%/2.9%/3.25%	5000	46.85	EUR/USD	2023/7/26	1.0585	1.0738	375081.4179	2.77
150	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民币	1.2%/3.3%/3.65%	3000	70.5	EUR/USD	2023/12/14	1.05845	1.07375	590047.8609	3.17
151	WJ20230227002	WKGJ2023025-90D	2023/3/1	2023/5/30	90	人民币	1%/2.85%/3.2%	2000	10.36	EUR/USD	2023/4/26	1.06515	1.07375	85926.62904	2.74
152	WJ20230227001	WKGJ2023029-60D	2023/3/1	2023/4/30	60	人民币	1%/2.6%/2.95%	1000	3.04	EUR/USD	2023/4/11	1.06515	1.07375	25161.00069	2.53
153	WJ20230227003	WKGJ2023032-30D	2023/3/1	2023/3/31	30	人民币	1.1%/3.6%/3.95%	30000	67.81	EUR/USD	2023/3/16	1.06515	1.07375	615815.9402	3.6
154	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民币	1.15%/3.65%/4%	20000	406.85	EUR/USD	2023/10/26	1.06515	1.07375	3427521.337	3.47
155	WJ20230228002	WKGJ2023029-90D	2023/3/2	2023/5/31	90	人民币	1%/2.75%/3.1%	3000	14.79	EUR/USD	2023/5/4	1.0608	1.07375	123283.2616	2.67
156	WJ20230303001	WKGJ2023040-30D	2023/3/4	2023/4/3	30	人民币	1.1%/2.7%/3.05%	2000	3.04	EUR/USD	2023/3/24	1.06365	1.07375	26095.96835	2.69
157	WJ20230303003	WKGJ2023038-27D	2023/3/4	2023/3/31	27	人民币	1.1%/3%/3.35%	5000	7.95	EUR/USD	2023/3/21	1.06365	1.07375	71152.98076	3.02
158	WJ20230303004	WKGJ2023029-180D	2023/3/4	2023/8/31	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/8/4	1.06365	1.07375	80686.07023	2.79
159	WJ20230306001	WKGJ2023042-22D	2023/3/7	2023/3/29	22	人民币	1.1%/2.9%/3.25%	3000	3.71	EUR/USD	2023/3/21	1.0545	1.07375	34123.07631	2.99
160	WJ20230306007	WKGJ2023043-23D	2023/3/8	2023/3/31	23	人民币	1.1%/3%/3.35%	8000	10.84	EUR/USD	2023/3/21	1.0541	1.07375	100646.6983	3.1
161	WJ20230306005	WKGJ2023041-90D	2023/3/8	2023/6/6	90	人民币	1%/3.2%/3.55%	1200	7.25	EUR/USD	2023/5/4	1.0541	1.07375	65142.05433	3.2
162	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民币	1.2%/3%/3.35%	2000	41	EUR/USD	2023/12/14	1.0541	1.07375	341536.5081	2.91
163	WJ20230306008	WKGJ2023041-90D	2023/3/8	2023/6/6	90	人民币	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/5/4	1.0541	1.07375	54285.03888	3.2
164	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76	EUR/USD	2023/12/18	1.0541	1.07375	647651.7204	2.82
165	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76	EUR/USD	2023/12/18	1.0541	1.07375	647652.2093	2.82
166	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19	EUR/USD	2023/12/18	1.0541	1.07375	161913.0413	2.82
167	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19	EUR/USD	2023/12/18	1.0541	1.07375	161913.0413	2.82
168	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民币	1.2%/3.4%/3.75%	15000	360	EUR/USD	2023/12/18	1.06675	1.07375	3192438.168	3.33
169	WJ20230308004	WKGJ2023044-90D	2023/3/10	2023/6/8	90	人民币	1%/3.2%/3.55%	5000	30.21	EUR/USD	2023/5/9	1.06675	1.07375	269960.0757	3.19

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
　　1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

　　2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

　　3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

　　4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

　　5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

　　6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

　　7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

　　8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

　　本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

　　本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

　　本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。