威海市商业银行

2023年6月单位结构性存款产品账单

发布时间：2023-06-15 15:05:56

尊敬的客户：

　　以下是我行单位结构性存款产品2023年6月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2023年6月单位结构性存款产品账单
账单日：2023-6-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（万元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.2%/3.55%	10000	170.00	EUR/USD	2023/5/16	1.05620	1.08715	-	3.2
2	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.4%/3.75%	10000	190.00	EUR/USD	2023/5/16	1.05620	1.08715	-	3.4
3	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民币	1.75%/3.4%/3.75%	30000	570.00	EUR/USD	2023/5/16	1.04345	1.08715	-	3.4
4	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民币	1.75%/3.4%/3.75%	30000	555.00	EUR/USD	2023/5/16	1.01765	1.08715	-	3.4
5	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民币	1.75%/3.4%/3.75%	30000	555.00	EUR/USD	2023/5/16	1.01395	1.08715	-	3.4
6	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民币	1.75%/3.4%/3.75%	10000	185.00	EUR/USD	2023/6/13	1.00330	1.07855	-	3.4
7	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	10000	185.00	EUR/USD	2023/5/16	1.01085	1.08715	-	3.4
8	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.01085	1.08715	-	3.4
9	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民币	1.75%/3.2%/3.55%	10000	165.00	EUR/USD	2023/6/13	1.01935	1.07855	-	3.2
10	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民币	1.75%/3.2%/3.55%	3000	49.50	EUR/USD	2023/6/13	1.01995	1.07855	-	3.2
11	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.4%/3.75%	27000	499.50	EUR/USD	2023/6/21	1.02330	1.07765	4,666,514.49	3.48
12	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.2%/3.55%	5000	82.50	EUR/USD	2023/6/21	1.02330	1.07765	759,421.54	3.27
13	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民币	1.75%/3.4%/3.75%	10000	185.00	EUR/USD	2023/6/26	1.01750	1.07765	1,750,234.82	3.5
14	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民币	1.75%/3.4%/3.75%	1200	22.20	EUR/USD	2023/6/26	1.01715	1.07765	202,290.47	3.44
15	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民币	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.00285	1.07765	666,638.79	3.23
16	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民币	1.75%/3.2%/3.55%	2000	33.00	EUR/USD	2023/7/18	1.00240	1.07765	296,284.08	3.23
17	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民币	1.75%/3.1%/3.45%	5000	77.50	EUR/USD	2023/7/26	0.99195	1.07765	690,050.31	3.13
18	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民币	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.96520	1.07765	4,653,509.63	3.31
19	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民币	2%/2.95%/3.3%	10000	115.00	EUR/USD	2023/8/22	0.96520	1.07765	956,640.51	2.96
20	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民币	1.75%/3.2%/3.55%	10000	165.00	1Y LPR	2023/8/22	0.03650	0.0365	725,000.00	2.48
21	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	1000	22.00	1Y LPR	2023/8/22	0.03650	0.0365	100,000.00	2.65
22	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	15000	330.00	1Y LPR	2023/8/22	0.03650	0.0365	1,500,000.00	2.65
23	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民币	1.2%/3.5%/3.85%	1000	25.00	1Y LPR	2023/9/12	0.03650	0.0365	123,846.15	2.44
24	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民币	1.2%/3.5%/3.85%	10000	250.00	1Y LPR	2023/9/12	0.03650	0.0365	1,238,461.54	2.44
25	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民币	1.3%/3.05%/3.4%	10000	195.00	1Y LPR	2023/9/12	0.03650	0.0365	942,307.69	2.24
26	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民币	1.1%/2.5%/2.85%	3000	48.00	1Y LPR	2023/9/26	0.03650	0.0365	226,153.85	1.85
27	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民币	1.1%/2.6%/2.95%	10000	170.00	EUR/USD	2023/9/26	1.01675	1.07765	1,493,599.62	2.59
28	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民币	1.1%/2.4%/2.75%	4000	60.00	EUR/USD	2023/9/26	1.03275	1.07765	517,706.72	2.39
29	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民币	1.1%/2.5%/2.85%	5000	80.00	EUR/USD	2023/10/11	1.03475	1.07765	707,134.83	2.51
30	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民币	1.2%/3%/3.35%	20000	400.00	EUR/USD	2023/10/11	1.03475	1.07765	3,636,361.14	3.02
31	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民币	1.1%/2.5%/2.85%	3000	48.00	EUR/USD	2023/10/11	1.03475	1.07765	424,280.89	2.51
32	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民币	1.1%/2.5%/2.85%	3000	49.50	EUR/USD	2023/10/18	1.05690	1.07765	423,637.21	2.51
33	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民币	1.1%/2.5%/2.85%	5000	82.50	EUR/USD	2023/10/18	1.05010	1.07765	707,409.06	2.51
34	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	2500	50.00	EUR/USD	2023/10/26	1.05115	1.07765	452,878.62	3.01
35	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民币	1.2%/2.95%/3.3%	1200	23.40	EUR/USD	2023/10/26	1.05115	1.07765	211,365.52	2.96
36	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	10000	200.00	EUR/USD	2023/10/26	1.05115	1.07765	1,811,514.46	3.01
37	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民币	1.2%/3%/3.35%	8000	160.00	EUR/USD	2023/10/26	1.05115	1.07765	1,449,211.53	3.01
38	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	1110.00	EUR/USD	2023/12/4	1.05115	1.07765	9,677,002.45	3.61
39	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民币	1.2%/2.7%/3.05%	5000	85.00	EUR/USD	2023/10/26	1.06625	1.07765	776,879.82	2.75
40	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民币	1.1%/2.5%/2.85%	2000	33.00	EUR/USD	2023/10/26	1.06415	1.07765	290,569.29	2.55
41	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民币	1.1%/2.4%/2.75%	10000	150.00	EUR/USD	2023/11/2	1.06050	1.07765	1,349,620.44	2.45
42	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民币	1.2%/3%/3.35%	2500	50.00	EUR/USD	2023/11/2	1.06050	1.07765	470,834.28	3.08
43	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民币	1.2%/2.7%/3.05%	5000	85.00	EUR/USD	2023/11/2	1.06050	1.07765	778,151.85	2.76
44	WJ20221215007	WKGJ2022238-180D	2022/12/20	2023/6/18	180	人民币	1.15%/3.25%/3.6%	2000	23.18	EUR/USD	2023/5/9	1.06185	1.09935	-	3.25
45	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民币	1.2%/3%/3.35%	3000	61.50	EUR/USD	2023/11/2	1.06295	1.07765	558,629.52	3.06
46	WJ20221221002	WKGJ2022238-180D	2022/12/23	2023/6/21	180	人民币	1.15%/3.25%/3.6%	1500	17.38	EUR/USD	2023/5/11	1.06515	1.09785	-	3.25
47	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民币	1.1%/2.5%/2.85%	2500	41.25	EUR/USD	2023/11/10	1.06515	1.07765	365,998.41	2.56
48	WJ20221223004	WKGJ2022247-180D	2022/12/27	2023/6/25	180	人民币	1.15%/2.8%/3.15%	7000	65.59	EUR/USD	2023/5/11	1.06415	1.09785	-	2.8
49	WJ20221226003	WKGJ2022253-180D	2022/12/28	2023/6/26	180	人民币	1.15%/3.2%/3.55%	10000	113.42	EUR/USD	2023/5/16	1.06295	1.08715	-	3.2
50	WJ20230103009	WKGJ2023001-180D	2023/1/5	2023/7/4	180	人民币	1.15%/3.24%/3.59%	11000	124.22	EUR/USD	2023/6/4	1.05255	1.07015	-	3.24
51	WJ20230105002	WKGJ2023006-180D	2023/1/7	2023/7/6	180	人民币	1.05%/2.3%/2.65%	1000	7.40	EUR/USD	2023/6/2	1.06675	1.07715	-	2.3
52	WJ20230107001	WKGJ2023005-180D	2023/1/10	2023/7/9	180	人民币	1.15%/3.2%/3.55%	4000	45.37	EUR/USD	2023/6/9	1.07305	1.0778	-	3.2
53	WJ20230109002	WKGJ2023004-180D	2023/1/11	2023/7/10	180	人民币	1.15%/3.15%/3.5%	30000	332.88	EUR/USD	2023/6/9	1.07665	1.0778	-	3.15
54	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民币	1.2%/2.85%/3.2%	3000	57.00	EUR/USD	2023/12/4	1.07665	1.07765	501,069.90	2.87
55	WJ20230110010	WKGJ2023009-180D	2023/1/11	2023/7/10	180	人民币	1.15%/2.7%/3.05%	4500	39.95	EUR/USD	2023/6/9	1.07665	1.0778	-	2.7
56	WJ20230110006	WKGJ2022248-180D	2023/1/12	2023/7/11	180	人民币	1.15%/3.26%/3.61%	10000	116.38	EUR/USD	2023/6/9	1.08555	1.0778	-	3.26
57	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民币	1.2%/3%/3.35%	7000	140.00	EUR/USD	2023/11/10	1.08665	1.07765	1,259,351.18	3
58	WJ20230117003	WKGJ2023008-180D	2023/1/18	2023/7/17	180	人民币	1.05%/2.4%/2.75%	5000	39.45	EUR/USD	2023/6/12	1.07855	1.0749	-	2.4
59	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3.2%/3.55%	7000	157.50	EUR/USD	2023/11/21	1.08575	1.07765	1,395,276.17	3.19
60	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民币	1.2%/3%/3.35%	30000	615.00	EUR/USD	2023/11/21	1.08575	1.07765	5,383,221.97	2.99
61	WJ20230130033	WKGJ2023018-180D	2023/2/1	2023/7/31	180	人民币	1.15%/3.1%/3.45%	5500	59.67	EUR/USD	2023/6/26	1.10135	1.07765	555,216.23	3.2
62	WJ20230131004	WKGJ2023020-164D	2023/2/1	2023/7/15	164	人民币	1.2%/3.2%/3.55%	10000	101.10	EUR/USD	2023/6/9	1.10135	1.0778	-	3.2
63	WJ20230201002	WKGJ2022247-180D	2023/2/3	2023/8/2	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.07855	1.07765	128,004.11	2.88
64	WJ20230203009	WKGJ2022247-180D	2023/2/7	2023/8/6	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.07270	1.07765	128,005.06	2.88
65	WJ20230205001	WKGJ2023021-180D	2023/2/8	2023/8/7	180	人民币	1.15%/3.05%/3.4%	20000	212.05	EUR/USD	2023/7/3	1.07245	1.07765	1,965,329.97	3.14
66	WJ20230208001	WKGJ2022247-180D	2023/2/10	2023/8/9	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/12	1.06670	1.07765	170,467.92	2.88
67	WJ20230209012	WKGJ2022247-180D	2023/2/11	2023/8/10	180	人民币	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/12	1.06670	1.07765	127,850.98	2.88
68	WJ20230210001	WKGJ2023023-180D	2023/2/11	2023/8/10	180	人民币	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/12	1.06670	1.07765	1,110,602.33	3.4
69	WJ20230210002	WKGJ2022247-180D	2023/2/14	2023/8/13	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/7/12	1.07390	1.07765	84,220.13	2.86
70	WJ20230213002	WKGJ2022247-180D	2023/2/15	2023/8/14	180	人民币	1.15%/2.8%/3.15%	3000	28.11	EUR/USD	2023/7/12	1.07055	1.07765	252,672.70	2.86
71	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95.00	EUR/USD	2023/12/4	1.07055	1.07765	821,614.70	2.94
72	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民币	1.3%/2.95%/3.3%	5000	95.00	EUR/USD	2023/12/4	1.07055	1.07765	821,614.70	2.94
73	WJ20230214003	WKGJ2023004-180D	2023/2/15	2023/8/14	180	人民币	1.15%/3.15%/3.5%	10000	110.96	EUR/USD	2023/7/18	1.07055	1.07765	1,020,107.86	3.22
74	WJ20230215010	WKGJ2022247-180D	2023/2/16	2023/8/15	180	人民币	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/18	1.06535	1.07765	168,342.11	2.86
75	WJ20230216001	WKGJ2023031-180D	2023/2/18	2023/8/17	180	人民币	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/18	1.06760	1.07765	1,096,621.69	3.37
76	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民币	1.2%/3%/3.35%	5000	102.50	EUR/USD	2023/12/12	1.05590	1.07765	906,159.33	3.01
77	WJ20230227008	WKGJ2023030-180D	2023/2/28	2023/8/27	180	人民币	1.25%/2.9%/3.25%	5000	46.85	EUR/USD	2023/7/26	1.05845	1.07765	420,899.47	2.96
78	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民币	1.2%/3.3%/3.65%	3000	70.50	EUR/USD	2023/12/14	1.05845	1.07765	640,115.94	3.33
79	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民币	1.15%/3.65%/4%	20000	406.85	EUR/USD	2023/10/26	1.06515	1.07765	3,768,362.67	3.7
80	WJ20230303004	WKGJ2023029-180D	2023/3/4	2023/8/31	180	人民币	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/8/4	1.06365	1.07765	84,130.68	2.86
81	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民币	1.2%/3%/3.35%	2000	41.00	EUR/USD	2023/12/14	1.05410	1.07765	368,418.57	3.04
82	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76.00	EUR/USD	2023/12/18	1.05410	1.07765	678,430.92	2.9
83	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	4000	76.00	EUR/USD	2023/12/18	1.05410	1.07765	678,430.92	2.9
84	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19.00	EUR/USD	2023/12/18	1.05410	1.07765	169,607.72	2.9
85	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民币	1.2%/2.85%/3.2%	1000	19.00	EUR/USD	2023/12/18	1.05410	1.07765	169,607.72	2.9
86	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民币	1.2%/3.4%/3.75%	15000	360.00	EUR/USD	2023/12/18	1.06675	1.07765	3,362,957.09	3.44
87	WJ20230315002	WKGJ2023029-180D	2023/3/17	2023/9/13	180	人民币	1.15%/2.8%/3.15%	1100	10.31	EUR/USD	2023/8/4	1.06745	1.07765	92,377.94	2.85
88	WJ20230317001	WKGJ2023048-150D	2023/3/18	2023/8/15	150	人民币	1.15%/3.2%/3.55%	10000	94.52	EUR/USD	2023/7/26	1.06745	1.07765	872,972.91	3.27
89	WJ20230317003	WKGJ2023047-180D	2023/3/21	2023/9/17	180	人民币	1.15%/3.1%/3.45%	10000	108.49	EUR/USD	2023/8/8	1.07725	1.07765	991,629.45	3.16
90	WJ20230322003	WKGJ2023050-180D	2023/3/24	2023/9/20	180	人民币	1.15%/3.25%/3.6%	2000	23.18	EUR/USD	2023/8/8	1.07625	1.07765	213,526.92	3.31
91	WJ20230323005	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民币	1.15%/2.8%/3.15%	5000	48.08	EUR/USD	2023/8/8	1.08450	1.07765	418,940.30	2.85
92	WJ20230324004	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民币	1.15%/2.8%/3.15%	10000	96.16	EUR/USD	2023/8/8	1.08450	1.07765	838,041.06	2.85
93	WJ20230324003	WKGJ2023055-180D	2023/3/28	2023/9/24	180	人民币	1.15%/3.3%/3.65%	10000	120.82	EUR/USD	2023/8/8	1.08450	1.07765	1,091,869.28	3.36
94	WJ20230324001	WKGJ2023050-180D	2023/3/28	2023/9/24	180	人民币	1.15%/3.25%/3.6%	1000	11.84	EUR/USD	2023/8/8	1.08450	1.07765	106,648.65	3.31
95	WJ20230327001	WKGJ2023029-365D	2023/3/28	2024/3/27	365	人民币	1.2%/2.85%/3.2%	2500	48.75	EUR/USD	2023/12/21	1.08450	1.07765	411,757.26	2.85
96	WJ20230327006	WKGJ2023051-90D	2023/3/30	2023/6/28	90	人民币	1%/3.2%/3.55%	3000	18.49	EUR/USD	2023/5/26	1.09100	1.07375	-	3.2
97	WJ20230329006	WKGJ2023029-365D	2023/3/31	2024/3/30	365	人民币	1.2%/2.85%/3.2%	2500	48.75	EUR/USD	2023/12/21	1.08085	1.07765	412,368.97	2.85
98	WJ20230329005	WKGJ2023029-90D	2023/3/31	2023/6/29	90	人民币	1%/2.75%/3.1%	2500	12.64	EUR/USD	2023/5/26	1.08085	1.07375	-	2.75
99	WJ20230406003	WKGJ2023069-90D	2023/4/7	2023/7/6	90	人民币	1%/3.2%/3.55%	3000	18.49	EUR/USD	2023/6/9	1.08995	1.07780	-	3.2
100	WJ20230406001	WKGJ2023055-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.3%/3.65%	5000	60.41	EUR/USD	2023/9/5	1.08995	1.07765	545,375.34	3.36
101	WJ20230404003	WKGJ2023029-90D	2023/4/8	2023/7/7	90	人民币	1%/2.75%/3.1%	6000	30.33	EUR/USD	2023/6/9	1.08995	1.0778	-	2.75
102	WJ20230406004	WKGJ2023071-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.1%/3.45%	5000	55.48	EUR/USD	2023/8/28	1.08995	1.07765	491,840.93	3.14
103	WJ20230407001	WKGJ2023073-180D	2023/4/8	2023/10/5	180	人民币	1.15%/3.05%/3.4%	1500	16.27	EUR/USD	2023/8/28	1.08995	1.07765	143,772.37	3.09
104	WJ20230407002	WKGJ2023070-270D	2023/4/11	2024/1/6	270	人民币	1.15%/3.65%/4%	40000	828.49	EUR/USD	2023/11/21	1.09255	1.07765	7,516,680.11	3.69
105	WJ20230406005	WKGJ2023029-180D	2023/4/12	2023/10/9	180	人民币	1.15%/2.8%/3.15%	9000	84.33	EUR/USD	2023/9/5	1.09965	1.07765	741,373.01	2.82
106	WJ20230411002	WKGJ2023029-180D	2023/4/13	2023/10/10	180	人民币	1.15%/2.8%/3.15%	10000	93.70	EUR/USD	2023/9/7	1.10625	1.07765	836,039.58	2.85
107	WJ20230411004	WKGJ2023074-90D	2023/4/13	2023/7/12	90	人民币	1%/3.2%/3.55%	1000	6.16	EUR/USD	2023/6/9	1.10625	1.0778	-	3.2
108	WJ20230412002	WKGJ2023072-90D	2023/4/14	2023/7/13	90	人民币	1%/3.05%/3.4%	5000	28.97	EUR/USD	2023/6/13	1.09715	1.07855	-	3.05
109	WJ20230412001	WKGJ2023077-365D	2023/4/15	2024/4/14	365	人民币	1.2%/3.1%/3.45%	8000	176.00	EUR/USD	2023/9/21	1.09715	1.07765	1,473,554.14	3.04
110	WJ20230417001	WKGJ2023076-60D	2023/4/18	2023/6/17	60	人民币	1%/3.1%/3.45%	1000	3.95	EUR/USD	2023/5/26	1.09700	1.07375	-	3.1
111	WJ20230418001	WKGJ2023074-90D	2023/4/20	2023/7/19	90	人民币	1%/3.2%/3.55%	1500	9.25	EUR/USD	2023/6/13	1.09665	1.07855	-	3.2
112	WJ20230418002	WKGJ2023078-365D	2023/4/20	2024/4/19	365	人民币	1.2%/3%/3.35%	8000	168.00	EUR/USD	2023/9/21	1.09665	1.07765	1,379,617.40	2.92
113	WJ20230424001	WKGJ2023076-60D	2023/4/25	2023/6/24	60	人民币	1%/3.1%/3.45%	1000	3.95	EUR/USD	2023/6/12	1.09755	1.0749	-	3.1
114	WJ20230424007	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	1400	13.12	EUR/USD	2023/9/7	1.10455	1.07765	115,315.12	2.82
115	WJ20230425002	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民币	1.15%/2.8%/3.15%	5000	46.85	EUR/USD	2023/9/7	1.10455	1.07765	411,839.81	2.82
116	WJ20230424005	WKGJ2023082-180D	2023/4/27	2023/10/24	180	人民币	1.15%/3.25%/3.6%	2000	23.67	EUR/USD	2023/9/7	1.10265	1.07765	209,639.19	3.28
117	WJ20230426001	WKGJ2023083-180D	2023/4/28	2023/10/25	180	人民币	1.15%/3.6%/3.95%	2000	27.12	EUR/USD	2023/9/21	1.10810	1.07765	244,326.30	3.63
118	WJ20230427003	WKGJ2023080-180D	2023/4/29	2023/10/26	180	人民币	1.15%/3.3%/3.65%	20000	241.64	EUR/USD	2023/9/13	1.10810	1.07765	2,079,077.62	3.26
119	WJ20230427004	WKGJ2023078-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3%/3.35%	7000	147.00	EUR/USD	2023/9/26	1.10810	1.07765	1,195,659.24	2.91
120	WJ20230427007	WKGJ2023088-365D	2023/4/29	2024/4/28	365	人民币	1.2%/3.2%/3.55%	5000	115.00	EUR/USD	2023/9/26	1.10810	1.07765	948,854.31	3.1
121	WJ20230428006	WKGJ2023089-90D	2023/5/5	2023/8/3	90	人民币	1%/3.1%/3.45%	3000	17.75	EUR/USD	2023/7/12	1.10315	1.07765	159,093.04	3.15
122	WJ20230505003	WKGJ2023094-270D	2023/5/6	2024/1/31	270	人民币	1.15%/3.65%/4%	10000	207.12	EUR/USD	2023/9/21	1.10315	1.07765	1,844,893.55	3.64
123	WJ20230508003	WKGJ2023093-180D	2023/5/9	2023/11/5	180	人民币	1.15%/3.1%/3.45%	20000	221.92	EUR/USD	2023/9/21	1.09715	1.07765	1,944,990.03	3.12
124	WJ20230508005	WKGJ2023099-180D	2023/5/9	2023/11/5	180	人民币	1.15%/2.55%/2.9%	20000	162.74	EUR/USD	2023/9/14	1.09715	1.07765	1,357,343.82	2.53
125	WJ20230506001	WKGJ2023085-365D	2023/5/11	2024/5/10	365	人民币	1.2%/3.2%/3.55%	3000	69.00	EUR/USD	2024/2/1	1.09235	1.07765	592,471.91	3.17
126	WJ20230511004	WKGJ2023079-90D	2023/5/13	2023/8/11	90	人民币	1%/2.75%/3.1%	1600	78904.11	EUR/USD	2023/7/12	1.08635	1.07765	68,252.83	2.73
127	WJ20230511002	WKGJ2023103-180D	2023/5/13	2023/11/9	180	人民币	1.05%/2.35%/2.7%	1000	76438.36	EUR/USD	2023/9/21	1.08635	1.07765	61,947.63	2.31
128	WJ20230511008	WKGJ2023084-180D	2023/5/13	2023/11/9	180	人民币	1.15%/3.45%/3.8%	9830	1260394.52	EUR/USD	2023/9/21	1.08635	1.07765	1,074,662.91	3.37
129	WJ20230511009	WKGJ2023102-365D	2023/5/16	2024/5/15	365	人民币	1.2%/3%/3.35%	17000	3570000.00	EUR/USD	2023/9/26	1.08690	1.07765	2,934,515.08	2.93
130	WJ20230512001	WKGJ2023079-90D	2023/5/16	2023/8/14	90	人民币	1%/2.75%/3.1%	1500	73972.60	EUR/USD	2023/7/12	1.08690	1.07765	63,926.63	2.73
131	WJ20230515002	WKGJ2023104-180D	2023/5/16	2023/11/12	180	人民币	1.15%/3.3%/3.65%	10000	1208219.18	EUR/USD	2023/9/21	1.08690	1.07765	1,042,987.51	3.26
132	WJ20230515001	WKGJ2023101-365D	2023/5/17	2024/5/16	365	人民币	1.2%/2.95%/3.3%	3000	615000.00	EUR/USD	2024/2/1	1.08450	1.07765	489,080.24	2.83
133	WJ20230516002	WKGJ2023079-180D	2023/5/18	2023/11/14	180	人民币	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/9/21	1.07630	1.07765	86,323.03	2.9
134	WJ20230517002	WKGJ2023105-180D	2023/5/18	2023/11/14	180	人民币	1.15%/3.3%/3.65%	3000	362465.75	EUR/USD	2023/9/26	1.07630	1.07765	362,473.95	3.6
135	WJ20230517001	WKGJ2023105-90D	2023/5/18	2023/8/16	90	人民币	1%/3.2%/3.55%	2000	123287.67	EUR/USD	2023/7/18	1.07630	1.07765	108,246.60	3.2
136	WJ20230518005	WKGJ2023110-180D	2023/5/20	2023/11/16	180	人民币	1.15%/2.9%/3.25%	1000	101095.89	EUR/USD	2023/10/11	1.08255	1.07765	82,693.48	2.83
137	WJ20230522003	WKGJ2023108-90D	2023/5/24	2023/8/22	90	人民币	1%/3.05%/3.4%	1200	69534.25	EUR/USD	2023/7/26	1.07435	1.07765	60,720.45	3.05
138	WJ20230524001	WKGJ2023106-30D	2023/5/25	2023/6/24	30	人民币	1.1%/2.8%/3.15%	20000	328767.12	EUR/USD	1900/1/0	1.07315	1.0778	-	2.8
139	WJ20230524002	WKGJ2023093-180D	2023/5/25	2023/11/21	180	人民币	1.15%/3.1%/3.45%	20000	2219178.08	EUR/USD	2023/10/11	1.07315	1.07765	1,907,128.42	3.08
140	WJ20230524005	WKGJ2023092-30D	2023/5/26	2023/6/25	30	人民币	1.1%/2.7%/3.05%	2000	31232.88	EUR/USD	1900/1/0	1.07310	1.0778	-	2.7
141	WJ20230524003	WKGJ2023114-350D	2023/5/26	2024/5/10	350	人民币	1.2%/3%/3.35%	3000	604109.59	EUR/USD	2024/2/20	1.07310	1.07765	488,112.13	2.9
142	WJ20230524004	WKGJ2023114-320D	2023/5/26	2024/4/10	320	人民币	1.2%/3%/3.35%	1000	184109.59	EUR/USD	2024/2/20	1.07310	1.07765	149,436.02	2.9
143	WJ20230525001	WKGJ2023109-180D	2023/5/27	2023/11/23	180	人民币	1.15%/3.45%/3.8%	4913	629940.82	EUR/USD	2023/10/11	1.07310	1.07765	541,323.72	3.38
144	WJ20230529001	WKGJ2023116-90D	2023/5/30	2023/8/28	90	人民币	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/7/26	1.07140	1.07765	49,310.90	3
145	WJ20230529007	WKGJ2023103-180D	2023/5/31	2023/11/27	180	人民币	1.05%/2.35%/2.7%	2000	152876.71	EUR/USD	2023/10/11	1.06920	1.07765	126,386.32	2.33
146	WJ20230529008	WKGJ2023079-90D	2023/5/31	2023/8/29	90	人民币	1%/2.75%/3.1%	1000	49315.07	EUR/USD	2023/7/26	1.06920	1.07765	43,332.13	2.76
147	WJ20230529002	WKGJ2023117-365D	2023/5/31	2024/5/30	365	人民币	1.2%/2.95%/3.3%	7500	1537500.00	EUR/USD	2024/2/20	1.06920	1.07765	1,239,597.89	2.85
148	WJ20230529004	WKGJ2023113-180D	2023/5/31	2023/11/27	180	人民币	1.15%/3.1%/3.45%	31000	3439726.03	EUR/USD	2023/10/11	1.06920	1.07765	2,915,110.10	3.06
149	WJ20230530001	WKGJ2023115-29D	2023/6/1	2023/6/30	29	人民币	1.1%/2.95%/3.3%	10000	170821.92	EUR/USD	2023/6/26	1.07625	1.07765	147,011.55	2.95
150	WJ20230530003	WKGJ2023113-180D	2023/6/1	2023/11/28	180	人民币	1.15%/3.1%/3.45%	19000	2108219.18	EUR/USD	2023/10/11	1.07625	1.07765	1,760,101.29	3.03
151	WJ20230530002	WKGJ2023118-28D	2023/6/1	2023/6/29	28	人民币	1.1%/3.1%/3.45%	50000	882191.78	EUR/USD	2023/6/26	1.07625	1.07765	767,056.95	3.1
152	WJ20230531001	WKGJ2023120-29D	2023/6/1	2023/6/30	29	人民币	1.1%/3.1%/3.45%	16000	292383.56	EUR/USD	2023/6/26	1.07625	1.07765	255,561.84	3.11
153	WJ20230531006	WKGJ2023122-27D	2023/6/2	2023/6/29	27	人民币	1.1%/2.6%/2.95%	2000	25890.41	EUR/USD	2023/6/26	1.07015	1.07765	22,508.09	2.62
154	WJ20230531003	WKGJ2023111-27D	2023/6/2	2023/6/29	27	人民币	1.1%/3.55%/3.9%	20000	406849.32	EUR/USD	2023/6/26	1.07015	1.07765	365,807.32	3.57
155	WJ20230531002	WKGJ2023111-270D	2023/6/2	2024/2/27	270	人民币	1.15%/3.6%/3.95%	10000	2034246.58	EUR/USD	2024/2/1	1.07015	1.07765	1,774,783.33	3.55
156	WJ20230601001	WKGJ2023122-25D	2023/6/3	2023/6/28	25	人民币	1.1%/2.6%/2.95%	1500	17979.45	EUR/USD	2023/6/26	1.07015	1.07765	15,633.01	2.62
157	WJ20230602001	WKGJ2023122-180D	2023/6/6	2023/12/3	180	人民币	1.15%/2.8%/3.15%	2000	187397.26	EUR/USD	2023/10/11	1.06960	1.07765	187,114.11	3.05
158	WJ20230605002	WKGJ2023119-30D	2023/6/6	2023/7/6	30	人民币	1.1%/2.7%/3.05%	2000	31232.88	EUR/USD	2023/6/26	1.06960	1.07765	26,903.94	2.74
159	WJ20230605004	WKGJ2023121-60D	2023/6/6	2023/8/5	60	人民币	1%/3%/3.35%	4000	151232.88	EUR/USD	2023/7/18	1.06960	1.07765	134,495.66	3.05
160	WJ20230605003	WKGJ2023121-24D	2023/6/6	2023/6/30	24	人民币	1.1%/3%/3.35%	3000	43397.26	EUR/USD	2023/6/26	1.06960	1.07765	38,309.69	3.04
161	WJ20230605005	WKGJ2023123-24D	2023/6/6	2023/6/30	24	人民币	1.1%/3%/3.35%	1000	14465.75	EUR/USD	2023/6/26	1.06960	1.07765	12,769.87	3.04
162	WJ20230605006	WKGJ2023122-90D	2023/6/7	2023/9/5	90	人民币	1%/2.75%/3.1%	1200	59178.08	EUR/USD	2023/7/26	1.07085	1.07765	52,525.20	2.78
163	WJ20230605001	WKGJ2023124-23D	2023/6/7	2023/6/30	23	人民币	1.1%/2.9%/3.25%	10000	132328.77	EUR/USD	2023/6/26	1.07085	1.07765	115,679.93	2.94
164	WJ20230608001	WKGJ2023126-90D	2023/6/9	2023/9/7	90	人民币	1%/3.1%/3.45%	5000	295890.41	EUR/USD	2023/7/26	1.07375	1.07765	261,179.08	3.12
165	WJ20230608003	WKGJ2023122-180D	2023/6/10	2023/12/7	180	人民币	1.15%/2.8%/3.15%	10000	936986.30	EUR/USD	2023/10/11	1.07375	1.07765	803,115.94	2.78
166	WJ20230609001	WKGJ2023122-14D	2023/6/13	2023/6/27	14	人民币	0.7%/2.3%/2.65%	5000	35479.45	EUR/USD	2023/6/21	1.07935	1.07765	31,011.80	2.32

持仓风险

　　风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
　　1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

　　2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

　　3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

　　4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

　　5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

　　6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

　　7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

　　8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

　　本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

　　本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

　　本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。