威海市商业银行

2023年8月单位结构性存款产品账单

发布时间：2023-08-15 16:49:29

尊敬的客户：

　　以下是我行单位结构性存款产品2023年8月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2023年8月单位结构性存款产品账单
账单日：2023-8-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民币	1.75%/3.4%/3.75%	1200	222000	EUR/USD	2023/6/26	1.05620	1.09075	-	3.4
2	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民币	1.75%/3.2%/3.55%	4500	742500	EUR/USD	2023/7/18	1.05620	1.1251	-	3.2
3	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民币	1.75%/3.2%/3.55%	2000	330000	EUR/USD	2023/7/18	1.04345	1.1251	-	3.2
4	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民币	1.75%/3.1%/3.45%	5000	775000	EUR/USD	2023/7/26	1.01765	1.1062	-	3.1
5	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民币	1.75%/3.3%/3.65%	30000	5235616.44	EUR/USD	2023/8/22	1.01395	1.12179	4730716.34	3.33
6	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民币	2%/2.95%/3.3%	10000	1150000	EUR/USD	2023/8/22	1.00330	1.12179	969146.19	2.97
7	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民币	1.75%/3.2%/3.55%	10000	1650000	1Y LPR	2023/8/22	1.01085	0.0355	870000.00	2.62
8	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	1000	220000	1Y LPR	2023/8/22	1.01085	0.0355	111111.11	2.76
9	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	15000	3300000	1Y LPR	2023/8/22	1.01935	0.0355	1666666.67	2.76
10	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民币	1.2%/3.5%/3.85%	1000	250000	1Y LPR	2023/9/12	1.01995	0.0355	141538.46	2.62
11	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民币	1.2%/3.5%/3.85%	10000	2500000	1Y LPR	2023/9/12	1.02330	0.0355	1415384.62	2.62
12	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民币	1.3%/3.05%/3.4%	10000	1950000	1Y LPR	2023/9/12	1.02330	0.0355	1076923.08	2.38
13	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民币	1.1%/2.5%/2.85%	3000	480000	1Y LPR	2023/9/26	1.01750	0.0355	258461.54	1.96
14	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民币	1.1%/2.6%/2.95%	10000	1700000	EUR/USD	2023/9/26	1.01715	1.12179	1526411.23	2.63
15	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民币	1.1%/2.4%/2.75%	4000	600000	EUR/USD	2023/9/26	1.00285	1.12179	529154.84	2.42
16	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民币	1.1%/2.5%/2.85%	5000	800000	EUR/USD	2023/10/11	1.00240	1.12179	722511.09	2.55
17	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民币	1.2%/3%/3.35%	20000	4000000	EUR/USD	2023/10/11	0.99195	1.12179	3715748.31	3.06
18	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民币	1.1%/2.5%/2.85%	3000	480000	EUR/USD	2023/10/11	0.96520	1.12179	433506.67	2.55
19	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民币	1.1%/2.5%/2.85%	3000	495000	EUR/USD	2023/10/18	0.96520	1.12179	433355.46	2.54
20	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2023/10/18	3.65%	1.12179	722700.54	2.55
21	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	2500	500000	EUR/USD	2023/10/26	3.65%	1.12179	464157.76	3.06
22	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民币	1.2%/2.95%/3.3%	1200	234000	EUR/USD	2023/10/26	3.65%	1.12179	216619.10	3.01
23	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	10000	2000000	EUR/USD	2023/10/26	3.65%	1.12179	1856631.06	3.06
24	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	8000	1600000	EUR/USD	2023/10/26	3.65%	1.12179	1485304.80	3.06
25	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	11100000	EUR/USD	2023/12/4	3.65%	1.12179	9876380.99	3.65
26	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民币	1.2%/2.7%/3.05%	5000	850000	EUR/USD	2023/10/26	3.65%	1.12179	800565.61	2.8
27	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民币	1.1%/2.5%/2.85%	2000	330000	EUR/USD	2023/10/26	1.01675	1.12179	299055.74	2.6
28	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民币	1.1%/2.4%/2.75%	10000	1500000	EUR/USD	2023/11/2	1.03275	1.12179	1388514.36	2.49
29	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民币	1.2%/3%/3.35%	2500	500000	EUR/USD	2023/11/2	1.03475	1.12179	480526.61	3.12
30	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民币	1.2%/2.7%/3.05%	5000	850000	EUR/USD	2023/11/2	1.03475	1.12179	800790.34	2.8
31	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民币	1.2%/3%/3.35%	3000	615000	EUR/USD	2023/11/2	1.03475	1.12179	576150.59	3.12
32	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民币	1.1%/2.5%/2.85%	2500	412500	EUR/USD	2023/11/10	1.05690	1.12179	373490.74	2.59
33	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民币	1.2%/2.85%/3.2%	3000	570000	EUR/USD	2023/12/4	1.05010	1.12179	522696.16	2.94
34	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民币	1.2%/3%/3.35%	7000	1400000	EUR/USD	2023/11/10	1.05115	1.12179	1318378.51	3.08
35	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3.2%/3.55%	7000	1575000	EUR/USD	2023/11/21	1.05115	1.12179	1461243.54	3.29
36	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3%/3.35%	30000	6150000	EUR/USD	2023/11/21	1.05115	1.12179	5637072.52	3.08
37	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	950000	EUR/USD	2023/12/4	1.05115	1.12179	854366.16	3.01
38	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	950000	EUR/USD	2023/12/4	1.05115	1.12179	854366.16	3.01
39	WJ20230216001	WKGJ2023031-180D	2023/2/18	2023/8/17	180	人民币	1.15%/3.3%/3.65%	10000	1183561.64	EUR/USD	2023/7/18	1.06625	1.1251	-	3.3
40	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民币	1.2%/3%/3.35%	5000	1025000	EUR/USD	2023/12/12	1.06415	1.12179	938195.98	3.08
41	WJ20230227008	WKGJ2023030-180D	2023/2/28	2023/8/27	180	人民币	1.25%/2.9%/3.25%	5000	468493.15	EUR/USD	2023/7/26	1.06050	1.1062	-	2.9
42	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民币	1.2%/3.3%/3.65%	3000	705000	EUR/USD	2023/12/12	1.06050	1.12179	656433.78	3.39
43	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民币	1.15%/3.65%/4%	20000	4068493.15	EUR/USD	2023/10/26	1.06050	1.12179	3863113.86	3.76
44	WJ20230303004	WKGJ2023029-180D	2023/3/4	2023/8/31	180	人民币	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/8/4	1.06185	1.0953	-	2.8
45	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民币	1.2%/3%/3.35%	2000	410000	EUR/USD	2023/12/14	1.06295	1.12179	377950.20	3.09
46	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	760000	EUR/USD	2023/12/18	1.06515	1.12179	693596.80	2.93
47	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	760000	EUR/USD	2023/12/18	1.06515	1.12179	693596.80	2.93
48	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	190000	EUR/USD	2023/12/18	1.06415	1.12179	173387.15	2.93
49	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	190000	EUR/USD	2023/12/18	1.06295	1.12179	173399.19	2.93
50	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民币	1.2%/3.4%/3.75%	15000	3600000	EUR/USD	2023/12/18	1.05255	1.12179	3434439.36	3.49
51	WJ20230315002	WKGJ2023029-180D	2023/3/17	2023/9/13	180	人民币	1.15%/2.8%/3.15%	1100	103068.49	EUR/USD	2023/8/4	1.06675	1.0953	-	2.8
52	WJ20230317003	WKGJ2023047-180D	2023/3/21	2023/9/17	180	人民币	1.15%/3.1%/3.45%	10000	1084931.51	EUR/USD	2023/8/8	1.07305	1.0997	-	3.1
53	WJ20230322003	WKGJ2023050-180D	2023/3/24	2023/9/20	180	人民币	1.15%/3.25%/3.6%	2000	231780.82	EUR/USD	2023/8/8	1.07665	1.0997	-	3.25
54	WJ20230323005	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民币	1.15%/2.8%/3.15%	5000	480821.92	EUR/USD	2023/8/8	1.07665	1.0997	-	2.8
55	WJ20230324004	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民币	1.15%/2.8%/3.15%	10000	961643.84	EUR/USD	2023/8/8	1.07665	1.0997	-	2.8
56	WJ20230324003	WKGJ2023055-180D	2023/3/28	2023/9/24	180	人民币	1.15%/3.3%/3.65%	10000	1208219.18	EUR/USD	2023/8/8	1.08555	1.0997	-	3.3
57	WJ20230324001	WKGJ2023050-180D	2023/3/28	2023/9/24	180	人民币	1.15%/3.25%/3.6%	1000	118356.16	EUR/USD	2023/8/8	1.08665	1.0997	-	3.25
58	WJ20230327001	WKGJ2023029-365D	2023/3/28	2024/3/27	365	人民币	1.2%/2.85%/3.2%	2500	487500	EUR/USD	2023/12/21	1.07855	1.12179	423418.45	2.89
59	WJ20230329006	WKGJ2023029-365D	2023/3/31	2024/3/30	365	人民币	1.2%/2.85%/3.2%	2500	487500	EUR/USD	2023/12/21	1.08575	1.12179	423676.07	2.89
60	WJ20230406001	WKGJ2023055-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.3%/3.65%	5000	604109.59	EUR/USD	2023/9/5	1.08575	1.12179	556924.97	3.41
61	WJ20230406004	WKGJ2023071-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.1%/3.45%	5000	554794.52	EUR/USD	2023/8/28	1.10135	1.12179	505115.82	3.2
62	WJ20230407001	WKGJ2023073-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.05%/3.4%	1500	162739.73	EUR/USD	2023/8/28	1.10135	1.12179	147649.26	3.15
63	WJ20230407002	WKGJ2023070-270D	2023/4/11	2024/1/6	270	人民币	1.15%/3.65%/4%	40000	8284931.51	EUR/USD	2023/11/21	1.07855	1.12179	7676493.22	3.74
64	WJ20230406005	WKGJ2023029-180D	2023/4/12	2023/10/9	180	人民币	1.15%/2.8%/3.15%	9000	843287.67	EUR/USD	2023/9/5	1.07270	1.12179	768874.17	2.88
65	WJ20230411002	WKGJ2023029-180D	2023/4/13	2023/10/10	180	人民币	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/9/7	1.07245	1.12179	854178.54	2.88
66	WJ20230412001	WKGJ2023077-365D	2023/4/15	2024/4/14	365	人民币	1.2%/3.1%/3.45%	8000	1760000	EUR/USD	2023/9/21	1.06670	1.12179	1532367.12	3.12
67	WJ20230418002	WKGJ2023078-365D	2023/4/20	2024/4/19	365	人民币	1.2%/3%/3.35%	8000	1680000	EUR/USD	2023/9/21	1.06670	1.12179	1450364.60	3.01
68	WJ20230424007	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	1400	131178.08	EUR/USD	2023/9/7	1.06670	1.12179	117851.58	2.86
69	WJ20230425002	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/9/7	1.07390	1.12179	420898.54	2.86
70	WJ20230424005	WKGJ2023082-180D	2023/4/27	2023/10/24	180	人民币	1.15%/3.25%/3.6%	2000	236712.33	EUR/USD	2023/9/7	1.07055	1.12179	214243.88	3.32
71	WJ20230426001	WKGJ2023083-180D	2023/4/28	2023/10/25	180	人民币	1.15%/3.6%/3.95%	2000	271232.88	EUR/USD	2023/9/21	1.07055	1.12179	249918.67	3.68
72	WJ20230427003	WKGJ2023080-180D	2023/4/29	2023/10/26	180	人民币	1.15%/3.3%/3.65%	20000	2416438.36	EUR/USD	2023/9/13	1.07055	1.12179	2192401.74	3.37
73	WJ20230427004	WKGJ2023078-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3%/3.35%	7000	1470000	EUR/USD	2023/9/26	1.07055	1.12179	1266220.32	3.01
74	WJ20230427007	WKGJ2023088-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3.2%/3.55%	5000	1150000	EUR/USD	2023/9/26	1.06535	1.12179	1004931.07	3.21
75	WJ20230505003	WKGJ2023094-270D	2023/5/6	2024/1/31	270	人民币	1.15%/3.65%/4%	10000	2071232.88	EUR/USD	2023/9/21	1.06760	1.12179	1884874.91	3.7
76	WJ20230508003	WKGJ2023093-180D	2023/5/9	2023/11/5	180	人民币	1.15%/3.1%/3.45%	20000	2219178.08	EUR/USD	2023/9/21	1.05590	1.12179	1986183.93	3.16
77	WJ20230508005	WKGJ2023099-180D	2023/5/9	2023/11/5	180	人民币	1.15%/2.55%/2.9%	20000	1627397.26	EUR/USD	2023/9/14	1.05845	1.12179	1425629.36	2.6
78	WJ20230506001	WKGJ2023085-365D	2023/5/11	2024/5/10	365	人民币	1.2%/3.2%/3.55%	3000	690000	EUR/USD	2024/2/1	1.05845	1.12179	605961.98	3.22
79	WJ20230511002	WKGJ2023103-180D	2023/5/13	2023/11/9	180	人民币	1.05%/2.35%/2.7%	1000	76438.36	EUR/USD	2023/9/21	1.06515	1.12179	64367.94	2.36
80	WJ20230511008	WKGJ2023084-180D	2023/5/13	2023/11/9	180	人民币	1.15%/3.45%/3.8%	9830	1260394.52	EUR/USD	2023/9/21	1.06365	1.12179	1118775.89	3.46
81	WJ20230511009	WKGJ2023102-365D	2023/5/16	2024/5/15	365	人民币	1.2%/3%/3.35%	17000	3570000	EUR/USD	2023/9/26	1.05410	1.12179	2987820.05	2.96
82	WJ20230515002	WKGJ2023104-180D	2023/5/16	2023/11/12	180	人民币	1.15%/3.3%/3.65%	10000	1208219.18	EUR/USD	2023/9/21	1.05410	1.12179	1063709.21	3.31
83	WJ20230515001	WKGJ2023101-365D	2023/5/17	2024/5/16	365	人民币	1.2%/2.95%/3.3%	3000	615000	EUR/USD	2024/2/1	1.05410	1.12179	509287.58	2.9
84	WJ20230516002	WKGJ2023079-180D	2023/5/18	2023/11/14	180	人民币	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/9/21	1.05410	1.12179	85704.00	2.89
85	WJ20230517002	WKGJ2023105-180D	2023/5/18	2023/11/14	180	人民币	1.15%/3.3%/3.65%	3000	362465.75	EUR/USD	2023/9/26	1.05410	1.12179	370620.19	3.66
86	WJ20230517001	WKGJ2023105-90D	2023/5/18	2023/8/16	90	人民币	1%/3.2%/3.55%	2000	123287.67	EUR/USD	2023/7/18	1.06675	1.1251	-	3.55
87	WJ20230518005	WKGJ2023110-180D	2023/5/20	2023/11/16	180	人民币	1.15%/2.9%/3.25%	1000	101095.89	EUR/USD	2023/10/11	1.06745	1.12179	86690.86	2.91
88	WJ20230522003	WKGJ2023108-90D	2023/5/24	2023/8/22	90	人民币	1%/3.05%/3.4%	1200	69534.25	EUR/USD	2023/7/26	1.06745	1.1062	-	3.05
89	WJ20230524002	WKGJ2023093-180D	2023/5/25	2023/11/21	180	人民币	1.15%/3.1%/3.45%	20000	2219178.08	EUR/USD	2023/10/11	1.07725	1.12179	1945496.41	3.12
90	WJ20230524003	WKGJ2023114-350D	2023/5/26	2024/5/10	350	人民币	1.2%/3%/3.35%	3000	604109.59	EUR/USD	2024/2/20	1.07625	1.12179	507142.96	2.96
91	WJ20230524004	WKGJ2023114-320D	2023/5/26	2024/4/10	320	人民币	1.2%/3%/3.35%	1000	184109.59	EUR/USD	2024/2/20	1.08450	1.12179	155270.15	2.97
92	WJ20230525001	WKGJ2023109-180D	2023/5/27	2023/11/23	180	人民币	1.15%/3.45%/3.8%	4913	629940.82	EUR/USD	2023/10/11	1.08450	1.12179	562278.94	3.47
93	WJ20230529001	WKGJ2023116-90D	2023/5/30	2023/8/28	90	人民币	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/7/26	1.08450	1.1062	-	3
94	WJ20230529007	WKGJ2023103-180D	2023/5/31	2023/11/27	180	人民币	1.05%/2.35%/2.7%	2000	152876.71	EUR/USD	2023/10/11	1.08450	1.12179	130938.07	2.38
95	WJ20230529008	WKGJ2023079-90D	2023/5/31	2023/8/29	90	人民币	1%/2.75%/3.1%	1000	49315.07	EUR/USD	2023/7/26	1.08450	1.1062	-	2.75
96	WJ20230529002	WKGJ2023117-365D	2023/5/31	2024/5/30	365	人民币	1.2%/2.95%/3.3%	7500	1537500	EUR/USD	2024/2/20	1.09100	1.12179	1287056.90	2.92
97	WJ20230529004	WKGJ2023113-180D	2023/5/31	2023/11/27	180	人民币	1.15%/3.1%/3.45%	31000	3439726.03	EUR/USD	2023/10/11	1.08085	1.12179	3023113.73	3.13
98	WJ20230530003	WKGJ2023113-180D	2023/6/1	2023/11/28	180	人民币	1.15%/3.1%/3.45%	19000	2108219.18	EUR/USD	2023/10/11	1.08085	1.12179	1848166.78	3.12
99	WJ20230531002	WKGJ2023111-270D	2023/6/2	2024/2/27	270	人民币	1.15%/3.6%/3.95%	10000	2034246.58	EUR/USD	2024/2/1	1.08995	1.12179	1817910.43	3.61
100	WJ20230602001	WKGJ2023122-180D	2023/6/6	2023/12/3	180	人民币	1.15%/2.8%/3.15%	2000	187397.26	EUR/USD	2023/10/11	1.08995	1.12179	196725.01	3.14
101	WJ20230605006	WKGJ2023122-90D	2023/6/7	2023/9/5	90	人民币	1%/2.75%/3.1%	1200	59178.08	EUR/USD	2023/7/26	1.08995	1.1062	-	2.75
102	WJ20230608001	WKGJ2023126-90D	2023/6/9	2023/9/7	90	人民币	1%/3.1%/3.45%	5000	295890.41	EUR/USD	2023/7/26	1.08995	1.1062	-	3.1
103	WJ20230608003	WKGJ2023122-180D	2023/6/10	2023/12/7	180	人民币	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/10/11	1.08995	1.12179	818139.08	2.81
104	WJ20230613001	WKGJ2023122-180D	2023/6/14	2023/12/11	180	人民币	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/11/2	1.09255	1.12179	82214.49	2.82
105	WJ20230613002	WKGJ2023128-180D	2023/6/15	2023/12/12	180	人民币	1.05%/2.5%/2.85%	2000	167671.23	EUR/USD	2023/11/2	1.09965	1.12179	140103.66	2.47
106	WJ20230615009	WKGJ2023128-180D	2023/6/17	2023/12/14	180	人民币	1.05%/2.5%/2.85%	2000	167671.23	EUR/USD	2023/11/2	1.10625	1.12179	140605.18	2.48
107	WJ20230615004	WKGJ2023129-365D	2023/6/17	2024/6/16	365	人民币	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/2/20	1.10625	1.12179	1711510.98	2.91
108	WJ20230615008	WKGJ2023116-90D	2023/6/20	2023/9/18	90	人民币	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/8/8	1.09715	1.0997	-	3
109	WJ20230619002	WKGJ2023122-180D	2023/6/20	2023/12/17	180	人民币	1.15%/2.8%/3.15%	20000	1873972.6	EUR/USD	2023/11/2	1.09715	1.12179	1618529.77	2.79
110	WJ20230620001	WKGJ2023131-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.84%/3.19%	1500	147205.48	EUR/USD	2023/11/2	1.09700	1.12179	125749.56	2.85
111	WJ20230620004	WKGJ2023133-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.85%/3.2%	2000	197260.27	EUR/USD	2023/11/2	1.09665	1.12179	168644.88	2.86
112	WJ20230620008	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/11/2	1.09665	1.12179	399900.35	2.77
113	WJ20230620013	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民币	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/11/2	1.09755	1.12179	399975.67	2.77
114	WJ20230625003	WKGJ2023116-90D	2023/6/27	2023/9/25	90	人民币	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/8/22	1.10455	1.12179	49600.44	3.01
115	WJ20230627001	WKGJ2023128-180D	2023/6/28	2023/12/25	180	人民币	1.05%/2.5%/2.85%	2500	209589.04	EUR/USD	2023/11/10	1.10455	1.12179	176415.83	2.48
116	WJ20230627003	WKGJ2023122-90D	2023/6/29	2023/9/27	90	人民币	1%/2.75%/3.1%	3000	147945.21	EUR/USD	2023/8/28	1.10265	1.12179	130696.63	2.77
117	WJ20230627005	WKGJ2023126-90D	2023/6/29	2023/9/27	90	人民币	1%/3.1%/3.45%	3000	177534.25	EUR/USD	2023/8/28	1.10810	1.12179	156719.90	3.12
118	WJ20230628006	WKGJ2023122-180D	2023/6/29	2023/12/26	180	人民币	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/11/10	1.10810	1.12179	823416.90	2.82
119	WJ20230628005	WKGJ2023137-180D	2023/6/29	2023/12/26	180	人民币	1.15%/3%/3.35%	10000	1060273.97	EUR/USD	2023/11/10	1.10810	1.12179	921261.97	3.02
120	WJ20230629005	WKGJ2023127-180D	2023/7/1	2023/12/28	180	人民币	1.15%/3.4%/3.75%	10000	1257534.25	EUR/USD	2023/11/10	1.10810	1.12179	1084547.87	3.35
121	WJ20230703002	WKGJ2023142-90D	2023/7/4	2023/10/2	90	人民币	1%/3%/3.35%	4000	226849.32	EUR/USD	2023/9/5	1.10315	1.12179	199124.13	3.02
122	WJ20230704001	WKGJ2023145-180D	2023/7/5	2024/1/1	180	人民币	1.05%/2.45%/2.8%	10000	813698.63	EUR/USD	2023/11/21	1.10315	1.12179	677629.17	2.42
123	WJ20230704004	WKGJ2023143-180D	2023/7/6	2024/1/2	180	人民币	1.15%/3.14%/3.49%	11000	1242246.58	EUR/USD	2023/11/21	1.09715	1.12179	1085338.35	3.15
124	WJ20230706001	WKGJ2023122-90D	2023/7/8	2023/10/6	90	人民币	1%/2.75%/3.1%	1500	73972.6	EUR/USD	2023/9/5	1.09715	1.12179	64713.03	2.75
125	WJ20230707003	WKGJ2023147-365D	2023/7/8	2024/7/7	365	人民币	1.2%/2.95%/3.3%	13000	2665000	EUR/USD	2024/4/10	1.09235	1.12179	2220398.13	2.91
126	WJ20230706002	WKGJ2023146-90D	2023/7/11	2023/10/9	90	人民币	1%/2.85%/3.2%	3000	159041.1	EUR/USD	2023/9/5	1.10275	1.12179	134835.27	2.82
127	WJ20230707005	WKGJ2023122-365D	2023/7/11	2024/7/10	365	人民币	1.2%/2.85%/3.2%	1500	285000	EUR/USD	2024/4/10	1.10275	1.12179	228936.80	2.73
128	WJ20230713006	WKGJ2023148-90D	2023/7/15	2023/10/13	90	人民币	1%/2.95%/3.3%	10000	554794.52	EURUSD	2023/9/5	1.12185	1.12179	409151.87	2.66
129	WJ20230714004	WKGJ2023151-120D	2023/7/18	2023/11/15	120	人民币	1%/3%/3.35%	15000	1134246.58	EURUSD	2023/10/11	1.1226	1.12179	976124.38	2.98
130	WJ20230713001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EURUSD	2024/4/10	1.1226	1.12179	880681.55	2.67
131	WJ20230713002	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	7000	1330000	EURUSD	2024/4/10	1.1226	1.12179	1027253.33	2.67
132	WJ20230717002	WKGJ2023122-180D	2023/7/18	2024/1/14	180	人民币	1.15%/2.8%/3.15%	10000	936986.3	EURUSD	2023/11/10	1.1226	1.12179	631272.39	2.43
133	WJ20230717001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民币	1.2%/2.85%/3.2%	1500	285000	EURUSD	2024/4/10	1.1226	1.12179	220125.71	2.67
134	WJ20230718001	WKGJ2023150-90D	2023/7/20	2023/10/18	90	人民币	1%/3%/3.35%	1000	56712.33	EURUSD	2023/9/13	1.11385	1.12179	49293.25	3
135	WJ20230719001	WKGJ2023122-90D	2023/7/20	2023/10/18	90	人民币	1%/2.75%/3.1%	1500	73972.6	EURUSD	2023/9/13	1.11385	1.12179	64705.88	2.75
136	WJ20230719003	WKGJ2023122-60D	2023/7/21	2023/9/19	60	人民币	1%/2.6%/2.95%	2000	60821.92	EURUSD	2023/8/28	1.11215	1.12179	48979.94	2.49
137	WJ20230721001	WKGJ2023154-180D	2023/7/22	2024/1/18	180	人民币	1.05%/2.05%/2.4%	2000	123287.67	EURUSD	2023/12/4	1.11215	1.12179	92082.56	1.98
138	WJ20230720003	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/4/10	1.11215	1.12179	1498013.80	2.7
139	WJ20230720002	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/4/10	1.11215	1.12179	1498272.28	2.7
140	WJ20230721004	WKGJ2023127-180D	2023/7/22	2024/1/18	180	人民币	1.15%/3.4%/3.75%	20000	2515068.49	EURUSD	2023/12/4	1.11215	1.12179	2055188.67	3.23
141	WJ20230724002	WKGJ2023155-180D	2023/7/25	2024/1/21	180	人民币	1.15%/2.55%/2.9%	10000	813698.63	EURUSD	2023/12/4	1.10385	1.12179	653066.46	2.47
142	WJ20230725001	WKGJ2023122-180D	2023/7/27	2024/1/23	180	人民币	1.15%/2.8%/3.15%	5000	468493.15	EURUSD	2023/12/4	1.0982	1.12179	406916.72	2.8
143	WJ20230727004	WKGJ2023156-365D	2023/7/29	2024/7/28	365	人民币	1.2%/2.85%/3.2%	15000	2850000	EURUSD	2024/4/10	1.1015	1.12179	2406076.78	2.8
144	WJ20230727002	WKGJ2023156-180D	2023/7/29	2024/1/25	180	人民币	1.15%/2.8%/3.15%	15000	1405479.45	EURUSD	2023/12/4	1.1015	1.12179	1216977.45	2.8
145	WJ20230728005	WKGJ2023144-180D	2023/7/29	2024/1/25	180	人民币	1.15%/3.4%/3.75%	30000	3772602.74	EURUSD	2023/12/4	1.1015	1.12179	3307323.59	3.39
146	WJ20230728001	WKGJ2023160-30D	2023/8/1	2023/8/31	30	人民币	1.1%/2.93%/3.28%	10000	175068.49	EURUSD	2023/8/22	1.0993	1.12179	152040.24	2.95
147	WJ20230727010	WKGJ2023158-30D	2023/8/1	2023/8/31	30	人民币	1.1%/2.94%/3.29%	21000	369369.86	EURUSD	2023/8/22	1.0993	1.12179	321028.75	2.96
148	WJ20230727012	WKGJ2023122-30D	2023/8/1	2023/8/31	30	人民币	1.1%/2.6%/2.95%	10000	143835.62	EURUSD	2023/8/22	1.0993	1.12179	124629.46	2.62
149	WJ20230728010	WKGJ2023165-29D	2023/8/1	2023/8/30	29	人民币	1.1%/3.1%/3.45%	16000	292383.56	EURUSD	2023/8/22	1.0993	1.12179	257033.32	3.12
150	WJ20230728008	WKGJ2023161-30D	2023/8/1	2023/8/31	30	人民币	1.1%/2.9%/3.25%	10000	172602.74	EURUSD	2023/8/22	1.0993	1.12179	149548.32	2.92
151	WJ20230728009	WKGJ2023122-60D	2023/8/1	2023/9/30	60	人民币	1%/2.6%/2.95%	4000	121643.84	EURUSD	2023/9/12	1.0993	1.12179	102599.52	2.56
152	WJ20230728011	WKGJ2023157-29D	2023/8/1	2023/8/30	29	人民币	1.1%/3.1%/3.45%	50000	913698.63	EURUSD	2023/8/22	1.0993	1.12179	803234.43	3.12
153	WJ20230801001	WKGJ2023166-180D	2023/8/2	2024/1/29	180	人民币	0.9%/2%/2.3%	10000	665753.42	EURUSD	2023/12/4	1.0944	1.12179	524535.93	1.96
154	WJ20230731007	WKGJ2023159-29D	2023/8/2	2023/8/31	29	人民币	1.1%/3.2%/3.55%	100000	1906849.32	EURUSD	2023/8/22	1.0944	1.12179	1688542.87	3.23
155	WJ20230801003	WKGJ2023167-180D	2023/8/3	2024/1/30	180	人民币	1.15%/2.9%/3.25%	5500	556027.4	EURUSD	2023/12/4	1.0957	1.12179	455750.63	2.83
156	WJ20230802001	WKGJ2023122-25D	2023/8/4	2023/8/29	25	人民币	1.1%/2.6%/2.95%	1500	17979.45	EURUSD	2023/8/22	1.1	1.12179	15330.30	2.59
157	WJ20230803001	WKGJ2023122-14D	2023/8/4	2023/8/18	14	人民币	0.7%/2.3%/2.65%	5000	35479.45	EURUSD	2023/8/16	1.1	1.12179	31034.97	2.32
158	WJ20230802003	WKGJ2023163-90D	2023/8/4	2023/11/2	90	人民币	1%/3%/3.35%	3000	170136.99	EURUSD	2023/10/18	1.1	1.12179	149017.83	3.01
159	WJ20230807001	WKGJ2023156-180D	2023/8/8	2024/2/4	180	人民币	1.15%/2.8%/3.15%	1500	140547.95	EURUSD	2024/1/9	1.09635	1.12179	122062.63	2.8
160	WJ20230807002	WKGJ2023168-90D	2023/8/8	2023/11/6	90	人民币	1%/3%/3.35%	5000	283561.64	EURUSD	2023/10/18	1.09635	1.12179	248999.13	3.02
161	WJ20230809001	WKGJ2023122-25D	2023/8/11	2023/9/5	25	人民币	1.1%/2.6%/2.95%	4000	47945.21	EURUSD	2023/8/28	1.0936	1.12179	41987.16	2.63
162	WJ20230810002	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/7/2	1.0936	1.12179	1611874.99	2.81
163	WJ20230810004	WKGJ2023122-90D	2023/8/12	2023/11/10	90	人民币	1%/2.75%/3.1%	1000	49315.07	EURUSD	2023/10/18	1.0936	1.12179	42228.08	2.71
164	WJ20230811001	WKGJ2023144-180D	2023/8/12	2024/2/8	180	人民币	1.15%/3.4%/3.75%	10000	1257534.25	EURUSD	2024/1/9	1.0936	1.12179	1099330.46	3.38
165	WJ20230811003	WKGJ2023122-28D	2023/8/12	2023/9/9	28	人民币	1.1%/2.6%/2.95%	1000	13424.66	EURUSD	2023/8/28	1.0936	1.12179	11749.36	2.63
166	WJ20230810006	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/7/2	1.0936	1.12179	1611759.18	2.81

持仓风险

　　风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
　　1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

　　2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

　　3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

　　4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

　　5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

　　6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

　　7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

　　8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

　　本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

　　本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

　　本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。