威海市商业银行

2022年11月单位结构性存款产品账单

发布时间：2022-11-15 14:08:52

尊敬的客户：

　　以下是我行单位结构性存款产品2022年11月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2022年11月单位结构性存款产品账单
账单日：2022-11-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（万元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20211116003	WKGJ2021147-365D	2021/11/17	2022/11/17	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/2	1.1323	0.9888	-	2.10
2	WJ20211119001	WKGJ2021147-365D	2021/11/20	2022/11/20	365	人民币	2.1%/3.5%/3.7%	20000	304	EUR/USD	2022/11/7	1.1270	0.9945	-	2.10
3	WJ20211122002	WKGJ2021147-365D	2021/11/23	2022/11/23	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/7	1.1238	0.9945	-	2.10
4	WJ20211123006	WKGJ2021147-365D	2021/11/24	2022/11/24	365	人民币	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/9	1.1240	1.0071	-	2.10
5	WJ20211123009	WKGJ2021147-365D	2021/11/25	2022/11/25	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/9	1.1207	1.0071	-	2.10
6	WJ20211129002	WKGJ2021147-365D	2021/11/30	2022/11/30	365	人民币	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/14	1.1294	1.0302	-	3.50
7	WJ20211201001	WKGJ2021155-365D	2021/12/2	2022/12/2	365	人民币	2%/3.4%/3.6%	1200	18.24	EUR/USD	2022/11/16	1.1328	1.0332	143278.3728	3.19
8	WJ20211207002	WKGJ2021159-365D	2021/12/9	2022/12/9	365	人民币	1.19%/4.41%/4.71%	50000	1735	EUR/USD	2022/11/23	1.1335	1.0332	11797226.92	3.55
9	WJ20211210002	WKGJ2021160-365D	2021/12/11	2022/12/11	365	人民币	1.7%/3.2%/3.4%	3000	49.5	EUR/USD	2022/11/25	1.1306	1.0332	347361.0554	2.86
10	WJ20211215001	WKGJ2021162-365D	2021/12/17	2022/12/17	365	人民币	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/11/25	1.1323	1.0332	311084.3404	3.14
11	WJ20211216002	WKGJ2021161-365D	2021/12/18	2022/12/18	365	人民币	1.6%/3%/3.2%	3000	46.5	EUR/USD	2022/12/1	1.1239	1.0332	352436.3424	2.77
12	WJ20211217003	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民币	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/12/1	1.1283	1.0332	328602.8557	3.20
13	WJ20211217004	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民币	2.1%/3.5%/3.7%	2000	31	EUR/USD	2022/12/1	1.1283	1.0332	219068.5704	3.20
14	WJ20211221001	WKGJ2021166-365D	2021/12/23	2022/12/23	365	人民币	1.15%/2.55%/2.7%	2000	30.4	EUR/USD	2022/12/1	1.1341	1.0332	195064.9295	2.13
15	WJ20211222002	WKGJ2021167-365D	2021/12/24	2022/12/24	365	人民币	1.9%/[3.3%-3.5%]	5000	77.6	EUR/USD	2022/12/1	1.1330	1.0332	774016.0506	3.45
16	WJ20211222003	WKGJ2021165-365D	2021/12/24	2022/12/24	365	人民币	1.7%/[3.1%-3.3%]	20000	310.42	EUR/USD	2022/12/1	1.1330	1.0332	3096063.793	3.25
17	WJ20211224004	WKGJ2021165-365D	2021/12/25	2022/12/25	365	人民币	1.7%/3.1%/3.3%	1000	15.5	EUR/USD	2022/12/5	1.1318	1.0332	101581.6843	2.72
18	WJ20211228001	WKGJ2021165-365D	2021/12/29	2022/12/29	365	人民币	1.7%/3.1%/3.3%	12000	186	EUR/USD	2022/12/6	1.1302	1.0332	1248301.895	2.74
19	WJ20211228007	WKGJ2021165-365D	2021/12/30	2022/12/30	365	人民币	1.7%/[3.1%-3.3%]	1000	15.52	EUR/USD	2022/12/6	1.1306	1.0332	154158.1302	3.24
20	WJ20220105008	WKGJ2022004-365D	2022/1/7	2023/1/7	365	人民币	1.6%/3%/3.2%	20000	316	EUR/USD	2022/12/12	1.1300	1.0332	1843598.939	2.52
21	WJ20220107003	WKGJ2022004-365D	2022/1/9	2023/1/9	365	人民币	1.6%/3%/3.2%	10500	165.9	EUR/USD	2022/12/12	1.1351	1.0332	869265.2892	2.43
22	WJ20220110001	WKGJ2022005-365D	2022/1/12	2023/1/12	365	人民币	1.8%/3.2%/3.4%	3000	47.4	EUR/USD	2022/12/12	1.1370	1.0332	236970.2973	2.59
23	WJ20220111004	WKGJ2022005-365D	2022/1/13	2023/1/13	365	人民币	1.8%/3.2%/3.4%	10000	158	EUR/USD	2022/12/12	1.1405	1.0332	663085.5646	2.46
24	WJ20220113008	WKGJ2021162-365D	2022/1/15	2023/1/15	365	人民币	2.1%/3.5%/3.7%	1000	15.8	EUR/USD	2022/12/14	1.1405	1.0332	69192.51937	2.79
25	WJ20220119002	WKGJ2022007-365D	2022/1/22	2023/1/22	365	人民币	1.7%/3.9%/4.1%	7000	166.6	EUR/USD	2022/12/16	1.1337	1.0332	901699.1045	2.99
26	WJ20220119003	WKGJ2022006-365D	2022/1/22	2023/1/22	365	人民币	2.1%/3.5%/3.7%	2000	31.6	EUR/USD	2022/12/16	1.1337	1.0332	163565.6528	2.92
27	WJ20220218001	WKGJ2022020-270D	2022/2/22	2022/11/19	270	人民币	1.17%/3.6%/4.05%	15000	308.47	EUR/USD	2022/10/11	1.1305	0.9686	-	1.17
28	WJ20220225003	WKGJ2022020-270D	2022/2/26	2022/11/23	270	人民币	1.17%/3.6%/4.05%	5000	102.82	EUR/USD	2022/10/17	1.1173	0.9752	-	1.17
29	WJ20220225004	WKGJ2022022-365D	2022/3/1	2023/3/1	365	人民币	1.09%/4.51%/4.96%	40000	1508	EUR/USD	2022/12/12	1.1202	1.0332	5855686.511	2.55
30	WJ20220303001	WKGJ2022023-365D	2022/3/5	2023/3/5	365	人民币	1.75%/3.5%/3.85%	2000	40	EUR/USD	2022/12/12	1.0842	1.0332	252030.9299	3.01
31	WJ20220316003	WKGJ2022026-270D	2022/3/18	2022/12/13	270	人民币	1.17%/3.6%/4.05%	14000	287.9	EUR/USD	2022/10/21	1.1088	0.9776	-	1.17
32	WJ20220321003	WKGJ2022028-365D	2022/3/23	2023/3/23	365	人民币	1.45%/2.9%/3.35%	10000	180	EUR/USD	2022/12/14	1.1025	1.0332	524665.1046	1.97
33	WJ20220322004	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.1025	1.0332	190186.4545	2.08
34	WJ20220323003	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0956	1.0332	171167.8091	2.08
35	WJ20220401004	WKGJ2022037-266D	2022/4/3	2022/12/25	266	人民币	1.37%/3.3%/3.65%	5000	79.44	EUR/USD	2022/11/14	1.0893	1.0302	-	1.37
36	WJ20220408001	WKGJ2022039-270D	2022/4/12	2023/1/7	270	人民币	1.17%/3.6%/4.05%	20000	411.29	EUR/USD	2022/11/14	1.0871	1.0302	-	3.60
37	WJ20220411003	WKGJ2022038-365D	2022/4/12	2023/4/12	365	人民币	1.45%/2.9%/3.35%	5000	90	EUR/USD	2022/12/14	1.0871	1.0332	564482.659	2.58
38	WJ20220412001	WKGJ2022038-365D	2022/4/13	2023/4/13	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0830	1.0332	304820.6358	2.58
39	WJ20220411005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.0871	1.0332	139970.6492	1.92
40	WJ20220413005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/14	1.0906	1.0332	93313.76616	1.92
41	WJ20220413011	WKGJ2022039-270D	2022/4/14	2023/1/9	270	人民币	1.17%/3.6%/4.05%	1000	20.56	EUR/USD	2022/11/14	1.0906	1.0302	-	1.17
42	WJ20220414003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	1500	27	EUR/USD	2022/12/16	1.0808	1.0332	126751.5544	2.30
43	WJ20220415002	WKGJ2022044-365D	2022/4/16	2023/4/16	365	人民币	1.75%/3.1%/3.45%	10000	160	EUR/USD	2022/12/16	1.0808	1.0332	786702.8334	2.54
44	WJ20220414008	WKGJ2022045-252D	2022/4/16	2022/12/24	252	人民币	1.37%/3.3%/3.65%	5000	75.25	EUR/USD	2022/11/23	1.0808	1.0332	364198.5277	2.43
45	WJ20220415003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/16	1.0808	1.0332	169002.1137	2.30
46	WJ20220426002	WKGJ2022058-365D	2022/4/27	2023/4/27	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/16	1.0646	1.0332	169307.6829	2.40
47	WJ20220425008	WKGJ2022051-365D	2022/4/28	2023/4/28	365	人民币	1.65%/3.5%/3.95%	2700	59.4	EUR/USD	2022/12/16	1.0546	1.0332	434480.1617	3.26
48	WJ20220424004	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0332	718071.158	3.19
49	WJ20220427001	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0332	718071.158	3.19
50	WJ20220505003	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	10000	135	EUR/USD	2022/12/21	1.0525	1.0332	993350.47	2.54
51	WJ20220505004	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/21	1.0525	1.0332	198670.094	2.54
52	WJ20220506006	WKGJ2022065-365D	2022/5/8	2023/5/8	365	人民币	1.65%/3.7%/4.15%	2000	48	EUR/USD	2022/12/21	1.0525	1.0332	370248.8115	3.50
53	WJ20220506005	WKGJ2022063-365D	2022/5/8	2023/5/8	365	人民币	1.65%/2.85%/3.2%	1500	21.75	EUR/USD	2022/12/21	1.0525	1.0332	162557.8442	2.73
54	WJ20220509001	WKGJ2022064-365D	2022/5/11	2023/5/11	365	人民币	1.5%/2.55%/2.9%	3000	39	EUR/USD	2022/12/21	1.0534	1.0332	311074.6927	2.54
55	WJ20220509006	WKGJ2022040-365D	2022/5/13	2023/5/13	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/21	1.0379	1.0332	833727.9571	3.42
56	WJ20220509005	WKGJ2022069-365D	2022/5/13	2023/5/13	365	人民币	1.65%/2.85%/3.2%	10000	145	EUR/USD	2022/12/21	1.0379	1.0332	1213138.535	2.86
57	WJ20220512004	WKGJ2022073-365D	2022/5/14	2023/5/14	365	人民币	1.65%/2.85%/3.2%	2000	29	EUR/USD	2022/12/23	1.0404	1.0332	244210.5058	2.87
58	WJ20220520003	WKGJ2022079-180D	2022/5/21	2022/11/17	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/10/21	1.0587	0.9776	-	1.47
59	WJ20220520001	WKGJ2022077-365D	2022/5/24	2023/5/24	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/17	1.0668	1.0332	457233.9514	2.41
60	WJ20220524001	WKGJ2022082-180D	2022/5/26	2022/11/22	180	人民币	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/10/25	1.0692	0.9871	-	1.57
61	WJ20220525006	WKGJ2022083-365D	2022/5/27	2023/5/27	365	人民币	1.65%/3.7%/4.15%	20000	480	EUR/USD	2023/4/17	1.0763	1.0332	4315911.844	3.81
62	WJ20220526001	WKGJ2022077-365D	2022/5/28	2023/5/28	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/21	1.0748	1.0332	443949.0219	2.39
63	WJ20220527001	WKGJ2022088-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.2%/3.55%	7500	127.5	EUR/USD	2023/4/21	1.0748	1.0332	918486.9431	2.97
64	WJ20220514001	WKGJ2022081-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2023/4/21	1.0748	1.0332	696510.6281	3.14
65	WJ20220530004	WKGJ2022087-365D	2022/5/31	2023/5/31	365	人民币	1.5%/2.55%/2.9%	2000	26	EUR/USD	2023/4/24	1.0750	1.0332	177269.7344	2.39
66	WJ20220606005	WKGJ2022091-180D	2022/6/8	2022/12/5	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0687	0.9945	-	1.47
67	WJ20220606006	WKGJ2022078-180D	2022/6/8	2022/12/5	180	人民币	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/11/7	1.0687	0.9945	-	1.57
68	WJ20220606002	WKGJ2022086-365D	2022/6/9	2023/6/9	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/26	1.0712	1.0332	441851.1134	2.38
69	WJ20220609004	WKGJ2022094-180D	2022/6/11	2022/12/8	180	人民币	1.47%/4%/4.45%	80000	1136.22	EUR/USD	2022/11/7	1.0482	0.9945	-	4.00
70	WJ20220610001	WKGJ2022091-180D	2022/6/11	2022/12/8	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0482	0.9945	-	2.55
71	WJ20220610004	WKGJ2022081-365D	2022/6/11	2023/6/11	365	人民币	1.75%/3.4%/3.75%	20000	380	EUR/USD	2023/5/9	1.0482	1.0332	2985103.225	3.24
72	WJ20220610002	WKGJ2022100-180D	2022/6/14	2022/12/11	180	人民币	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/11/7	1.0400	0.9945	-	2.90
73	WJ20220610005	WKGJ2022091-180D	2022/6/14	2022/12/11	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0400	0.9945	-	2.55
74	WJ20220616004	WKGJ2022078-180D	2022/6/18	2022/12/15	180	人民币	1.57%/3.25%/3.6%	1100	10.47	EUR/USD	2022/11/11	1.0494	1.0219	-	3.25
75	WJ20220616007	WKGJ2022078-180D	2022/6/21	2022/12/18	180	人民币	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/11/11	1.0535	1.0219	-	3.25
76	WJ20220623001	WKGJ2022078-180D	2022/6/25	2022/12/22	180	人民币	1.57%/3.25%/3.6%	1500	13.91	EUR/USD	2022/11/23	1.0562	1.0332	129840.1086	3.33
77	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.2%/3.55%	10000	170	EUR/USD	2023/5/16	1.0562	1.0332	130088.0911	1.88
78	WJ20220623003	WKGJ2022105-180D	2022/6/25	2022/12/22	180	人民币	1.32%/2.35%/2.7%	2000	12.13	EUR/USD	2022/11/23	1.0562	1.0332	104013.9899	2.37
79	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.4%/3.75%	10000	190	EUR/USD	2023/5/16	1.0562	1.0332	1475519.521	3.23
80	WJ20220627007	WKGJ2022078-180D	2022/6/29	2022/12/26	180	人民币	1.57%/3.25%/3.6%	1000	9.27	EUR/USD	2022/11/14	1.0530	1.0302	-	3.25
81	WJ20220701001	WKGJ2022116-180D	2022/7/2	2022/12/29	180	人民币	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/11/25	1.0435	1.0332	550382.1358	3.70
82	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民币	1.75%/3.4%/3.75%	30000	570	EUR/USD	2023/5/16	1.0435	1.0332	4565803.062	3.27
83	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0177	1.0332	5049278.132	3.43
84	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0140	1.0332	5054915.77	3.43
85	WJ20220711003	WKGJ2022118-180D	2022/7/13	2023/1/9	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/11/22	1.0019	1.0332	78014.4356	2.37
86	WJ20220712001	WKGJ2022128-180D	2022/7/13	2023/1/9	180	人民币	1.47%/3.85%/4.3%	4000	50.89	EUR/USD	2022/11/22	1.0019	1.0332	480709.7034	3.91
87	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/13	1.0033	1.0332	1685776.386	3.44
88	WJ20220714002	WKGJ2022127-180D	2022/7/16	2023/1/12	180	人民币	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/12/20	1.0109	1.0332	559874.2903	3.74
89	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/5/16	1.0109	1.0332	1690061.792	3.44
90	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.0109	1.0332	253509.2932	3.44
91	WJ20220718004	WKGJ2022118-180D	2022/7/20	2023/1/16	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0194	1.0332	79508.18622	2.39
92	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民币	1.75%/3.2%/3.55%	10000	165	EUR/USD	2023/6/13	1.0194	1.0332	1478846.225	3.23
93	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民币	1.75%/3.2%/3.55%	3000	49.5	EUR/USD	2023/6/13	1.0200	1.0332	438204.279	3.21
94	WJ20220726001	WKGJ2022118-180D	2022/7/27	2023/1/23	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0207	1.0332	76632.99025	2.36
95	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.4%/3.75%	27000	499.5	EUR/USD	2023/6/21	1.0233	1.0332	4485933.385	3.41
96	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.2%/3.55%	5000	82.5	EUR/USD	2023/6/21	1.0233	1.0332	730257.6296	3.21
97	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/26	1.0175	1.0332	1683441.531	3.43
98	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民币	1.75%/3.4%/3.75%	1200	22.2	EUR/USD	2023/6/26	1.0172	1.0332	195750.4094	3.38
99	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民币	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.0029	1.0332	644315.4268	3.18
100	WJ20220819004	WKGJ2022157-90D	2022/8/23	2022/11/21	90	人民币	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/10/17	0.9948	0.9752	-	3.60
101	WJ20220829001	WKGJ2022114-90D	2022/8/31	2022/11/29	90	人民币	1.2%/3.1%/3.45%	3000	15.16	EUR/USD	2022/10/25	1.0024	0.9871	-	3.10
102	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民币	1.75%/3.2%/3.55%	2000	33	EUR/USD	2023/7/18	1.0024	1.0332	286337.2882	3.18
103	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民币	1.75%/3.1%/3.45%	5000	77.5	EUR/USD	2023/7/26	0.9920	1.0332	671429.0418	3.09
104	WJ20220901001	WKGJ2022157-90D	2022/9/6	2022/12/5	90	人民币	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/11/11	0.9888	1.0219	-	3.60
105	WJ20220916002	WKGJ2022171-180D	2022/9/17	2023/3/16	180	人民币	1.47%/3.75%/4.2%	30000	366.9	EUR/USD	2023/2/15	1.0008	1.0332	3329481.463	3.72
106	WJ20220916004	WKGJ2022172-90D	2022/9/17	2022/12/16	90	人民币	1.1%/3.7%/4.15%	10000	67.81	EUR/USD	2022/11/16	1.0008	1.0332	635857.9837	3.68
107	WJ20220919001	WKGJ2022168-70D	2022/9/21	2022/11/30	70	人民币	1.1%/3.5%/3.95%	3000	14.67	EUR/USD	2022/11/4	0.9818	0.9778	-	3.50
108	WJ20220920003	WKGJ2022156-60D	2022/9/22	2022/11/21	60	人民币	1.2%/3%/3.35%	3500	11.22	EUR/USD	2022/10/21	0.9837	0.9776	-	3.00
109	WJ20220920011	WKGJ2022174-180D	2022/9/22	2023/3/21	180	人民币	1.8%/2.9%/3.25%	10000	64.11	EUR/USD	2023/2/15	0.9837	1.0332	545985.8903	2.91
110	WJ20220920001	WKGJ2022175-180D	2022/9/23	2023/3/22	180	人民币	1.47%/3.8%/4.25%	2000	24.95	EUR/USD	2023/2/21	0.9652	1.0332	235570.8404	3.86
111	WJ20220922003	WKGJ2022176-90D	2022/9/23	2022/12/22	90	人民币	1.1%/3.8%/4.25%	10000	70.27	EUR/USD	2022/11/25	0.9652	1.0332	714182.1442	4.00
112	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民币	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.9652	1.0332	4570965.548	3.28
113	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民币	2%/2.95%/3.3%	10000	115	EUR/USD	2023/8/22	0.9652	1.0332	953730.1584	2.95
114	WJ20220923005	WKGJ2022173-90D	2022/9/27	2022/12/26	90	人民币	1.1%/3.7%/4.15%	30000	203.42	1Y LPR	2022/11/16	0.0365	0.0365	961643.8356	2.40
115	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民币	1.75%/3.2%/3.55%	10000	165	1Y LPR	2023/8/22	0.0365	0.0365	725000	2.48
116	WJ20220926002	WKGJ2022175-180D	2022/9/27	2023/3/26	180	人民币	1.47%/3.8%/4.25%	1000	12.48	1Y LPR	2023/2/15	0.0365	0.0365	57452.05479	2.64
117	WJ20220926008	WKGJ2022179-180D	2022/9/28	2023/3/27	180	人民币	1.47%/3.6%/4.05%	10000	114.9	1Y LPR	2023/2/15	0.0365	0.0365	525205.4795	2.54
118	WJ20220926018	WKGJ2022184-90D	2022/9/28	2022/12/27	90	人民币	1.1%/3.7%/4.15%	40000	271.23	1Y LPR	2022/11/16	0.0365	0.0365	1282191.781	2.40
119	WJ20220926014	WKGJ2022182-60D	2022/9/28	2022/11/27	60	人民币	1.1%/3.4%/3.85%	5000	20.14	1Y LPR	2022/11/7	0.0365	0.0365	-	3.40
120	WJ20220927003	WKGJ2022181-94D	2022/9/29	2023/1/1	94	人民币	1.1%/3.2%/3.65%	5000	28.97	1Y LPR	2022/11/16	0.0365	0.0365	135205.4795	2.15
121	WJ20220926017	WKGJ2022180-90D	2022/9/30	2022/12/29	90	人民币	1.1%/3.2%/3.65%	2500	13.87	1Y LPR	2022/11/25	0.0365	0.0365	64726.0274	2.15
122	WJ20220927005	WKGJ2022156-60D	2022/9/30	2022/11/29	60	人民币	1.2%/3%/3.35%	3000	9.62	1Y LPR	2022/11/16	0.0365	0.0365	44383.56164	2.10
123	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	1000	22	1Y LPR	2023/8/22	0.0365	0.0365	100000	2.65
124	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	15000	330	1Y LPR	2023/8/22	0.0365	0.0365	1500000	2.65
125	WJ20220926009	WKGJ2022179-180D	2022/10/9	2023/4/7	180	人民币	1.47%/3.6%/4.05%	5000	57.45	1Y LPR	2023/3/1	0.0365	0.0365	262602.7397	2.54
126	WJ20221017001	WKGJ2022189-180D	2022/10/18	2023/4/16	180	人民币	1.15%/3.4%/3.75%	10000	120.82	1Y LPR	2023/3/1	0.0365	0.0365	534246.5753	2.23
127	WJ20221017004	WKGJ2022187-90D	2022/10/19	2023/1/17	90	人民币	1%/2.75%/3.1%	1600	7.69	3M SHIBOR	2023/1/4	0.0170	0.0201	32299.22573	1.82
128	WJ20221019001	WKGJ2022191-90D	2022/10/20	2023/1/18	90	人民币	1%/3.2%/3.55%	1500	8.88	3M SHIBOR	2023/1/4	0.0170	0.0201	38420.72662	2.04
129	WJ20221021001	WKGJ2022187-30D	2022/10/22	2022/11/21	30	人民币	1.1%/2.6%/2.95%	2000	2.71	3M SHIBOR	2022/11/9	0.0171	0.0181	-	2.60
130	WJ20221024001	WKGJ2022196-180D	2022/10/26	2023/4/24	180	人民币	1.15%/3.2%/3.55%	30000	332.88	1Y LPR	2023/3/21	0.0365	0.0365	1516438.356	2.18
131	WJ20221025007	WKGJ2022193-60D	2022/10/27	2022/12/26	60	人民币	1%/3.4%/3.75%	3000	12.58	3M SHIBOR	2022/12/5	0.0174	0.0201	43923.28767	1.89
132	WJ20221025005	WKGJ2022192-30D	2022/10/27	2022/11/26	30	人民币	1.1%/3.2%/3.55%	8000	14.79	3M SHIBOR	2022/11/16	0.0174	0.0201	26432.87671	1.50
133	WJ20221026008	WKGJ2022206-180D	2022/10/27	2023/4/25	180	人民币	1.15%/3.2%/3.55%	20000	221.92	1Y LPR	2023/3/21	0.0365	0.0365	1010958.904	2.18
134	WJ20221026011	WKGJ2022201-40D	2022/10/28	2022/12/7	40	人民币	1.1%/2.8%/3.15%	20000	40.55	3M SHIBOR	2022/11/25	0.0175	0.0201	125369.863	1.67
135	WJ20221026009	WKGJ2022197-180D	2022/10/28	2023/4/26	180	人民币	1.15%/3.7%/4.05%	2000	27.12	1Y LPR	2023/3/21	0.0365	0.0365	125753.4247	2.43
136	WJ20221026010	WKGJ2022198-60D	2022/10/28	2022/12/27	60	人民币	1%/3.1%/3.45%	1000	3.7	3M SHIBOR	2022/12/5	0.0175	0.0201	12887.67123	1.78
137	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民币	1.2%/3.5%/3.85%	1000	25	1Y LPR	2023/9/12	0.0365	0.0365	123846.1538	2.44
138	WJ20221026012	WKGJ2022204-90D	2022/10/29	2023/1/27	90	人民币	1%/3.2%/3.55%	10000	59.18	1Y LPR	2023/1/4	0.0365	0.0365	271232.8767	2.10
139	WJ20221028007	WKGJ2022207-60D	2022/10/31	2022/12/30	60	人民币	1%/3.2%/3.55%	7000	27.04	3M SHIBOR	2022/12/5	0.0175	0.0201	95915.98174	1.83
140	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民币	1.2%/3.5%/3.85%	10000	250	1Y LPR	2023/9/12	0.0365	0.0365	1238461.538	2.44
141	WJ20221028001	WKGJ2022207-60D	2022/11/1	2022/12/31	60	人民币	1%/3.2%/3.55%	3000	11.59	3M SHIBOR	2022/12/14	0.0175	0.0201	41347.94521	1.84
142	WJ20221031006	WKGJ2022199-30D	2022/11/1	2022/12/1	30	人民币	1.1%/3%/3.35%	3000	5.05	3M SHIBOR	2022/11/16	0.0175	0.0201	9570.645793	1.49
143	WJ20221031003	WKGJ2022209-45D	2022/11/1	2022/12/16	45	人民币	1.1%/3.2%/3.55%	10000	27.74	3M SHIBOR	2022/12/5	0.0175	0.0201	98671.23288	1.90
144	WJ20221031005	WKGJ2022194-60D	2022/11/1	2022/12/31	60	人民币	1%/3.2%/3.55%	1000	3.86	3M SHIBOR	2022/12/14	0.0175	0.0201	13782.6484	1.84
145	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民币	1.3%/3.05%/3.4%	10000	195	1Y LPR	2023/9/12	0.0365	0.0365	942307.6923	2.24
146	WJ20221031002	WKGJ2022187-28D	2022/11/1	2022/11/29	28	人民币	1.1%/2.6%/2.95%	3000	3.8	3M SHIBOR	2022/11/16	0.0175	0.0201	7052.054795	1.41
147	WJ20221031008	WKGJ2022187-14D	2022/11/2	2022/11/16	14	人民币	0.7%/2.3%/2.65%	4500	3.02	3M SHIBOR	2022/11/11	0.0175	0.0187	-	2.30
148	WJ20221101003	WKGJ2022208-180D	2022/11/3	2023/5/2	180	人民币	1.15%/3.4%/3.75%	1000	12.08	1Y LPR	2023/3/21	0.0365	0.0365	55479.45205	2.28
149	WJ20221103001	WKGJ2022187-25D	2022/11/5	2022/11/30	25	人民币	1.1%/2.6%/2.95%	2000	2.26	3M SHIBOR	2022/11/18	0.0177	0.0201	2054.794521	1.25
150	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民币	1.1%/2.5%/2.85%	3000	48	1Y LPR	2023/9/26	0.0365	0.0365	226153.8462	1.85
151	WJ20221104002	WKGJ2022187-25D	2022/11/8	2022/12/3	25	人民币	1.1%/2.6%/2.95%	2500	2.83	3M SHIBOR	2022/11/22	0.0181	0.0201	4195.205479	1.35
152	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民币	1.1%/2.6%/2.95%	10000	170	EUR/USD	2023/9/26	1.0168	1.0332	1441862.264	2.54
153	WJ20221109005	WKGJ2022213-90D	2022/11/11	2023/2/9	90	人民币	1%/2.95%/3.3%	2600	13.78	EUR/USD	2023/1/17	1.0328	1.0332	124010.5486	2.93
154	WJ20221110004	WKGJ2022218-180D	2022/11/12	2023/5/11	180	人民币	1.15%/2.9%/3.25%	2000	19.23	EUR/USD	2023/4/17	1.0328	1.0332	168989.6862	2.86
155	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民币	1.1%/2.4%/2.75%	4000	60	EUR/USD	2023/9/26	1.0328	1.0332	498554.7631	2.35

持仓风险

　　风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
　　1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

　　2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

　　3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

　　4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

　　5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

　　6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

　　7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

　　8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

　　本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

　　本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

　　本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。