威海市商业银行

2022年10月单位结构性存款产品账单

发布时间：2022-10-14 14:00:00

尊敬的客户：

以下是我行单位结构性存款产品2022年10月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2022年10月单位结构性存款产品账单
账单日：2022-10-14
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（万元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20211028010	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民币	1.19%/4.41%/4.71%	40000	1368	EUR/USD	2022/10/20	1.1598	0.9748	93.06431662	1.19
2	WJ20211028012	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民币	1.19%/4.41%/4.71%	11000	376.2	EUR/USD	2022/10/20	1.1598	0.9748	25.59268707	1.19
3	WJ20211028011	WKGJ2021138-365D	2021/11/2	2022/11/2	365	人民币	1.19%/4.41%/4.71%	20000	684	EUR/USD	2022/10/20	1.1598	0.9748	46.53215831	1.19
4	WJ20211112003	WKGJ2021143-365D	2021/11/13	2022/11/13	365	人民币	2.1%/3.5%/3.7%	10000	152	EUR/USD	2022/11/2	1.1460	0.9748	24093.67464	2.12
5	WJ20211116003	WKGJ2021147-365D	2021/11/17	2022/11/17	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/2	1.1323	0.9748	1118.551189	2.10
6	WJ20211119001	WKGJ2021147-365D	2021/11/20	2022/11/20	365	人民币	2.1%/3.5%/3.7%	20000	304	EUR/USD	2022/11/7	1.1270	0.9748	244087.6942	2.22
7	WJ20211122002	WKGJ2021147-365D	2021/11/23	2022/11/23	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/7	1.1238	0.9748	35577.72834	2.22
8	WJ20211123006	WKGJ2021147-365D	2021/11/24	2022/11/24	365	人民币	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/9	1.1240	0.9748	27068.23723	2.24
9	WJ20211123009	WKGJ2021147-365D	2021/11/25	2022/11/25	365	人民币	2.1%/3.5%/3.7%	3000	45.6	EUR/USD	2022/11/9	1.1207	0.9748	47764.62345	2.26
10	WJ20211129002	WKGJ2021147-365D	2021/11/30	2022/11/30	365	人民币	2.1%/3.5%/3.7%	2000	30.4	EUR/USD	2022/11/14	1.1294	0.9748	25490.10612	2.23
11	WJ20211201001	WKGJ2021155-365D	2021/12/2	2022/12/2	365	人民币	2%/3.4%/3.6%	1200	18.24	EUR/USD	2022/11/16	1.1328	0.9748	14830.92102	2.12
12	WJ20211207002	WKGJ2021159-365D	2021/12/9	2022/12/9	365	人民币	1.19%/4.41%/4.71%	50000	1735	EUR/USD	2022/11/23	1.1335	0.9748	1754285.3	1.54
13	WJ20211210002	WKGJ2021160-365D	2021/12/11	2022/12/11	365	人民币	1.7%/3.2%/3.4%	3000	49.5	EUR/USD	2022/11/25	1.1306	0.9748	58447.00368	1.89
14	WJ20211215001	WKGJ2021162-365D	2021/12/17	2022/12/17	365	人民币	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/11/25	1.1323	0.9748	51560.45002	2.27
15	WJ20211216002	WKGJ2021161-365D	2021/12/18	2022/12/18	365	人民币	1.6%/3%/3.2%	3000	46.5	EUR/USD	2022/12/1	1.1239	0.9748	77955.53564	1.86
16	WJ20211217003	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民币	2.1%/3.5%/3.7%	3000	46.5	EUR/USD	2022/12/1	1.1283	0.9748	67282.06032	2.32
17	WJ20211217004	WKGJ2021162-365D	2021/12/21	2022/12/21	365	人民币	2.1%/3.5%/3.7%	2000	31	EUR/USD	2022/12/1	1.1283	0.9748	44854.70688	2.32
18	WJ20211221001	WKGJ2021166-365D	2021/12/23	2022/12/23	365	人民币	1.15%/2.55%/2.7%	2000	30.4	EUR/USD	2022/12/1	1.1341	0.9748	36834.90853	1.33
19	WJ20211222002	WKGJ2021167-365D	2021/12/24	2022/12/24	365	人民币	1.9%/[3.3%-3.5%]	5000	77.6	EUR/USD	2022/12/1	1.1330	0.9748	787832.1692	3.48
20	WJ20211222003	WKGJ2021165-365D	2021/12/24	2022/12/24	365	人民币	1.7%/[3.1%-3.3%]	20000	310.42	EUR/USD	2022/12/1	1.1330	0.9748	3151332.339	3.28
21	WJ20211224004	WKGJ2021165-365D	2021/12/25	2022/12/25	365	人民币	1.7%/3.1%/3.3%	1000	15.5	EUR/USD	2022/12/5	1.1318	0.9748	21230.45476	1.91
22	WJ20211228001	WKGJ2021165-365D	2021/12/29	2022/12/29	365	人民币	1.7%/3.1%/3.3%	12000	186	EUR/USD	2022/12/6	1.1302	0.9748	274574.275	1.93
23	WJ20211228007	WKGJ2021165-365D	2021/12/30	2022/12/30	365	人民币	1.7%/[3.1%-3.3%]	1000	15.52	EUR/USD	2022/12/6	1.1306	0.9748	156906.7681	3.27
24	WJ20220105008	WKGJ2022004-365D	2022/1/7	2023/1/7	365	人民币	1.6%/3%/3.2%	20000	316	EUR/USD	2022/12/12	1.1300	0.9748	417790.9328	1.81
25	WJ20220107003	WKGJ2022004-365D	2022/1/9	2023/1/9	365	人民币	1.6%/3%/3.2%	10500	165.9	EUR/USD	2022/12/12	1.1351	0.9748	186054.1481	1.78
26	WJ20220110001	WKGJ2022005-365D	2022/1/12	2023/1/12	365	人民币	1.8%/3.2%/3.4%	3000	47.4	EUR/USD	2022/12/12	1.1370	0.9748	49994.8569	1.97
27	WJ20220111004	WKGJ2022005-365D	2022/1/13	2023/1/13	365	人民币	1.8%/3.2%/3.4%	10000	158	EUR/USD	2022/12/12	1.1405	0.9748	133058.6782	1.93
28	WJ20220113008	WKGJ2021162-365D	2022/1/15	2023/1/15	365	人民币	2.1%/3.5%/3.7%	1000	15.8	EUR/USD	2022/12/14	1.1405	0.9748	14777.42558	2.25
29	WJ20220119002	WKGJ2022007-365D	2022/1/22	2023/1/22	365	人民币	1.7%/3.9%/4.1%	7000	166.6	EUR/USD	2022/12/16	1.1337	0.9748	210857.8801	2.00
30	WJ20220119003	WKGJ2022006-365D	2022/1/22	2023/1/22	365	人民币	2.1%/3.5%/3.7%	2000	31.6	EUR/USD	2022/12/16	1.1337	0.9748	38337.07867	2.29
31	WJ20220218001	WKGJ2022020-270D	2022/2/22	2022/11/19	270	人民币	1.17%/3.6%/4.05%	15000	308.47	EUR/USD	2022/10/11	1.1305	0.9686	-	1.17
32	WJ20220225003	WKGJ2022020-270D	2022/2/26	2022/11/23	270	人民币	1.17%/3.6%/4.05%	5000	102.82	EUR/USD	2022/10/17	1.1173	0.9752	-	1.17
33	WJ20220225004	WKGJ2022022-365D	2022/3/1	2023/3/1	365	人民币	1.09%/4.51%/4.96%	40000	1508	EUR/USD	2022/12/12	1.1202	0.9748	1177618.948	1.38
34	WJ20220303001	WKGJ2022023-365D	2022/3/5	2023/3/5	365	人民币	1.75%/3.5%/3.85%	2000	40	EUR/USD	2022/12/12	1.0842	0.9748	62171.34922	2.06
35	WJ20220316003	WKGJ2022026-270D	2022/3/18	2022/12/13	270	人民币	1.17%/3.6%/4.05%	14000	287.9	EUR/USD	2022/10/21	1.1088	0.9748	436.368213	1.17
36	WJ20220321003	WKGJ2022028-365D	2022/3/23	2023/3/23	365	人民币	1.45%/2.9%/3.35%	10000	180	EUR/USD	2022/12/14	1.1025	0.9748	107961.2982	1.56
37	WJ20220322004	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.1025	0.9748	39714.07474	1.58
38	WJ20220323003	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0956	0.9748	35742.66727	1.58
39	WJ20220401004	WKGJ2022037-266D	2022/4/3	2022/12/25	266	人民币	1.37%/3.3%/3.65%	5000	79.44	EUR/USD	2022/11/14	1.0893	0.9748	22477.58348	1.43
40	WJ20220408001	WKGJ2022039-270D	2022/4/12	2023/1/7	270	人民币	1.17%/3.6%/4.05%	20000	411.29	EUR/USD	2022/11/14	1.0871	0.9748	357364.1432	1.41
41	WJ20220411003	WKGJ2022038-365D	2022/4/12	2023/4/12	365	人民币	1.45%/2.9%/3.35%	5000	90	EUR/USD	2022/12/14	1.0871	0.9748	153766.6868	1.76
42	WJ20220412001	WKGJ2022038-365D	2022/4/13	2023/4/13	365	人民币	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0830	0.9748	83034.01088	1.76
43	WJ20220411005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.0871	0.9748	139970.6492	1.92
44	WJ20220413005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/14	1.0906	0.9748	93313.76616	1.92
45	WJ20220413011	WKGJ2022039-270D	2022/4/14	2023/1/9	270	人民币	1.17%/3.6%/4.05%	1000	20.56	EUR/USD	2022/11/14	1.0906	0.9748	5684.282697	1.25
46	WJ20220414003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	1500	27	EUR/USD	2022/12/16	1.0808	0.9748	30225.77937	1.65
47	WJ20220415002	WKGJ2022044-365D	2022/4/16	2023/4/16	365	人民币	1.75%/3.1%/3.45%	10000	160	EUR/USD	2022/12/16	1.0808	0.9748	187576.8349	1.94
48	WJ20220414008	WKGJ2022045-252D	2022/4/16	2022/12/24	252	人民币	1.37%/3.3%/3.65%	5000	75.25	EUR/USD	2022/11/23	1.0808	0.9748	51255.90838	1.52
49	WJ20220415003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民币	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/16	1.0808	0.9748	40301.0482	1.65
50	WJ20220421004	WKGJ2022048-180D	2022/4/23	2022/10/20	180	人民币	1.47%/2.65%/3%	1500	10.58	EUR/USD	2022/9/13	1.0787	1.0137	-	1.47
51	WJ20220425002	WKGJ2022048-180D	2022/4/26	2022/10/23	180	人民币	1.47%/2.65%/3%	1500	10.58	EUR/USD	2022/9/13	1.0725	1.0137	-	1.47
52	WJ20220425003	WKGJ2022055-180D	2022/4/26	2022/10/23	180	人民币	1.47%/2.75%/3.1%	1000	7.55	EUR/USD	2022/9/13	1.0725	1.0137	-	1.47
53	WJ20220426002	WKGJ2022058-365D	2022/4/27	2023/4/27	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/16	1.0646	0.9748	51413.91002	1.81
54	WJ20220425008	WKGJ2022051-365D	2022/4/28	2023/4/28	365	人民币	1.65%/3.5%/3.95%	2700	59.4	EUR/USD	2022/12/16	1.0546	0.9748	167227.8297	2.27
55	WJ20220424004	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	0.9748	276164.1702	2.30
56	WJ20220427001	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	0.9748	276164.1702	2.30
57	WJ20220426004	WKGJ2022040-180D	2022/4/28	2022/10/25	180	人民币	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/9/15	1.0546	0.9963	-	1.57
58	WJ20220429004	WKGJ2022040-180D	2022/5/6	2022/11/2	180	人民币	1.57%/3.25%/3.6%	1000	9.52	EUR/USD	2022/9/22	1.0526	0.9827	-	1.57
59	WJ20220505003	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	10000	135	EUR/USD	2022/12/21	1.0525	0.9748	452839.1443	2.00
60	WJ20220505004	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民币	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/21	1.0525	0.9748	90567.82885	2.00
61	WJ20220506006	WKGJ2022065-365D	2022/5/8	2023/5/8	365	人民币	1.65%/3.7%/4.15%	2000	48	EUR/USD	2022/12/21	1.0525	0.9748	168300.0989	2.49
62	WJ20220506005	WKGJ2022063-365D	2022/5/8	2023/5/8	365	人民币	1.65%/2.85%/3.2%	1500	21.75	EUR/USD	2022/12/21	1.0525	0.9748	73887.84831	2.14
63	WJ20220506007	WKGJ2022040-180D	2022/5/8	2022/11/4	180	人民币	1.57%/3.25%/3.6%	10000	95.18	EUR/USD	2022/9/23	1.0525	0.9831	-	3.25
64	WJ20220509001	WKGJ2022064-365D	2022/5/11	2023/5/11	365	人民币	1.5%/2.55%/2.9%	3000	39	EUR/USD	2022/12/21	1.0534	0.9748	201351.8034	2.17
65	WJ20220511002	WKGJ2022071-180D	2022/5/13	2022/11/9	180	人民币	1.52%/3.3%/3.75%	2000	21.01	EUR/USD	2022/10/11	1.0379	0.9686	-	3.30
66	WJ20220509006	WKGJ2022040-365D	2022/5/13	2023/5/13	365	人民币	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/21	1.0379	0.9748	617251.899	2.98
67	WJ20220509005	WKGJ2022069-365D	2022/5/13	2023/5/13	365	人民币	1.65%/2.85%/3.2%	10000	145	EUR/USD	2022/12/21	1.0379	0.9748	897975.0233	2.55
68	WJ20220512004	WKGJ2022073-365D	2022/5/14	2023/5/14	365	人民币	1.65%/2.85%/3.2%	2000	29	EUR/USD	2022/12/23	1.0404	0.9748	178130.6548	2.54
69	WJ20220518001	WKGJ2022075-180D	2022/5/19	2022/11/15	180	人民币	1.47%/3.8%/4.25%	10000	132.16	EUR/USD	2022/10/11	1.0486	0.9686	-	1.47
70	WJ20220520003	WKGJ2022079-180D	2022/5/21	2022/11/17	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/10/21	1.0587	0.9748	19671.06016	1.67
71	WJ20220520001	WKGJ2022077-365D	2022/5/24	2023/5/24	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/17	1.0668	0.9748	318743.9683	2.14
72	WJ20220524001	WKGJ2022082-180D	2022/5/26	2022/11/22	180	人民币	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/10/25	1.0692	0.9748	69102.92655	1.71
73	WJ20220525006	WKGJ2022083-365D	2022/5/27	2023/5/27	365	人民币	1.65%/3.7%/4.15%	20000	480	EUR/USD	2023/4/17	1.0763	0.9748	4405201.929	3.85
74	WJ20220526001	WKGJ2022077-365D	2022/5/28	2023/5/28	365	人民币	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/21	1.0748	0.9748	297335.0723	2.09
75	WJ20220527001	WKGJ2022088-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.2%/3.55%	7500	14.67	EUR/USD	2023/4/21	1.0748	0.9748	615242.6809	2.57
76	WJ20220514001	WKGJ2022081-365D	2022/5/28	2023/5/28	365	人民币	1.75%/3.4%/3.75%	5000	14.67	EUR/USD	2023/4/21	1.0748	0.9748	466563.6154	2.68
77	WJ20220530004	WKGJ2022087-365D	2022/5/31	2023/5/31	365	人民币	1.5%/2.55%/2.9%	2000	14.67	EUR/USD	2023/4/24	1.0750	0.9748	118863.6885	2.09
78	WJ20220606005	WKGJ2022091-180D	2022/6/8	2022/12/5	180	人民币	1.47%/2.55%/2.9%	2000	14.67	EUR/USD	2022/11/7	1.0687	0.9748	16960.25195	1.64
79	WJ20220606006	WKGJ2022078-180D	2022/6/8	2022/12/5	180	人民币	1.57%/3.25%/3.6%	2000	14.67	EUR/USD	2022/11/7	1.0687	0.9748	26382.61143	1.84
80	WJ20220606002	WKGJ2022086-365D	2022/6/9	2023/6/9	365	人民币	1.5%/2.55%/2.9%	5000	14.67	EUR/USD	2023/4/26	1.0712	0.9748	295425.3187	2.09
81	WJ20220609004	WKGJ2022094-180D	2022/6/11	2022/12/8	180	人民币	1.47%/4%/4.45%	80000	1136.22	EUR/USD	2022/11/7	1.0482	0.9748	3946073.653	2.47
82	WJ20220610001	WKGJ2022091-180D	2022/6/11	2022/12/8	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0482	0.9748	42112.31212	1.90
83	WJ20220610004	WKGJ2022081-365D	2022/6/11	2023/6/11	365	人民币	1.75%/3.4%/3.75%	20000	380	EUR/USD	2023/5/9	1.0482	0.9748	2282875.272	2.89
84	WJ20220610002	WKGJ2022100-180D	2022/6/14	2022/12/11	180	人民币	1.57%/2.9%/3.25%	10000	77.92	EUR/USD	2022/11/7	1.0400	0.9748	410626.3276	2.40
85	WJ20220610005	WKGJ2022091-180D	2022/6/14	2022/12/11	180	人民币	1.47%/2.55%/2.9%	2000	13.12	EUR/USD	2022/11/7	1.0400	0.9748	66688.24941	2.15
86	WJ20220616004	WKGJ2022078-180D	2022/6/18	2022/12/15	180	人民币	1.57%/3.25%/3.6%	1100	10.47	EUR/USD	2022/11/11	1.0494	0.9748	47221.41787	2.44
87	WJ20220616007	WKGJ2022078-180D	2022/6/21	2022/12/18	180	人民币	1.57%/3.25%/3.6%	2000	19.04	EUR/USD	2022/11/11	1.0535	0.9748	81853.96425	2.40
88	WJ20220623001	WKGJ2022078-180D	2022/6/25	2022/12/22	180	人民币	1.57%/3.25%/3.6%	1500	13.91	EUR/USD	2022/11/23	1.0562	0.9748	99895.75173	2.92
89	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.2%/3.55%	10000	170	EUR/USD	2023/5/16	1.0562	0.9748	100145.9537	1.85
90	WJ20220623003	WKGJ2022105-180D	2022/6/25	2022/12/22	180	人民币	1.32%/2.35%/2.7%	2000	12.13	EUR/USD	2022/11/23	1.0562	0.9748	79375.74969	2.12
91	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民币	1.75%/3.4%/3.75%	10000	190	EUR/USD	2023/5/16	1.0562	0.9748	1133583.508	2.88
92	WJ20220627007	WKGJ2022078-180D	2022/6/29	2022/12/26	180	人民币	1.57%/3.25%/3.6%	1000	9.27	EUR/USD	2022/11/14	1.0530	0.9748	61429.7336	2.82
93	WJ20220701001	WKGJ2022116-180D	2022/7/2	2022/12/29	180	人民币	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/11/25	1.0435	0.9748	465903.2051	3.36
94	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民币	1.75%/3.4%/3.75%	30000	570	EUR/USD	2023/5/16	1.0435	0.9748	3687760.951	2.98
95	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0177	0.9748	4903960.971	3.38
96	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民币	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.01395	0.9748	4915118.875	3.39
97	WJ20220711003	WKGJ2022118-180D	2022/7/13	2023/1/9	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/11/22	1.0019	0.9748	78016.97927	2.37
98	WJ20220712001	WKGJ2022128-180D	2022/7/13	2023/1/9	180	人民币	1.47%/3.85%/4.3%	4000	50.89	EUR/USD	2022/11/22	1.0019	0.9748	480703.6338	3.91
99	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/13	1.0033	0.9748	1688707.528	3.44
100	WJ20220714002	WKGJ2022127-180D	2022/7/16	2023/1/12	180	人民币	1.47%/3.65%/4.1%	5000	58.68	EUR/USD	2022/12/20	1.0109	0.9748	569606.725	3.78
101	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/5/16	1.0109	0.9748	1708695.292	3.46
102	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民币	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.0109	0.9748	256304.3184	3.46
103	WJ20220718004	WKGJ2022118-180D	2022/7/20	2023/1/16	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0194	0.9748	78904.70677	2.39
104	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民币	1.75%/3.2%/3.55%	10000	165	EUR/USD	2023/6/13	1.0194	0.9748	1477115.014	3.23
105	WJ20220719005	WKGJ2022131-90D	2022/7/21	2022/10/19	90	人民币	1.1%/[3.5%-3.95%]	1500	9.63	EUR/USD	2022/9/23	1.0202	0.9837	-	3.50
106	WJ20220720003	WKGJ2022130-90D	2022/7/22	2022/10/20	90	人民币	1.1%/3.6%/4.05%	10000	66.58	EUR/USD	2022/9/20	1.0200	1.0018	-	3.60
107	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民币	1.75%/3.2%/3.55%	3000	49.5	EUR/USD	2023/6/13	1.0200	0.9748	437816.9114	3.21
108	WJ20220726001	WKGJ2022118-180D	2022/7/27	2023/1/23	180	人民币	1.32%/2.35%/2.7%	1500	9.1	EUR/USD	2022/12/20	1.0207	0.9748	77962.22497	2.37
109	WJ20220726002	WKGJ2022134-90D	2022/7/27	2022/10/25	90	人民币	1.1%/3.5%/3.95%	3000	19.23	EUR/USD	2022/9/20	1.0207	1.0018	-	3.50
110	WJ20220727001	WKGJ2022137-90D	2022/7/29	2022/10/27	90	人民币	1.1%/3.8%/4.25%	40000	286.03	EUR/USD	2022/9/23	1.0233	0.9831	-	3.80
111	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.4%/3.75%	27000	499.5	EUR/USD	2023/6/21	1.0233	0.9748	4562485.553	3.44
112	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民币	1.75%/3.2%/3.55%	5000	82.5	EUR/USD	2023/6/21	1.0233	0.9748	742652.754	3.24
113	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民币	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/26	1.0175	0.9748	1708448.06	3.46
114	WJ20220808004	WKGJ2022146-90D	2022/8/9	2022/11/7	90	人民币	1.1%/3.6%/4.05%	10000	65.34	EUR/USD	2022/10/11	1.0212	0.9686	-	3.60
115	WJ20220808002	WKGJ2022148-90D	2022/8/10	2022/11/8	90	人民币	1.1%/3.5%/3.95%	8000	50.3	EUR/USD	2022/10/11	1.0288	0.9686	-	3.50
116	WJ20220810001	WKGJ2022150-90D	2022/8/11	2022/11/9	90	人民币	1.1%/3.6%/4.05%	2600	16.99	EUR/USD	2022/10/12	1.0306	0.9721	-	3.60
117	WJ20220812002	WKGJ2022114-90D	2022/8/16	2022/11/14	90	人民币	1.2%/3.1%/3.45%	1400	7.08	EUR/USD	2022/10/12	1.0172	0.9721	-	3.10
118	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民币	1.75%/3.4%/3.75%	1200	22.2	EUR/USD	2023/6/26	1.0172	0.9748	197253.2334	3.39
119	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民币	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.0029	0.9748	647124.8213	3.19
120	WJ20220819004	WKGJ2022157-90D	2022/8/23	2022/11/21	90	人民币	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/10/17	0.9948	0.9752	-	3.60
121	WJ20220822005	WKGJ2022152-60D	2022/8/25	2022/10/24	60	人民币	1.1%/3.6%/4.05%	4000	17.42	EUR/USD	2022/9/23	0.9967	0.9831	-	3.60
122	WJ20220825005	WKGJ2022155-60D	2022/8/27	2022/10/26	60	人民币	1.1%/3.6%/4.05%	1000	4.36	EUR/USD	2022/10/11	0.9930	0.9686	-	3.60
123	WJ20220829001	WKGJ2022114-90D	2022/8/31	2022/11/29	90	人民币	1.2%/3.1%/3.45%	3000	15.16	EUR/USD	2022/10/25	1.0024	0.9748	140209.1669	3.10
124	WJ20220829003	WKGJ2022114-60D	2022/8/31	2022/10/30	60	人民币	1.2%/3%/3.35%	3000	9.62	EUR/USD	2022/10/11	1.0024	0.9686	-	3.00
125	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民币	1.75%/3.2%/3.55%	2000	33	EUR/USD	2023/7/18	1.0024	0.9748	287620.5022	3.19
126	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民币	1.75%/3.1%/3.45%	5000	77.5	EUR/USD	2023/7/26	0.9920	0.9748	670498.8811	3.09
127	WJ20220901001	WKGJ2022157-90D	2022/9/6	2022/12/5	90	人民币	1.1%/3.6%/4.05%	1500	9.8	EUR/USD	2022/11/11	0.9888	0.9748	89506.80831	3.52
128	WJ20220905002	WKGJ2022165-60D	2022/9/7	2022/11/6	60	人民币	1.1%/3.2%/3.65%	6000	22.19	EUR/USD	2022/10/11	0.9985	0.9686	-	3.20
129	WJ20220913002	WKGJ2022161-60D	2022/9/15	2022/11/14	60	人民币	1.1%/3.2%/3.65%	3000	11.1	EUR/USD	2022/10/21	0.9999	0.9748	104800.7154	3.23
130	WJ20220916002	WKGJ2022171-180D	2022/9/17	2023/3/16	180	人民币	1.47%/3.75%/4.2%	30000	366.9	EUR/USD	2023/2/15	1.0008	0.9748	3374876.815	3.75
131	WJ20220916004	WKGJ2022172-90D	2022/9/17	2022/12/16	90	人民币	1.1%/3.7%/4.15%	10000	67.81	EUR/USD	2022/11/16	1.0008	0.9748	647391.2952	3.73
132	WJ20220919001	WKGJ2022168-70D	2022/9/21	2022/11/30	70	人民币	1.1%/3.5%/3.95%	3000	14.67	EUR/USD	2022/11/4	0.9818	0.9748	139666.531	3.53
133	WJ20220919002	WKGJ2022170-30D	2022/9/21	2022/10/21	30	人民币	1.3%/3.5%/3.95%	8000	15.45	EUR/USD	2022/10/11	0.9818	0.9686	-	3.50
134	WJ20220920002	WKGJ2022170-30D	2022/9/21	2022/10/21	30	人民币	1.3%/3.5%/3.95%	2000	3.86	EUR/USD	2022/10/11	0.9818	0.9686	-	3.50
135	WJ20220920003	WKGJ2022156-60D	2022/9/22	2022/11/21	60	人民币	1.2%/3%/3.35%	3500	11.22	EUR/USD	2022/10/21	0.9837	0.9748	104801.444	3.02
136	WJ20220920011	WKGJ2022174-180D	2022/9/22	2023/3/21	180	人民币	1.8%/2.9%/3.25%	10000	64.11	EUR/USD	2023/2/15	0.9837	0.9748	545889.4304	2.91
137	WJ20220920001	WKGJ2022175-180D	2022/9/23	2023/3/22	180	人民币	1.47%/3.8%/4.25%	2000	24.95	EUR/USD	2023/2/21	0.9652	0.9748	232447.9853	3.83
138	WJ20220922003	WKGJ2022176-90D	2022/9/23	2022/12/22	90	人民币	1.1%/3.8%/4.25%	10000	70.27	EUR/USD	2022/11/25	0.9652	0.9748	679606.2496	3.86
139	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民币	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.9652	0.9748	4583754.128	3.28
140	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民币	2%/2.95%/3.3%	10000	115	EUR/USD	2023/8/22	0.9652	0.9748	947737.8308	2.95
141	WJ20220923005	WKGJ2022173-90D	2022/9/27	2022/12/26	90	人民币	1.1%/3.7%/4.15%	30000	203.42	1Y LPR	2022/11/16	0.0365	0.0365	961643.8356	2.40
142	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民币	1.75%/3.2%/3.55%	10000	165	1Y LPR	2023/8/22	0.0365	0.0365	725000	2.48
143	WJ20220926002	WKGJ2022175-180D	2022/9/27	2023/3/26	180	人民币	1.47%/3.8%/4.25%	1000	12.48	1Y LPR	2023/2/15	0.0365	0.0365	57452.05479	2.64
144	WJ20220923001	WKGJ2022170-30D	2022/9/28	2022/10/28	30	人民币	1.3%/3.5%/3.95%	10000	19.32	3M SHIBOR	2022/10/17	0.0167	0.0168	-	3.50
145	WJ20220926008	WKGJ2022179-180D	2022/9/28	2023/3/27	180	人民币	1.47%/3.6%/4.05%	10000	114.9	1Y LPR	2023/2/15	0.0365	0.0365	525205.4795	2.54
146	WJ20220926018	WKGJ2022184-90D	2022/9/28	2022/12/27	90	人民币	1.1%/3.7%/4.15%	40000	271.23	1Y LPR	2022/11/16	0.0365	0.0365	1282191.781	2.40
147	WJ20220926014	WKGJ2022182-60D	2022/9/28	2022/11/27	60	人民币	1.1%/3.4%/3.85%	5000	20.14	1Y LPR	2022/11/7	0.0365	0.0365	94520.54795	2.25
148	WJ20220927004	WKGJ2022156-30D	2022/9/28	2022/10/28	30	人民币	1.4%/2.9%/3.25%	1000	1.36	3M SHIBOR	2022/10/17	0.0167	0.0168	-	2.90
149	WJ20220927003	WKGJ2022181-94D	2022/9/29	2023/1/1	94	人民币	1.1%/3.2%/3.65%	5000	28.97	1Y LPR	2022/11/16	0.0365	0.0365	135205.4795	2.15
150	WJ20220929001	WKGJ2022156-25D	2022/9/30	2022/10/25	25	人民币	1.4%/2.9%/3.25%	10000	11.3	3M SHIBOR	2022/10/21	0.0168	0.0168	50782.77886	2.14
151	WJ20220926017	WKGJ2022180-90D	2022/9/30	2022/12/29	90	人民币	1.1%/3.2%/3.65%	2500	13.87	1Y LPR	2022/11/25	0.0365	0.0365	64726.0274	2.15
152	WJ20220927005	WKGJ2022156-60D	2022/9/30	2022/11/29	60	人民币	1.2%/3%/3.35%	3000	9.62	1Y LPR	2022/11/16	0.0365	0.0365	44383.56164	2.10
153	WJ20220928002	WKGJ2022170-30D	2022/9/30	2022/10/30	30	人民币	1.3%/3.5%/3.95%	1000	1.93	3M SHIBOR	2022/10/21	0.0168	0.0168	8937.76908	2.39
154	WJ20220929002	WKGJ2022156-30D	2022/9/30	2022/10/30	30	人民币	1.4%/2.9%/3.25%	6500	8.82	3M SHIBOR	2022/10/21	0.0168	0.0168	39610.56751	2.14
155	WJ20220929003	WKGJ2022183-30D	2022/10/1	2022/10/31	30	人民币	1.3%/3.1%/3.55%	3500	5.61	3M SHIBOR	2022/10/21	0.0168	0.0168	25594.52055	2.19
156	WJ20220927006	WKGJ2022185-30D	2022/10/1	2022/10/31	30	人民币	1.3%/3.1%/3.55%	3000	4.81	3M SHIBOR	2022/10/21	0.0168	0.0168	21938.16047	2.19
157	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	1000	22	1Y LPR	2023/8/22	0.0365	0.0365	100000	2.65
158	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民币	1.65%/3.65%/4.1%	15000	330	1Y LPR	2023/8/22	0.0365	0.0365	1500000	2.65
159	WJ20220929006	WKGJ2022156-30D	2022/10/1	2022/10/31	30	人民币	1.4%/2.9%/3.25%	15000	20.34	3M SHIBOR	2022/10/21	0.0168	0.0168	91409.00196	2.14
160	WJ20220926009	WKGJ2022179-180D	2022/10/9	2023/4/7	180	人民币	1.47%/3.6%/4.05%	5000	57.45	1Y LPR	2023/3/1	0.0365	0.0365	262602.7397	2.54
161	WJ20221011001	WKGJ2022187-25D	2022/10/13	2022/11/7	25	人民币	1.1%/2.6%/2.95%	2500	2.83	3M SHIBOR	2022/10/26	0.0168	0.0168	14530.33268	1.95

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。
1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。