威海市商业银行

2023年10月单位结构性存款产品账单

发布时间：2023-10-15 15:55:14

尊敬的客户：

　　以下是我行单位结构性存款产品2023年10月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2023年10月单位结构性存款产品账单
账单日：2023-10-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（万元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民币	1.2%/3.5%/3.85%	1000	25.00	1Y LPR	2023/9/12	1.05620	0.0345	-	3.5
2	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民币	1.2%/3.5%/3.85%	10000	250.00	1Y LPR	2023/9/12	1.05620	0.0345	-	3.5
3	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民币	1.3%/3.05%/3.4%	10000	195.00	1Y LPR	2023/9/12	1.04345	0.0345	-	3.05
4	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民币	1.1%/2.5%/2.85%	3000	48.00	1Y LPR	2023/9/26	1.01765	0.0345	-	2.5
5	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民币	1.1%/2.6%/2.95%	10000	170.00	EUR/USD	2023/9/26	1.01395	1.0587	-	2.6
6	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民币	1.1%/2.4%/2.75%	4000	60.00	EUR/USD	2023/9/26	1.00330	1.0587	-	2.4
7	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民币	1.1%/2.5%/2.85%	5000	80.00	EUR/USD	2023/10/11	1.01085	1.0601	-	2.5
8	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民币	1.2%/3%/3.35%	20000	400.00	EUR/USD	2023/10/11	1.01085	1.0601	-	3
9	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民币	1.1%/2.5%/2.85%	3000	48.00	EUR/USD	2023/10/11	1.01935	1.0601	-	2.5
10	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民币	1.1%/2.5%/2.85%	3000	49.50	EUR/USD	2023/10/18	1.01995	1.05003	439749.93	2.57
11	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民币	1.1%/2.5%/2.85%	5000	82.50	EUR/USD	2023/10/18	1.02330	1.05003	732916.53	2.57
12	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	2500	50.00	EUR/USD	2023/10/26	1.02330	1.05003	470466.80	3.08
13	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民币	1.2%/2.95%/3.3%	1200	23.40	EUR/USD	2023/10/26	1.01750	1.05003	219551.14	3.03
14	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	10000	200.00	EUR/USD	2023/10/26	1.01715	1.05003	1881867.18	3.08
15	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	8000	160.00	EUR/USD	2023/10/26	1.00285	1.05003	1505493.70	3.08
16	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	1110.00	EUR/USD	2023/12/4	1.00240	1.05003	9981718.12	3.66
17	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民币	1.2%/2.7%/3.05%	5000	85.00	EUR/USD	2023/10/26	0.99195	1.05003	812706.25	2.83
18	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民币	1.1%/2.5%/2.85%	2000	33.00	EUR/USD	2023/10/26	0.96520	1.05003	303410.32	2.62
19	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民币	1.1%/2.4%/2.75%	10000	150.00	EUR/USD	2023/11/2	0.96520	1.05003	1407230.92	2.51
20	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民币	1.2%/3%/3.35%	2500	50.00	EUR/USD	2023/11/2	0.03650	1.05003	487119.00	3.15
21	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民币	1.2%/2.7%/3.05%	5000	85.00	EUR/USD	2023/11/2	0.03650	1.05003	811864.01	2.82
22	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民币	1.2%/3%/3.35%	3000	61.50	EUR/USD	2023/11/2	0.03650	1.05003	584540.51	3.15
23	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民币	1.1%/2.5%/2.85%	2500	41.25	EUR/USD	2023/11/10	0.03650	1.05003	378421.31	2.61
24	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民币	1.2%/2.85%/3.2%	3000	57.00	EUR/USD	2023/12/4	0.03650	1.05003	527310.12	2.96
25	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民币	1.2%/3%/3.35%	7000	140.00	EUR/USD	2023/11/10	0.03650	1.05003	1341216.55	3.12
26	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3.2%/3.55%	7000	157.50	EUR/USD	2023/11/21	0.03650	1.05003	1479243.55	3.31
27	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3%/3.35%	30000	615.00	EUR/USD	2023/11/21	1.01675	1.05003	5705653.67	3.1
28	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95.00	EUR/USD	2023/12/4	1.03275	1.05003	861017.08	3.02
29	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95.00	EUR/USD	2023/12/4	1.03475	1.05003	861017.08	3.02
30	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民币	1.2%/3%/3.35%	5000	102.50	EUR/USD	2023/12/12	1.03475	1.05003	940949.59	3.08
31	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民币	1.2%/3.3%/3.65%	3000	70.50	EUR/USD	2023/12/12	1.03475	1.05003	661269.67	3.4
32	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民币	1.15%/3.65%/4%	20000	406.85	EUR/USD	2023/10/26	1.05690	1.05003	3911548.32	3.79
33	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民币	1.2%/3%/3.35%	2000	41.00	EUR/USD	2023/12/14	1.05010	1.05003	377968.92	3.09
34	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76.00	EUR/USD	2023/12/18	1.05115	1.05003	693090.56	2.93
35	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76.00	EUR/USD	2023/12/18	1.05115	1.05003	693090.56	2.93
36	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19.00	EUR/USD	2023/12/18	1.05115	1.05003	173272.62	2.93
37	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19.00	EUR/USD	2023/12/18	1.05115	1.05003	173272.62	2.93
38	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民币	1.2%/3.4%/3.75%	15000	360.00	EUR/USD	2023/12/18	1.05115	1.05003	3464821.75	3.51
39	WJ20230327001	WKGJ2023029-365D	2023/3/28	2024/3/27	365	人民币	1.2%/2.85%/3.2%	2500	48.75	EUR/USD	2023/12/21	1.06625	1.05003	427909.06	2.91
40	WJ20230329006	WKGJ2023029-365D	2023/3/31	2024/3/30	365	人民币	1.2%/2.85%/3.2%	2500	48.75	EUR/USD	2023/12/21	1.06415	1.05003	427914.47	2.91
41	WJ20230407002	WKGJ2023070-270D	2023/4/11	2024/1/6	270	人民币	1.15%/3.65%/4%	40000	828.49	EUR/USD	2023/11/21	1.06050	1.05003	7782990.79	3.78
42	WJ20230412001	WKGJ2023077-365D	2023/4/15	2024/4/14	365	人民币	1.2%/3.1%/3.45%	8000	176.00	EUR/USD	2023/9/21	1.06050	1.0635	-	3.1
43	WJ20230418002	WKGJ2023078-365D	2023/4/20	2024/4/19	365	人民币	1.2%/3%/3.35%	8000	168.00	EUR/USD	2023/9/21	1.06050	1.0635	-	3
44	WJ20230424007	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	1400	13.12	EUR/USD	2023/9/7	1.06185	1.0719	-	2.8
45	WJ20230425002	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EUR/USD	2023/9/7	1.06295	1.0719	-	2.8
46	WJ20230424005	WKGJ2023082-180D	2023/4/27	2023/10/24	180	人民币	1.15%/3.25%/3.6%	2000	23.67	EUR/USD	2023/9/7	1.06515	1.0719	-	3.25
47	WJ20230426001	WKGJ2023083-180D	2023/4/28	2023/10/25	180	人民币	1.15%/3.6%/3.95%	2000	27.12	EUR/USD	2023/9/21	1.06515	1.0635	-	3.6
48	WJ20230427003	WKGJ2023080-180D	2023/4/29	2023/10/26	180	人民币	1.15%/3.3%/3.65%	20000	241.64	EUR/USD	2023/9/13	1.06415	1.0743	-	3.3
49	WJ20230427004	WKGJ2023078-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3%/3.35%	7000	147.00	EUR/USD	2023/9/26	1.06295	1.0587	-	3
50	WJ20230427007	WKGJ2023088-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3.2%/3.55%	5000	115.00	EUR/USD	2023/9/26	1.05255	1.0587	-	3.2
51	WJ20230505003	WKGJ2023094-270D	2023/5/6	2024/1/31	270	人民币	1.15%/3.65%/4%	10000	207.12	EUR/USD	2023/9/21	1.06675	1.0635	-	3.65
52	WJ20230508003	WKGJ2023093-180D	2023/5/9	2023/11/5	180	人民币	1.15%/3.1%/3.45%	20000	221.92	EUR/USD	2023/9/21	1.07305	1.0635	-	3.1
53	WJ20230508005	WKGJ2023099-180D	2023/5/9	2023/11/5	180	人民币	1.15%/2.55%/2.9%	20000	162.74	EUR/USD	2023/9/14	1.07665	1.07475	-	2.55
54	WJ20230506001	WKGJ2023085-365D	2023/5/11	2024/5/10	365	人民币	1.2%/3.2%/3.55%	3000	69.00	EUR/USD	2024/2/1	1.07665	1.05003	611467.18	3.24
55	WJ20230511002	WKGJ2023103-180D	2023/5/13	2023/11/9	180	人民币	1.05%/2.35%/2.7%	1000	7.64	EUR/USD	2023/9/21	1.07665	1.0635	-	2.35
56	WJ20230511008	WKGJ2023084-180D	2023/5/13	2023/11/9	180	人民币	1.15%/3.45%/3.8%	9830	126.04	EUR/USD	2023/9/21	1.08555	1.0635	-	3.45
57	WJ20230511009	WKGJ2023102-365D	2023/5/16	2024/5/15	365	人民币	1.2%/3%/3.35%	17000	357.00	EUR/USD	2023/9/26	1.08665	1.0587	-	3
58	WJ20230515002	WKGJ2023104-180D	2023/5/16	2023/11/12	180	人民币	1.15%/3.3%/3.65%	10000	120.82	EUR/USD	2023/9/21	1.07855	1.0635	-	3.3
59	WJ20230515001	WKGJ2023101-365D	2023/5/17	2024/5/16	365	人民币	1.2%/2.95%/3.3%	3000	61.50	EUR/USD	2024/2/1	1.08575	1.05003	503100.96	2.88
60	WJ20230516002	WKGJ2023079-180D	2023/5/18	2023/11/14	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/9/21	1.08575	1.0635	-	2.8
61	WJ20230517002	WKGJ2023105-180D	2023/5/18	2023/11/14	180	人民币	1.15%/3.3%/3.65%	3000	36.25	EUR/USD	2023/9/26	1.10135	1.0587	-	3.3
62	WJ20230518005	WKGJ2023110-180D	2023/5/20	2023/11/16	180	人民币	1.15%/2.9%/3.25%	1000	10.11	EUR/USD	2023/10/11	1.10135	1.0601	-	2.9
63	WJ20230524002	WKGJ2023093-180D	2023/5/25	2023/11/21	180	人民币	1.15%/3.1%/3.45%	20000	221.92	EUR/USD	2023/10/11	1.07855	1.0601	-	3.1
64	WJ20230524003	WKGJ2023114-350D	2023/5/26	2024/5/10	350	人民币	1.2%/3%/3.35%	3000	60.41	EUR/USD	2024/2/20	1.07270	1.05003	499117.08	2.94
65	WJ20230524004	WKGJ2023114-320D	2023/5/26	2024/4/10	320	人民币	1.2%/3%/3.35%	1000	18.41	EUR/USD	2024/2/20	1.07245	1.05003	152821.47	2.94
66	WJ20230525001	WKGJ2023109-180D	2023/5/27	2023/11/23	180	人民币	1.15%/3.45%/3.8%	4913	62.99	EUR/USD	2023/10/11	1.06670	1.0601	-	3.45
67	WJ20230529007	WKGJ2023103-180D	2023/5/31	2023/11/27	180	人民币	1.05%/2.35%/2.7%	2000	15.29	EUR/USD	2023/10/11	1.06670	1.0601	-	2.35
68	WJ20230529002	WKGJ2023117-365D	2023/5/31	2024/5/30	365	人民币	1.2%/2.95%/3.3%	7500	153.75	EUR/USD	2024/2/20	1.06670	1.05003	1265867.89	2.89
69	WJ20230529004	WKGJ2023113-180D	2023/5/31	2023/11/27	180	人民币	1.15%/3.1%/3.45%	31000	343.97	EUR/USD	2023/10/11	1.07390	1.0601	-	3.1
70	WJ20230530003	WKGJ2023113-180D	2023/6/1	2023/11/28	180	人民币	1.15%/3.1%/3.45%	19000	210.82	EUR/USD	2023/10/11	1.07055	1.0601	-	3.1
71	WJ20230531002	WKGJ2023111-270D	2023/6/2	2024/2/27	270	人民币	1.15%/3.6%/3.95%	10000	203.42	EUR/USD	2024/2/1	1.07055	1.05003	1817652.51	3.61
72	WJ20230602001	WKGJ2023122-180D	2023/6/6	2023/12/3	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/10/11	1.07055	1.0601	-	2.8
73	WJ20230608003	WKGJ2023122-180D	2023/6/10	2023/12/7	180	人民币	1.15%/2.8%/3.15%	10000	93.70	EUR/USD	2023/10/11	1.07055	1.0601	-	2.8
74	WJ20230613001	WKGJ2023122-180D	2023/6/14	2023/12/11	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/11/2	1.06535	1.05003	82163.73	2.82
75	WJ20230613002	WKGJ2023128-180D	2023/6/15	2023/12/12	180	人民币	1.05%/2.5%/2.85%	2000	16.77	EUR/USD	2023/11/2	1.06760	1.05003	138472.95	2.45
76	WJ20230615009	WKGJ2023128-180D	2023/6/17	2023/12/14	180	人民币	1.05%/2.5%/2.85%	2000	16.77	EUR/USD	2023/11/2	1.05590	1.05003	139958.50	2.47
77	WJ20230615004	WKGJ2023129-365D	2023/6/17	2024/6/16	365	人民币	1.2%/2.95%/3.3%	10000	205.00	EUR/USD	2024/2/20	1.05845	1.05003	1711095.98	2.91
78	WJ20230619002	WKGJ2023122-180D	2023/6/20	2023/12/17	180	人民币	1.15%/2.8%/3.15%	20000	187.40	EUR/USD	2023/11/2	1.05845	1.05003	1641810.48	2.81
79	WJ20230620001	WKGJ2023131-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.84%/3.19%	1500	14.72	EUR/USD	2023/11/2	1.06515	1.05003	126082.58	2.85
80	WJ20230620004	WKGJ2023133-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.85%/3.2%	2000	19.73	EUR/USD	2023/11/2	1.06365	1.05003	169104.86	2.86
81	WJ20230620008	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EUR/USD	2023/11/2	1.05410	1.05003	396008.87	2.76
82	WJ20230620013	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EUR/USD	2023/11/2	1.05410	1.05003	396008.87	2.76
83	WJ20230627001	WKGJ2023128-180D	2023/6/28	2023/12/25	180	人民币	1.05%/2.5%/2.85%	2500	20.96	EUR/USD	2023/11/10	1.05410	1.05003	173157.99	2.45
84	WJ20230628006	WKGJ2023122-180D	2023/6/29	2023/12/26	180	人民币	1.15%/2.8%/3.15%	10000	93.70	EUR/USD	2023/11/10	1.05410	1.05003	819802.12	2.81
85	WJ20230628005	WKGJ2023137-180D	2023/6/29	2023/12/26	180	人民币	1.15%/3%/3.35%	10000	106.03	EUR/USD	2023/11/10	1.05410	1.05003	919171.50	3.01
86	WJ20230629005	WKGJ2023127-180D	2023/7/1	2023/12/28	180	人民币	1.15%/3.4%/3.75%	10000	125.75	EUR/USD	2023/11/10	1.06675	1.05003	1061537.99	3.3
87	WJ20230704001	WKGJ2023145-180D	2023/7/5	2024/1/1	180	人民币	1.05%/2.45%/2.8%	10000	81.37	EUR/USD	2023/11/21	1.06745	1.05003	643508.99	2.35
88	WJ20230704004	WKGJ2023143-180D	2023/7/6	2024/1/2	180	人民币	1.15%/3.14%/3.49%	11000	124.22	EUR/USD	2023/11/21	1.06745	1.05003	1085572.28	3.15
89	WJ20230707003	WKGJ2023147-365D	2023/7/8	2024/7/7	365	人民币	1.2%/2.95%/3.3%	13000	266.50	EUR/USD	2024/4/10	1.07725	1.05003	2206199.60	2.9
90	WJ20230707005	WKGJ2023122-365D	2023/7/11	2024/7/10	365	人民币	1.2%/2.85%/3.2%	1500	28.50	EUR/USD	2024/4/10	1.07625	1.05003	214167.31	2.63
91	WJ20230714004	WKGJ2023151-120D	2023/7/18	2023/11/15	120	人民币	1%/3%/3.35%	15000	113.42	EURUSD	2023/10/11	1.08450	1.0601	-	3
92	WJ20230713001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	6000	114.00	EURUSD	2024/4/10	1.08450	1.05003	783662.85	2.51
93	WJ20230713002	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	7000	133.00	EURUSD	2024/4/10	1.08450	1.05003	914273.35	2.51
94	WJ20230717002	WKGJ2023122-180D	2023/7/18	2024/1/14	180	人民币	1.15%/2.8%/3.15%	10000	93.70	EURUSD	2023/11/10	1.08450	1.05003	168777.30	1.49
95	WJ20230717001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	1500	28.50	EURUSD	2024/4/10	1.08450	1.05003	195915.71	2.51
96	WJ20230718001	WKGJ2023150-90D	2023/7/20	2023/10/18	90	人民币	1%/3%/3.35%	1000	5.67	EURUSD	2023/9/13	1.09100	1.0743	-	3
97	WJ20230719001	WKGJ2023122-90D	2023/7/20	2023/10/18	90	人民币	1%/2.75%/3.1%	1500	7.40	EURUSD	2023/9/13	1.08085	1.0743	-	2.75
98	WJ20230721001	WKGJ2023154-180D	2023/7/22	2024/1/18	180	人民币	1.05%/2.05%/2.4%	2000	12.33	EURUSD	2023/12/4	1.08085	1.05003	76734.47	1.83
99	WJ20230720003	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民币	1.2%/2.85%/3.2%	10000	190.00	EURUSD	2024/4/10	1.08995	1.05003	1370989.25	2.57
100	WJ20230720002	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民币	1.2%/2.85%/3.2%	10000	190.00	EURUSD	2024/4/10	1.08995	1.05003	1370989.25	2.57
101	WJ20230721004	WKGJ2023127-180D	2023/7/22	2024/1/18	180	人民币	1.15%/3.4%/3.75%	20000	251.51	EURUSD	2023/12/4	1.08995	1.05003	1726496.11	2.9
102	WJ20230724002	WKGJ2023155-180D	2023/7/25	2024/1/21	180	人民币	1.15%/2.55%/2.9%	10000	81.37	EURUSD	2023/12/4	1.08995	1.05003	569539.98	2.3
103	WJ20230725001	WKGJ2023122-180D	2023/7/27	2024/1/23	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EURUSD	2023/12/4	1.08995	1.05003	406458.41	2.8
104	WJ20230727004	WKGJ2023156-365D	2023/7/29	2024/7/28	365	人民币	1.2%/2.85%/3.2%	15000	285.00	EURUSD	2024/4/10	1.09255	1.05003	2389978.80	2.79
105	WJ20230727002	WKGJ2023156-180D	2023/7/29	2024/1/25	180	人民币	1.15%/2.8%/3.15%	15000	140.55	EURUSD	2023/12/4	1.09965	1.05003	1217286.54	2.8
106	WJ20230728005	WKGJ2023144-180D	2023/7/29	2024/1/25	180	人民币	1.15%/3.4%/3.75%	30000	377.26	EURUSD	2023/12/4	1.10625	1.05003	3319824.37	3.39
107	WJ20230801001	WKGJ2023166-180D	2023/8/2	2024/1/29	180	人民币	0.9%/2%/2.3%	10000	66.58	EURUSD	2023/12/4	1.10625	1.05003	471890.91	1.86
108	WJ20230801003	WKGJ2023167-180D	2023/8/3	2024/1/30	180	人民币	1.15%/2.9%/3.25%	5500	55.60	EURUSD	2023/12/4	1.09715	1.05003	415577.68	2.68
109	WJ20230802003	WKGJ2023163-90D	2023/8/4	2023/11/2	90	人民币	1%/3%/3.35%	3000	17.01	EURUSD	2023/10/18	1.09715	1.05003	150421.44	3.03
110	WJ20230807001	WKGJ2023156-180D	2023/8/8	2024/2/4	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EURUSD	2024/1/9	1.09700	1.05003	121196.14	2.79
111	WJ20230807002	WKGJ2023168-90D	2023/8/8	2023/11/6	90	人民币	1%/3%/3.35%	5000	28.36	EURUSD	2023/10/18	1.09665	1.05003	250553.97	3.03
112	WJ20230810002	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民币	1.2%/2.85%/3.2%	10000	190.00	EURUSD	2024/7/2	1.09665	1.05003	1594388.60	2.79
113	WJ20230810004	WKGJ2023122-90D	2023/8/12	2023/11/10	90	人民币	1%/2.75%/3.1%	1000	4.93	EURUSD	2023/10/18	1.09755	1.05003	42108.98	2.71
114	WJ20230811001	WKGJ2023144-180D	2023/8/12	2024/2/8	180	人民币	1.15%/3.4%/3.75%	10000	125.75	EURUSD	2024/1/9	1.10455	1.05003	1111785.91	3.4
115	WJ20230810006	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民币	1.2%/2.85%/3.2%	10000	190.00	EURUSD	2024/7/2	1.10455	1.05003	1594387.73	2.79
116	WJ20230811004	WKGJ2023156-180D	2023/8/15	2024/2/11	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EURUSD	2024/1/9	1.10265	1.05003	360021.75	2.61
117	WJ20230815002	WKGJ2023122-90D	2023/8/17	2023/11/15	90	人民币	1%/2.75%/3.1%	2000	9.86	EURUSD	2023/10/18	1.10810	1.05003	86172.37	2.75
118	WJ20230815003	WKGJ2023156-180D	2023/8/17	2024/2/13	180	人民币	1.15%/2.8%/3.15%	1200	11.24	EURUSD	2024/1/9	1.10810	1.05003	96539.86	2.78
119	WJ20230814005	WKGJ2023169-90D	2023/8/18	2023/11/16	90	人民币	1%/2.9%/3.25%	2000	10.85	EURUSD	2023/10/18	1.10810	1.05003	93699.13	2.9
120	WJ20230816004	WKGJ2023122-365D	2023/8/18	2024/8/17	365	人民币	1.2%/2.85%/3.2%	1200	22.80	EURUSD	2024/7/2	1.10810	1.05003	176597.05	2.67
121	WJ20230816005	WKGJ2023170-104D	2023/8/18	2023/11/30	104	人民币	1%/3%/3.35%	10000	65.53	EURUSD	2023/11/2	1.10315	1.05003	573043.01	3.01
122	WJ20230816002	WKGJ2023122-365D	2023/8/19	2024/8/18	365	人民币	1.2%/2.85%/3.2%	5000	95.00	EURUSD	2024/7/2	1.10315	1.05003	735699.00	2.67
123	WJ20230818007	WKGJ2023171-180D	2023/8/22	2024/2/18	180	人民币	1.15%/2.9%/3.25%	10000	101.10	EURUSD	2024/1/9	1.09715	1.05003	854011.46	2.88
124	WJ20230821002	WKGJ2023122-90D	2023/8/23	2023/11/21	90	人民币	1%/2.75%/3.1%	1200	5.92	EURUSD	2023/11/2	1.09715	1.05003	52128.34	2.76
125	WJ20230822001	WKGJ2023122-180D	2023/8/24	2024/2/20	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EURUSD	2024/1/9	1.09235	1.05003	394906.76	2.75
126	WJ20230822002	WKGJ2023122-180D	2023/8/24	2024/2/20	180	人民币	1.15%/2.8%/3.15%	1200	11.24	EURUSD	2024/1/9	1.0789	1.05003	94777.58	2.75
127	WJ20230824001	WKGJ2023177-180D	2023/8/26	2024/2/22	180	人民币	1%/2.4%/2.75%	3000	24.41	EURUSD	2024/1/9	1.0803	1.05003	190555.67	2.29
128	WJ20230825001	WKGJ2023156-180D	2023/8/29	2024/2/25	180	人民币	1.15%/2.8%/3.15%	6000	56.22	EURUSD	2024/1/9	1.0869	1.05003	440864.57	2.64
129	WJ20230828004	WKGJ2023174-90D	2023/8/30	2023/11/28	90	人民币	1%/3%/3.35%	1900	10.78	EURUSD	2023/11/10	1.0929	1.05003	79948.17	2.71
130	WJ20230829002	WKGJ2023156-365D	2023/8/30	2024/8/29	365	人民币	1.2%/2.85%/3.2%	10000	190.00	EURUSD	2024/7/2	1.0929	1.05003	1456960.23	2.66
131	WJ20230829005	WKGJ2023122-90D	2023/8/31	2023/11/29	90	人民币	1%/2.75%/3.1%	2000	9.86	EURUSD	2023/11/10	1.0846	1.05003	77024.88	2.56
132	WJ20230831002	WKGJ2023183-180D	2023/9/2	2024/2/29	180	人民币	1.15%/3%/3.35%	14000	148.44	EURUSD	2024/1/9	1.0776	1.05003	1260651.26	2.98
133	WJ20230831003	WKGJ2023122-180D	2023/9/2	2024/2/29	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EURUSD	2024/1/9	1.0776	1.05003	80342.63	2.78
134	WJ20230904002	WKGJ2023122-90D	2023/9/6	2023/12/5	90	人民币	1%/2.75%/3.1%	1200	5.92	EURUSD	2023/11/21	1.073	1.05003	51912.10	2.75
135	WJ20230905005	WKGJ2023156-180D	2023/9/7	2024/3/5	180	人民币	1.15%/2.8%/3.15%	20000	187.40	EURUSD	2024/2/1	1.0718	1.05003	1622036.13	2.79
136	WJ20230904004	WKGJ2023178-90D	2023/9/8	2023/12/7	90	人民币	1%/3.05%/3.4%	5000	28.97	EURUSD	2023/11/21	1.0719	1.05003	253548.28	3.06
137	WJ20230912002	WKGJ2023122-180D	2023/9/14	2024/3/12	180	人民币	1.15%/2.8%/3.15%	1050	9.84	EURUSD	2024/2/1	1.0639	1.05003	85411.15	2.8
138	WJ20230913001	WKGJ2023122-180D	2023/9/14	2024/3/12	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EURUSD	2024/2/1	1.0639	1.05003	81343.96	2.8
139	WJ20230906001	WKGJ2023191-90D	2023/9/15	2023/12/14	90	人民币	1%/2.95%/3.3%	20000	110.96	EURUSD	2023/11/21	1.0663	1.05003	922059.43	2.87
140	WJ20230914001	WKGJ2023156-180D	2023/9/16	2024/3/14	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EURUSD	2024/2/1	1.0663	1.05003	383307.03	2.7
141	WJ20230914002	WKGJ2023156-365D	2023/9/16	2024/9/15	365	人民币	1.2%/2.85%/3.2%	8000	152.00	EURUSD	2024/7/2	1.0663	1.05003	1216812.24	2.72
142	WJ20230918001	WKGJ2023174-90D	2023/9/19	2023/12/18	90	人民币	1%/3%/3.35%	1000	5.67	EURUSD	2023/11/21	1.0687	1.05003	46484.99	2.89
143	WJ20230918003	WKGJ2023193-180D	2023/9/21	2024/3/19	180	人民币	1.15%/2.9%/3.25%	20000	202.19	EURUSD	2024/2/1	1.0643	1.05003	1719993.96	2.89
144	WJ20230919001	WKGJ2023122-30D	2023/9/21	2023/10/21	30	人民币	1.1%/2.6%/2.95%	2000	2.88	EURUSD	2023/10/11	1.0643	1.0601	-	2.6
145	WJ20230920002	WKGJ2023122-180D	2023/9/22	2024/3/20	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EURUSD	2024/2/20	1.0647	1.05003	162344.37	2.8
146	WJ20230922002	WKGJ2023194-30D	2023/9/23	2023/10/23	30	人民币	1.1%/3%/3.35%	1000	1.81	EURUSD	2023/10/11	1.0647	1.0601	-	3
147	WJ20230922003	WKGJ2023196-180D	2023/9/26	2024/3/24	180	人民币	1.15%/2.9%/3.25%	1500	15.16	EURUSD	2024/2/20	1.0569	1.05003	129939.61	2.91
148	WJ20230925002	WKGJ2023195-180D	2023/9/26	2024/3/24	180	人民币	1.15%/3%/3.35%	10000	106.03	EURUSD	2024/2/20	1.0569	1.05003	914900.68	3.01
149	WJ20230922001	WKGJ2023122-90D	2023/9/26	2023/12/25	90	人民币	1%/2.75%/3.1%	1000	4.93	EURUSD	2023/11/21	1.0569	1.05003	43840.65	2.78
150	WJ20230925003	WKGJ2023174-90D	2023/9/26	2023/12/25	90	人民币	1%/3%/3.35%	1000	5.67	EURUSD	2023/11/21	1.0569	1.05003	50029.51	3.03
151	WJ20230926002	WKGJ2023178-90D	2023/9/28	2023/12/27	90	人民币	1%/3.05%/3.4%	3000	17.38	EURUSD	2023/11/21	1.05625	1.05003	153955.93	3.08
152	WJ20230927001	WKGJ2023197-180D	2023/9/28	2024/3/26	180	人民币	1.15%/3%/3.35%	10000	106.03	EURUSD	2024/2/20	1.05625	1.05003	915458.32	3.01
153	WJ20230927002	WKGJ2023122-90D	2023/9/28	2023/12/27	90	人民币	1%/2.75%/3.1%	3000	14.79	EURUSD	2023/11/21	1.05625	1.05003	131753.62	2.78
154	WJ20231007003	WKGJ2023201-21D	2023/10/10	2023/10/31	21	人民币	1.1%/3.1%/3.45%	50000	66.16	EURUSD	2023/10/26	1.0607	1.05003	585340.50	3.13
155	WJ20231008005	WKGJ2023204-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.6%/2.95%	1000	1.01	EURUSD	2023/10/26	1.0607	1.05003	8790.81	2.63
156	WJ20231008004	WKGJ2023198-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.7%/3.05%	1000	1.09	EURUSD	2023/10/26	1.0607	1.05003	9374.02	2.73
157	WJ20231007001	WKGJ2023195-180D	2023/10/10	2024/4/7	180	人民币	1.15%/3%/3.35%	5000	53.01	EURUSD	2024/2/20	1.0607	1.05003	458080.66	3.01
158	WJ20231008006	WKGJ2023200-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.85%/3.2%	29998	35.38	EURUSD	2023/10/26	1.0607	1.05003	307443.54	2.88
159	WJ20231008007	WKGJ2023199-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.6%/2.95%	1000	1.01	EURUSD	2023/10/26	1.0607	1.05003	8790.81	2.63
160	WJ20231008009	WKGJ2023156-180D	2023/10/10	2024/4/7	180	人民币	1.15%/2.8%/3.15%	10000	93.70	EURUSD	2024/2/20	1.0607	1.05003	818513.74	2.81
161	WJ20231009001	WKGJ2023208-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.6%/2.95%	4000	4.03	EURUSD	2023/10/26	1.0607	1.05003	35163.17	2.63
162	WJ20231009003	WKGJ2023207-21D	2023/10/10	2023/10/31	21	人民币	1.1%/2.7%/3.05%	1000	1.09	EURUSD	2023/10/26	1.0607	1.05003	9374.02	2.73
163	WJ20231009006	WKGJ2023206-21D	2023/10/10	2023/10/31	21	人民币	1.1%/3.2%/3.55%	30000	41.42	EURUSD	2023/10/26	1.0607	1.05003	368700.43	3.24
164	WJ20231009005	WKGJ2023202-21D	2023/10/10	2023/10/31	21	人民币	1.1%/3.2%/3.55%	100000	138.08	EURUSD	2023/10/26	1.0607	1.05003	1229001.37	3.24
165	WJ20231010001	WKGJ2023210-19D	2023/10/11	2023/10/30	19	人民币	0.7%/2.99%/3.34%	20000	26.96	EURUSD	2023/10/26	1.0626	1.05003	242005.78	3.02
166	WJ20231010003	WKGJ2023210-18D	2023/10/12	2023/10/30	18	人民币	0.7%/2.99%/3.34%	5000	6.39	EURUSD	2023/10/26	1.0542	1.05003	57931.08	3.05
167	WJ20231010002	WKGJ2023211-90D	2023/10/12	2024/1/10	90	人民币	1%/2.85%/3.2%	3000	15.90	EURUSD	2024/1/8	1.0542	1.05003	133589.24	2.81
168	WJ20231010004	WKGJ2023211-19D	2023/10/12	2023/10/31	19	人民币	0.7%/2.7%/3.05%	2000	2.39	EURUSD	2023/10/26	1.0542	1.05003	21393.61	2.75

持仓风险

　　风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
　　1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

　　2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

　　3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

　　4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

　　5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

　　6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

　　7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

　　8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

　　本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

　　本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

　　本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。