发布时间:2021-12-15 13:48:04
尊敬的客户:
以下是我行单位结构性存款产品2021年12月产品账单。其中,“账单日产品估值收益率”,是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算,仅作参考,不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”,在该结构性存款所挂钩的衍生产品到期前,为账单公布日上一日挂钩标的市场观察水平;在衍生产品到期后,为产品观察日挂钩标的市场观察水平。如有任何问题,欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持!
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账单日:2021-12-15 |
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序号 |
业务编号 |
产品编号 |
起始日 |
到期日 |
期限(天) |
币种 |
预期收益率 |
金额 (万元) |
其中用于衍生品投资(万元) |
挂钩标的 |
产品观察日 |
起息日挂钩标的市场水平 |
挂钩标的市场观察水平 |
衍生品公允价值(元) |
账单日产品估值收益率(%) |
1 |
WJ20201215001 |
WKGJ2020015-365D |
2020/12/16 |
2021/12/16 |
365 |
人民币 |
2.1%/3.8%/3.9% |
3000 |
54 |
3M SHIBOR |
2021/1/19 |
2.952 |
2.573 |
0.00 |
3.9 |
2 |
WJ20201214001 |
WKGJ2020016-365D |
2020/12/17 |
2021/12/17 |
365 |
人民币 |
2.1%/2.95%/3.05% |
5000 |
47.57 |
3M SHIBOR |
2021/2/4 |
2.905 |
2.776 |
0.00 |
2.95 |
3 |
WJ20210105003 |
WKGJ2021001-365D |
2021/1/7 |
2022/1/7 |
365 |
人民币 |
2.1%/2.95%/3.05% |
4215 |
40.1 |
3M SHIBOR |
2021/2/9 |
2.677 |
2.808 |
0.00 |
2.95 |
4 |
WJ20210107004 |
WKGJ2021001-365D |
2021/1/8 |
2022/1/8 |
365 |
人民币 |
2.1%/2.95%/3.05% |
10000 |
95.14 |
3M SHIBOR |
2021/2/9 |
2.645 |
2.808 |
0.00 |
2.95 |
5 |
WJ20210108006 |
WKGJ2021004-365D-2 |
2021/1/12 |
2022/1/12 |
365 |
人民币 |
2.1%/[3.8%-3.9%] |
10000 |
190.14 |
EUR/USD |
2021/2/1 |
1.21535 |
1.20712 |
0.00 |
3.9 |
6 |
WJ20210112001 |
WKGJ2021003-365D |
2021/1/13 |
2022/1/13 |
365 |
人民币 |
2.1%/[2.95%-3.05%] |
3000 |
36.04 |
EUR/USD |
2021/2/1 |
1.2167 |
1.20712 |
0.00 |
3.2 |
7 |
WJ20210112002 |
WKGJ2021004-365D-3 |
2021/1/14 |
2022/1/14 |
365 |
人民币 |
2.1%/[2.95%-3.05%] |
5000 |
97.57 |
EUR/USD |
2021/2/1 |
1.21503 |
1.20712 |
0.00 |
3.95 |
8 |
WJ20210113001 |
WKGJ2021003-365D |
2021/1/14 |
2022/1/14 |
365 |
人民币 |
2.1%/[2.95%-3.05%] |
1000 |
12.01 |
EUR/USD |
2021/2/1 |
1.21503 |
1.20712 |
0.00 |
3.2 |
9 |
WJ20210115006 |
WKGJ2021003-365D |
2021/1/16 |
2022/1/16 |
365 |
人民币 |
2.1%/[3.9%-4%] |
3000 |
36.04 |
EUR/USD |
2021/2/1 |
1.2086 |
1.20712 |
0.00 |
3.2 |
10 |
WJ20210119005 |
WKGJ2021005-365D |
2021/1/20 |
2022/1/20 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
10000 |
120.14 |
EUR/USD |
2021/2/25 |
1.20908 |
1.2229 |
0.00 |
3.2 |
11 |
WJ20210119003 |
WKGJ2021006-365D-1 |
2021/1/21 |
2022/1/21 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
2000 |
32.03 |
EUR/USD |
2021/2/25 |
1.21544 |
1.2229 |
0.00 |
3.6 |
12 |
WJ20210119006 |
WKGJ2021006-365D-2 |
2021/1/21 |
2022/1/21 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
5000 |
97.57 |
EUR/USD |
2021/2/25 |
1.21544 |
1.2229 |
0.00 |
3.95 |
13 |
WJ20210126004 |
WKGJ2021006-365D-2 |
2021/1/28 |
2022/1/28 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
3000 |
58.54 |
EUR/USD |
2021/3/1 |
1.20865 |
1.20527 |
0.00 |
3.95 |
14 |
WJ20210125004 |
WKGJ2021006-365D-2 |
2021/1/29 |
2022/1/29 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
10000 |
195.14 |
EUR/USD |
2021/3/1 |
1.215 |
1.20527 |
0.00 |
3.95 |
15 |
WJ20210129002 |
WKGJ2021005-365D |
2021/1/30 |
2022/1/30 |
365 |
人民币 |
2.1%/[3.6%-3.8%] |
5000 |
60.07 |
EUR/USD |
2021/3/5 |
1.215 |
1.19215 |
0.00 |
3.2 |
16 |
WJ20210202002 |
WKGJ2021007-365D |
2021/2/3 |
2022/2/3 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
2000 |
24.03 |
EUR/USD |
2021/3/5 |
1.2037 |
1.19215 |
0.00 |
3.2 |
17 |
WJ20210218002 |
WKGJ2021008-365D |
2021/2/20 |
2022/2/20 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
40000 |
972.67 |
EUR/USD |
2021/3/24 |
1.21291 |
1.18205 |
0.00 |
4.41 |
18 |
WJ20210311007 |
WKGJ2021017-365D |
2021/3/13 |
2022/3/13 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
30000 |
796 |
EUR/USD |
2021/4/15 |
1.1917 |
1.1961 |
0.00 |
4.51 |
19 |
WJ20210311004 |
WKGJ2021016-365D |
2021/3/13 |
2022/3/13 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
3000 |
45.65 |
EUR/USD |
2021/4/15 |
1.1917 |
1.1961 |
0.00 |
3.5 |
20 |
WJ20210315002 |
WKGJ2021016-365D |
2021/3/17 |
2022/3/17 |
365 |
人民币 |
2.1%/[3.2%-3.4%] |
3000 |
49.3 |
EUR/USD |
2021/4/12 |
1.19027 |
1.1912 |
0.00 |
3.5 |
21 |
WJ20210312001 |
WKGJ2021016-365D |
2021/3/17 |
2022/3/17 |
365 |
人民币 |
2.1%/[4.41%-4.51%] |
4000 |
65.73 |
EUR/USD |
2021/4/12 |
1.19027 |
1.1912 |
0.00 |
3.5 |
22 |
WJ20210315008 |
WKGJ2021018-365D |
2021/3/18 |
2022/3/18 |
365 |
人民币 |
2.1%/[4.51%-4.61%] |
2500 |
49.29 |
EUR/USD |
2021/4/12 |
1.19372 |
1.1912 |
0.00 |
3.95 |
23 |
WJ20210317001 |
WKGJ2021018-365D |
2021/3/18 |
2022/3/18 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
3000 |
59.15 |
EUR/USD |
2021/4/12 |
1.19372 |
1.1912 |
0.00 |
3.95 |
24 |
WJ20210319003 |
WKGJ2021016-365D |
2021/3/20 |
2022/3/20 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
15000 |
228.25 |
EUR/USD |
2021/4/15 |
1.18832 |
1.1961 |
0.00 |
3.5 |
25 |
WJ20210322002 |
WKGJ2021020-365D |
2021/3/24 |
2022/3/24 |
365 |
人民币 |
2.1%/3.7%/3.8% |
4000 |
64 |
3M SHIBOR |
2021/4/26 |
2.681 |
2.594 |
0.00 |
3.7 |
26 |
WJ20210322003 |
WKGJ2021020-365D |
2021/3/24 |
2022/3/24 |
365 |
人民币 |
2.1%/3.7%/3.8% |
6000 |
96 |
3M SHIBOR |
2021/4/26 |
2.681 |
2.594 |
0.00 |
3.7 |
27 |
WJ20210323002 |
WKGJ2021019-365D |
2021/3/24 |
2022/3/24 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
10000 |
152.17 |
EUR/USD |
2021/4/15 |
1.18205 |
1.1961 |
0.00 |
3.5 |
28 |
WJ20210323001 |
WKGJ2021018-365D |
2021/3/25 |
2022/3/25 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2500 |
49.29 |
EUR/USD |
2021/4/15 |
1.17897 |
1.1961 |
0.00 |
3.95 |
29 |
WJ20210324005 |
WKGJ2021019-365D |
2021/3/27 |
2022/3/27 |
365 |
人民币 |
2.1%/[3.7%-3.8%] |
6000 |
91.3 |
EUR/USD |
2021/4/21 |
1.1791 |
1.2033 |
0.00 |
3.5 |
30 |
WJ20210325002 |
WKGJ2021019-365D |
2021/3/26 |
2022/3/26 |
365 |
人民币 |
2.1%/[3.7%-3.8%] |
2500 |
38.04 |
EUR/USD |
2021/4/21 |
1.1791 |
1.2033 |
0.00 |
3.5 |
31 |
WJ20210325007 |
WKGJ2021018-365D |
2021/3/30 |
2022/3/30 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2500 |
49.29 |
EUR/USD |
2021/4/21 |
1.17259 |
1.2033 |
0.00 |
3.95 |
32 |
WJ20210331001 |
WKGJ2021019-365D |
2021/4/3 |
2022/4/3 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
3000 |
45.65 |
EUR/USD |
2021/4/29 |
1.1758 |
1.2116 |
0.00 |
3.5 |
33 |
WJ20210402001 |
WKGJ2021019-365D |
2021/4/3 |
2022/4/3 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
3000 |
45.65 |
EUR/USD |
2021/4/29 |
1.1758 |
1.2116 |
0.00 |
3.5 |
34 |
WJ20210401004 |
WKGJ2021024-365D |
2021/4/3 |
2022/4/3 |
365 |
人民币 |
2.1%/4%/4.1% |
10000 |
190 |
3M SHIBOR |
2021/6/7 |
2.629 |
2.446 |
0.00 |
4 |
35 |
WJ20210401003 |
WKGJ2021024-365D |
2021/4/3 |
2022/4/3 |
365 |
人民币 |
2.1%/4%/4.1% |
10000 |
190 |
3M SHIBOR |
2021/6/7 |
2.629 |
2.446 |
0.00 |
4 |
36 |
WJ20210408001 |
WKGJ2021023-365D |
2021/4/10 |
2022/4/10 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
30.43 |
EUR/USD |
2021/5/7 |
1.18862 |
1.2149 |
0.00 |
3.5 |
37 |
WJ20210416002 |
WKGJ2021023-365D |
2021/4/17 |
2022/4/17 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
8000 |
121.73 |
EUR/USD |
2021/5/14 |
1.1982 |
1.21335 |
0.00 |
3.5 |
38 |
WJ20210425004 |
WKGJ2021026-365D |
2021/4/27 |
2022/4/27 |
365 |
人民币 |
2.1%/[4%-4.1%] |
4950 |
81.35 |
EUR/USD |
2021/5/21 |
1.2076 |
1.21901 |
0.00 |
3.5 |
39 |
WJ20210425006 |
WKGJ2021026-365D |
2021/4/27 |
2022/4/27 |
365 |
人民币 |
2.1%/[4%-4.1%] |
4980 |
81.84 |
EUR/USD |
2021/5/21 |
1.2076 |
1.21901 |
0.00 |
3.5 |
40 |
WJ20210426002 |
WKGJ2021026-365D |
2021/4/28 |
2022/4/28 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
32.87 |
EUR/USD |
2021/5/21 |
1.2097 |
1.21901 |
0.00 |
3.5 |
41 |
WJ20210423002 |
WKGJ2021027-365D |
2021/4/24 |
2022/4/24 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
41.87 |
EUR/USD |
2021/5/21 |
1.20699 |
1.21901 |
0.00 |
3.95 |
42 |
WJ20210420004 |
WKGJ2021027-365D |
2021/5/1 |
2022/5/1 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2500 |
52.33 |
EUR/USD |
2021/5/21 |
1.2094 |
1.21901 |
0.00 |
3.95 |
43 |
WJ20210423002 |
WKGJ2021027-365D |
2021/4/24 |
2022/4/24 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
41.87 |
EUR/USD |
2021/5/21 |
1.20699 |
1.21901 |
0.00 |
3.95 |
44 |
WJ20210507003 |
WKGJ2021034-365D |
2021/5/9 |
2022/5/9 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
10000 |
152.17 |
EUR/USD |
2021/5/21 |
1.2149 |
1.21901 |
0.00 |
3.5 |
45 |
WJ20210508002 |
WKGJ2021034-365D |
2021/5/9 |
2022/5/9 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
7000 |
106.52 |
EUR/USD |
2021/5/21 |
1.2149 |
1.21901 |
0.00 |
3.5 |
46 |
WJ20210508003 |
WKGJ2021034-365D |
2021/5/11 |
2022/5/11 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
5000 |
82.17 |
EUR/USD |
2021/6/4 |
1.2172 |
1.2169 |
0.00 |
3.5 |
47 |
WJ20210510001 |
WKGJ2021034-365D |
2021/5/11 |
2022/5/11 |
365 |
人民币 |
2.1%/[3.95%-4.05%] |
5000 |
82.17 |
EUR/USD |
2021/6/4 |
1.2172 |
1.2169 |
0.00 |
3.5 |
48 |
WJ20210507001 |
WKGJ2021034-365D |
2021/5/12 |
2022/5/12 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
32.87 |
EUR/USD |
2021/6/4 |
1.2078 |
1.2169 |
0.00 |
3.5 |
49 |
WJ20210513001 |
WKGJ2021040-365D |
2021/5/14 |
2022/5/14 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
32.43 |
EUR/USD |
2021/6/4 |
1.21335 |
1.2169 |
0.00 |
3.6 |
50 |
WJ20210512007 |
WKGJ2021039-365D |
2021/5/15 |
2022/5/15 |
365 |
人民币 |
2.1%/3.9%/4% |
10000 |
180 |
EUR/USD |
2021/6/11 |
2.514 |
1.2102 |
0.00 |
3.9 |
51 |
WJ20210518001 |
WKGJ2021034-365D |
2021/5/20 |
2022/5/20 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
2000 |
32.87 |
EUR/USD |
2021/6/10 |
1.2209 |
1.21806 |
0.00 |
3.5 |
52 |
WJ20210517005 |
WKGJ2021039-365D |
2021/5/20 |
2022/5/20 |
365 |
人民币 |
2.1%/3.9%/4% |
30000 |
540 |
3M SHIBOR |
2021/7/21 |
2.497 |
2.402 |
0.00 |
3.9 |
53 |
WJ20210517002 |
WKGJ2021043-263D |
2021/5/21 |
2022/2/8 |
263 |
人民币 |
1.82%/4.3%/4.4% |
30000 |
536.09 |
3M SHIBOR |
2021/7/21 |
2.489 |
2.402 |
0.00 |
4.3 |
54 |
WJ20210518009 |
WKGJ2021045-365D |
2021/5/22 |
2022/5/22 |
365 |
人民币 |
2.1%/[3.9%-4%] |
5000 |
62.17 |
EUR/USD |
2021/6/10 |
1.21901 |
1.21806 |
0.00 |
3.1 |
55 |
WJ20210520001 |
WKGJ2021046-365D |
2021/5/22 |
2022/5/22 |
365 |
人民币 |
2.1%/3.1%/3.2% |
2000 |
20 |
3M SHIBOR |
2021/6/29 |
2.49 |
1.19105 |
0.00 |
3.1 |
56 |
WJ20210518007 |
WKGJ2021039-365D |
2021/5/25 |
2022/5/25 |
365 |
人民币 |
2.1%/[3.9%-4%] |
30000 |
613 |
EUR/USD |
2021/6/10 |
1.2237 |
1.21806 |
0.00 |
3.9 |
57 |
WJ20210527001 |
WKGJ2021045-365D |
2021/5/29 |
2022/5/29 |
365 |
人民币 |
1.82%/[4.3%-4.4%] |
5000 |
62.17 |
EUR/USD |
2021/6/18 |
1.2188 |
1.18542 |
0.00 |
3.1 |
58 |
WJ20210608005 |
WKGJ2021057-365D |
2021/6/10 |
2022/6/10 |
365 |
人民币 |
2.1%/[3.1%-3.2%] |
5200 |
58.33 |
EUR/USD |
2021/6/29 |
1.21806 |
1.19105 |
0.00 |
3.1 |
59 |
WJ20210609004 |
WKGJ2021057-365D |
2021/6/10 |
2022/6/10 |
365 |
人民币 |
2.1%/[3.1%-3.2%] |
2500 |
28.04 |
EUR/USD |
2021/6/29 |
1.21806 |
1.19105 |
0.00 |
3.1 |
60 |
WJ20210611005 |
WKGJ2021056-365D |
2021/6/12 |
2022/6/12 |
365 |
人民币 |
2.1%/[3.9%-4%] |
10000 |
152.17 |
EUR/USD |
2021/7/7 |
1.2102 |
1.1805 |
0.00 |
3.5 |
61 |
WJ20210615001 |
WKGJ2021061-365D |
2021/6/17 |
2022/6/17 |
365 |
人民币 |
2.1%/[3.1%-3.2%] |
3000 |
36.65 |
EUR/USD |
2021/7/7 |
1.19364 |
1.1805 |
0.00 |
3.2 |
62 |
WJ20210608002 |
WKGJ2021058-365D |
2021/6/19 |
2022/6/19 |
365 |
人民币 |
2.1%/[3.1%-3.2%] |
30000 |
613 |
EUR/USD |
2021/6/29 |
1.18542 |
1.19105 |
0.00 |
3.9 |
63 |
WJ20210618001 |
WKGJ2021057-180D |
2021/6/19 |
2021/12/16 |
180 |
人民币 |
2.1%/[3.1%-3.2%] |
2000 |
12.62 |
EUR/USD |
2021/6/29 |
1.18542 |
1.19105 |
0.00 |
3.1 |
64 |
WJ20210621002 |
WKGJ2021058-365D |
2021/6/23 |
2022/6/23 |
365 |
人民币 |
2.1%/[3.5%-3.6%] |
30000 |
613 |
EUR/USD |
2021/7/9 |
1.19625 |
1.18667 |
0.00 |
3.9 |
65 |
WJ20210622006 |
WKGJ2021066-180D |
2021/6/24 |
2021/12/21 |
180 |
人民币 |
2.1%/[3.2%-3.3%] |
5000 |
31.56 |
EUR/USD |
2021/7/9 |
1.19255 |
1.18667 |
0.00 |
3.1 |
66 |
WJ20210622002 |
WKGJ2021066-365D |
2021/6/24 |
2022/6/24 |
365 |
人民币 |
2.1%/[3.9%-4%] |
10000 |
112.17 |
EUR/USD |
2021/7/9 |
1.19255 |
1.18667 |
0.00 |
3.1 |
67 |
WJ20210623003 |
WKGJ2021066-365D |
2021/6/25 |
2022/6/25 |
365 |
人民币 |
2.1%/3.1%/3.2% |
2000 |
23 |
EUR/USD |
2021/12/22 |
1.1942 |
1.1295 |
196519.69 |
3.08 |
68 |
WJ20210624003 |
WKGJ2021066-365D |
2021/6/26 |
2022/6/26 |
365 |
人民币 |
2.1%/3.1%/3.2% |
3000 |
34.5 |
EUR/USD |
2021/12/27 |
1.1927 |
1.1295 |
294716.67 |
3.08 |
69 |
WJ20210625002 |
WKGJ2021065-365 |
2021/6/26 |
2022/6/26 |
365 |
人民币 |
2.1%/3.5%/3.6% |
40000 |
620 |
EUR/USD |
2021/12/27 |
1.1927 |
1.1295 |
5501377.93 |
3.48 |
70 |
WJ20210625006 |
WKGJ2021068-365 |
2021/6/26 |
2022/6/26 |
365 |
人民币 |
2.1%/3.85%/3.95% |
10556 |
200.56 |
EUR/USD |
2021/12/27 |
1.1927 |
1.1295 |
1814767.06 |
3.82 |
71 |
WJ20210628004 |
WKGJ2021072-365D |
2021/6/29 |
2022/6/29 |
365 |
人民币 |
2.1%/3.5%/3.6% |
20000 |
320 |
EUR/USD |
2021/12/27 |
1.1917 |
1.1295 |
2750817.15 |
3.48 |
72 |
WJ20210625001 |
WKGJ2021065-180D |
2021/6/29 |
2021/12/26 |
180 |
人民币 |
1.82%/3.3%/3.4% |
1000 |
8.28 |
EUR/USD |
2021/9/27 |
1.1917 |
1.17042 |
0.00 |
3.3 |
73 |
WJ20210625004 |
WKGJ2021065-180D |
2021/6/30 |
2021/12/27 |
180 |
人民币 |
1.82%/3.3%/3.4% |
1000 |
8.28 |
EUR/USD |
2021/9/27 |
1.1906 |
1.17042 |
|
3.3 |
74 |
WJ20210629001 |
WKGJ2021065-180D |
2021/6/30 |
2021/12/27 |
180 |
人民币 |
1.82%/3.3%/3.4% |
2000 |
16.57 |
EUR/USD |
2021/9/27 |
1.1906 |
1.17042 |
|
3.3 |
75 |
WJ20210630002 |
WKGJ2021074-274D |
2021/7/1 |
2022/4/1 |
274 |
人民币 |
2.1%/[3.5%-3.6%] |
40000 |
640.21 |
EUR/USD |
2021/7/26 |
1.18655 |
1.1809 |
0.00 |
3.8 |
76 |
WJ20210630001 |
WKGJ2021074-186D |
2021/7/1 |
2022/1/3 |
186 |
人民币 |
1.82%/[3.3%-3.4%] |
50000 |
543.24 |
EUR/USD |
2021/7/19 |
1.18655 |
1.181 |
0.00 |
3.8 |
77 |
WJ20210702001 |
WKGJ2021076-365D |
2021/7/3 |
2022/7/3 |
365 |
人民币 |
1.82%/[3.3%-3.4%] |
28000 |
572.13 |
EUR/USD |
2021/9/27 |
1.1843 |
1.17042 |
0.00 |
3.9 |
78 |
WJ20210702003 |
WKGJ2021079-365D |
2021/7/6 |
2022/7/6 |
365 |
人民币 |
1.82%/[3.3%-3.4%] |
10000 |
110.21 |
EUR/USD |
2021/9/27 |
1.18314 |
1.17042 |
0.00 |
3.2 |
79 |
WJ20210714002 |
WKGJ2021078-180D |
2021/7/15 |
2022/1/11 |
180 |
人民币 |
2.05%/3.1%/3.2% |
2000 |
12.33 |
EUR/USD |
2021/9/27 |
1.18255 |
1.17042 |
0.00 |
3.1 |
80 |
WJ20210714004 |
WKGJ2021078-365D |
2021/7/16 |
2022/7/16 |
365 |
人民币 |
1.82%/[3.8%-3.9%] |
5000 |
50.1 |
EUR/USD |
2021/9/7 |
1.18001 |
1.18392 |
0.00 |
3.1 |
81 |
WJ20210726004 |
WKGJ2021085-365D |
2021/7/27 |
2022/7/27 |
365 |
人民币 |
2.1%/[3.9%-4%] |
16000 |
160.33 |
EUR/USD |
2021/10/14 |
1.17991 |
1.1587 |
0.00 |
3.1 |
82 |
WJ20210730001 |
WKGJ2021093-365D |
2021/8/3 |
2022/8/3 |
365 |
人民币 |
2.25%/3.1%/3.2% |
4500 |
47.25 |
EUR/USD |
2021/12/27 |
1.18755 |
1.1295 |
375862.92 |
3.09 |
83 |
WJ20210811001 |
WKGJ2021097-129D |
2021/8/13 |
2021/12/20 |
129 |
人民币 |
1.85%/[3.2%-3.3%] |
6000 |
32.93 |
EUR/USD |
2021/8/27 |
1.1796 |
1.1795 |
0.00 |
3.2 |
84 |
WJ20210813004 |
WKGJ2021098-365D |
2021/8/14 |
2022/8/14 |
365 |
人民币 |
2.25%/2.9%/3% |
5000 |
42.5 |
EUR/USD |
2021/12/27 |
1.17985 |
1.1295 |
237910.16 |
2.73 |
85 |
WJ20210817001 |
WKGJ2021100-365D |
2021/8/18 |
2022/8/18 |
365 |
人民币 |
2.25%/3.5%/3.6% |
2000 |
27 |
EUR/USD |
2021/12/27 |
1.17165 |
1.1295 |
216772.20 |
3.33 |
86 |
WJ20210820022 |
WKGJ2021100-180D |
2021/8/25 |
2022/2/21 |
180 |
人民币 |
2.05%/3.3%/3.4% |
2000 |
13.32 |
EUR/USD |
2021/12/27 |
1.1736 |
1.1295 |
121760.22 |
3.28 |
87 |
WJ20210824003 |
WKGJ2021100-180D |
2021/8/26 |
2022/2/22 |
180 |
人民币 |
2.05%/3.3%/3.4% |
10000 |
66.58 |
EUR/USD |
2021/12/27 |
1.17655 |
1.1295 |
608762.84 |
3.28 |
88 |
WJ20210824006 |
WKGJ2021100-180D |
2021/8/26 |
2022/2/22 |
180 |
人民币 |
2.05%/3.3%/3.4% |
1500 |
9.99 |
EUR/USD |
2021/12/27 |
1.17655 |
1.1295 |
91314.39 |
3.28 |
89 |
WJ20210826008 |
WKGJ2021098-365D |
2021/8/28 |
2022/8/28 |
365 |
人民币 |
2.25%/2.9%/3% |
5000 |
37.5 |
EUR/USD |
2021/12/27 |
1.18065 |
1.1295 |
320895.38 |
2.89 |
90 |
WJ20210901001 |
WKGJ2021111-365D |
2021/9/3 |
2022/9/3 |
365 |
人民币 |
1.7%/3.3%/3.6% |
20000 |
360 |
EUR/USD |
2021/12/27 |
1.18825 |
1.1295 |
3156388.72 |
3.28 |
91 |
WJ20210906002 |
WKGJ2021113-365D |
2021/9/9 |
2022/9/9 |
365 |
人民币 |
1.4375%/3.8%/3.9% |
10000 |
241.25 |
EUR/USD |
2021/11/26 |
1.18205 |
1.1294 |
0.00 |
1.4375 |
92 |
WJ20210907002 |
WKGJ2021115-365D |
2021/9/9 |
2022/9/9 |
365 |
人民币 |
2.1%/3.5%/3.7% |
10000 |
155 |
EUR/USD |
2022/6/14 |
1.18205 |
1.1295 |
1347784.46 |
3.45 |
93 |
WJ20210907001 |
WKGJ2021115-180D |
2021/9/9 |
2022/3/8 |
180 |
人民币 |
1.82%/3.3%/3.5% |
10000 |
80.38 |
EUR/USD |
2022/1/24 |
1.18205 |
1.1295 |
713121.54 |
3.27 |
94 |
WJ20210916001 |
WKGJ2021118-90D |
2021/9/17 |
2021/12/16 |
90 |
人民币 |
1.34%/3.3%/3.6% |
6800 |
34.54 |
EUR/USD |
2021/11/25 |
1.17605 |
1.12153 |
0.00 |
3.3 |
95 |
WJ20210923001 |
WKGJ2021120-180D |
2021/9/25 |
2022/3/24 |
180 |
人民币 |
1.82%/3.3%/3.5% |
2000 |
16.08 |
EUR/USD |
2022/2/9 |
1.17245 |
1.1295 |
142350.14 |
3.26 |
96 |
WJ20210926001 |
WKGJ2021121-90D |
2021/9/28 |
2021/12/27 |
90 |
人民币 |
1.14%/3.5%/3.8% |
10000 |
60.66 |
EUR/USD |
2021/11/29 |
1.16875 |
1.12882 |
0.00 |
3.5 |
97 |
WJ20210927001 |
WKGJ2021120-180D |
2021/9/29 |
2022/3/28 |
180 |
人民币 |
1.82%/3.3%/3.5% |
10000 |
80.38 |
EUR/USD |
2022/3/8 |
1.16815 |
1.1295 |
704098.47 |
3.25 |
98 |
WJ20210929011 |
WKGJ2021123-113D |
2021/10/1 |
2022/1/22 |
113 |
人民币 |
0.74%/3.9%/4.2% |
30000 |
307.42 |
EUR/USD |
2022/1/17 |
1.15555 |
1.1295 |
2899608.59 |
3.86 |
99 |
WJ20210928002 |
WKGJ2021128-88D |
2021/10/1 |
2021/12/28 |
88 |
人民币 |
0.84%/3.8%/4.1% |
30000 |
221.33 |
EUR/USD |
2021/11/26 |
1.15555 |
1.1294 |
0.00 |
3.8 |
100 |
WJ20210929004 |
WKGJ2021129-90D |
2021/10/9 |
2022/1/7 |
90 |
人民币 |
1.14%/3.5%/3.8% |
5000 |
30.95 |
EUR/USD |
2022/1/4 |
1.1574 |
1.1295 |
286880.49 |
3.47 |
101 |
WJ20211011004 |
WKGJ2021131-90D |
2021/10/13 |
2022/1/11 |
90 |
人民币 |
1.14%/3.5%/3.8% |
8000 |
49.51 |
EUR/USD |
2022/1/4 |
1.15515 |
1.1295 |
459022.86 |
3.47 |
102 |
WJ20211012001 |
WKGJ2021120-90D |
2021/10/14 |
2022/1/12 |
90 |
人民币 |
1.54%/3.1%/3.3% |
4000 |
16.87 |
EUR/USD |
2022/1/4 |
1.15905 |
1.1295 |
149024.16 |
3.05 |
103 |
WJ20211014002 |
WKGJ2021120-90D |
2021/10/16 |
2022/1/14 |
90 |
人民币 |
1.54%/3.1%/3.3% |
1000 |
4.22 |
EUR/USD |
2022/1/10 |
1.15905 |
1.1295 |
34066.73 |
2.92 |
104 |
WJ20211014001 |
WKGJ2021132-90D |
2021/10/19 |
2022/1/17 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.43 |
EUR/USD |
2022/1/10 |
1.1635 |
1.1295 |
68868.24 |
2.94 |
105 |
WJ20211021002 |
WKGJ2021133-90D |
2021/10/22 |
2022/1/20 |
90 |
人民币 |
1.34%/3.3%/3.5% |
6400 |
33.3 |
EUR/USD |
2022/1/10 |
1.16295 |
1.1295 |
278135.74 |
3.1 |
106 |
WJ20211025001 |
WKGJ2021134-180D |
2021/10/26 |
2022/4/24 |
180 |
人民币 |
1.47%/3.65%/3.95% |
10000 |
114.9 |
EUR/USD |
2022/4/14 |
1.16045 |
1.1295 |
964709.83 |
3.43 |
107 |
WJ20211025002 |
WKGJ2021132-180D |
2021/10/27 |
2022/4/25 |
180 |
人民币 |
1.82%/3.3%/3.5% |
2000 |
16.08 |
EUR/USD |
2022/4/14 |
1.15985 |
1.1295 |
131253.63 |
3.15 |
108 |
WJ20211027003 |
WKGJ2021132-90D |
2021/10/29 |
2022/1/27 |
90 |
人民币 |
1.54%/3.1%/3.3% |
1500 |
10.54 |
EUR/USD |
2022/1/20 |
1.16775 |
1.1295 |
43786.35 |
2.72 |
109 |
WJ20211028002 |
WKGJ2021132-60D |
2021/10/30 |
2021/12/29 |
60 |
人民币 |
1.54%/3%/3.2% |
8000 |
20.52 |
EUR/USD |
2021/12/22 |
1.15565 |
1.1295 |
178405.40 |
2.9 |
110 |
WJ20211027001 |
WKGJ2021132-60D |
2021/10/30 |
2021/12/29 |
60 |
人民币 |
1.54%/3%/3.2% |
6000 |
15.39 |
EUR/USD |
2021/12/22 |
1.15565 |
1.1295 |
133804.05 |
2.9 |
111 |
WJ20211027004 |
WKGJ2021135-59D |
2021/10/30 |
2021/12/28 |
59 |
人民币 |
1.82%/[3.3%-3.5%] |
20000 |
103.84 |
EUR/USD |
2021/12/22 |
1.1575 |
1.1295 |
986535.91 |
3.79 |
112 |
WJ20211028006 |
WKGJ2021132-90D |
2021/10/30 |
2022/1/28 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.43 |
EUR/USD |
2022/1/20 |
1.15565 |
1.1295 |
70276.76 |
2.97 |
113 |
WJ20211028010 |
WKGJ2021138-365D |
2021/11/2 |
2022/11/2 |
365 |
人民币 |
1.19%/4.41%/4.71% |
40000 |
1368 |
EUR/USD |
2022/10/20 |
1.15975 |
1.1295 |
0.00 |
4.41 |
114 |
WJ20211028012 |
WKGJ2021138-365D |
2021/11/2 |
2022/11/2 |
365 |
人民币 |
1.19%/4.41%/4.71% |
11000 |
376.2 |
EUR/USD |
2022/10/20 |
1.15975 |
1.1295 |
0.00 |
4.41 |
115 |
WJ20211028011 |
WKGJ2021138-365D |
2021/11/2 |
2022/11/2 |
365 |
人民币 |
1.19%/4.41%/4.71% |
20000 |
684 |
EUR/USD |
2022/10/20 |
1.15975 |
1.1295 |
0.00 |
4.41 |
116 |
WJ20211102002 |
WKGJ2021143-60D |
2021/11/3 |
2022/1/2 |
60 |
人民币 |
1.54%/3%/3.2% |
2500 |
6.41 |
EUR/USD |
2021/12/24 |
1.15815 |
1.1295 |
46761.39 |
2.68 |
117 |
WJ20211102004 |
WKGJ2021144-90D |
2021/11/3 |
2022/2/1 |
90 |
人民币 |
1.44%/3.2%/3.5% |
5000 |
23.55 |
EUR/USD |
2022/1/25 |
1.15815 |
1.1295 |
170682.82 |
2.82 |
118 |
WJ20211104003 |
WKGJ2021143-180D |
2021/11/6 |
2022/5/5 |
180 |
人民币 |
1.82%/3.3%/3.5% |
2700 |
21.04 |
EUR/USD |
2022/4/25 |
1.15545 |
1.1295 |
174218.09 |
3.13 |
119 |
WJ20211105001 |
WKGJ2021143-90D |
2021/11/6 |
2022/2/4 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.19 |
EUR/USD |
2022/1/25 |
1.15545 |
1.1295 |
65666.31 |
2.87 |
120 |
WJ20211104001 |
WKGJ2021145-273D |
2021/11/6 |
2022/8/6 |
273 |
人民币 |
1.37%/3.85%/4.15% |
40000 |
801.8 |
EUR/USD |
2022/7/27 |
1.15545 |
1.1295 |
6307948.97 |
3.48 |
121 |
WJ20211104002 |
WKGJ2021145-181D |
2021/11/6 |
2022/5/6 |
181 |
人民币 |
1.32%/3.8%/4.1% |
20000 |
265.8 |
EUR/USD |
2022/4/25 |
1.15545 |
1.1295 |
2173982.00 |
3.51 |
122 |
WJ20211110001 |
WKGJ2021146-90D |
2021/11/12 |
2022/2/10 |
90 |
人民币 |
1.04%/3.6%/% |
10000 |
68.05 |
EUR/USD |
2022/1/26 |
1.14385 |
1.1295 |
583187.56 |
3.41 |
123 |
WJ20211110002 |
WKGJ2021146-180D |
2021/11/12 |
2022/5/11 |
180 |
人民币 |
1.32%/3.8%/% |
10000 |
132.16 |
EUR/USD |
2022/4/27 |
1.14385 |
1.1295 |
1128983.66 |
3.61 |
124 |
WJ20211112003 |
WKGJ2021143-365D |
2021/11/13 |
2022/11/13 |
365 |
人民币 |
2.1%/3.5%/3.7% |
10000 |
152 |
EUR/USD |
2022/11/2 |
1.14595 |
1.1295 |
1304142.52 |
3.4 |
125 |
WJ20211112004 |
WKGJ2021143-90D |
2021/11/16 |
2022/2/14 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.43 |
EUR/USD |
2022/2/8 |
1.1379 |
1.1295 |
72961.46 |
3.02 |
126 |
WJ20211116003 |
WKGJ2021147-365D |
2021/11/17 |
2022/11/17 |
365 |
人民币 |
2.1%/3.5%/3.7% |
3000 |
45.6 |
EUR/USD |
2022/11/2 |
1.13225 |
1.1295 |
378414.62 |
3.36 |
127 |
WJ20211116004 |
WKGJ2021147-60D |
2021/11/18 |
2022/1/17 |
60 |
人民币 |
1.54%/3%/3.2% |
2000 |
5.19 |
EUR/USD |
2022/1/11 |
1.1324 |
1.1295 |
46942.82 |
2.97 |
128 |
WJ20211118001 |
WKGJ2021147-180D |
2021/11/20 |
2022/5/19 |
180 |
人民币 |
1.82%/3.3%/3.5% |
10000 |
78.9 |
EUR/USD |
2022/5/11 |
1.12695 |
1.1295 |
699296.78 |
3.24 |
129 |
WJ20211119001 |
WKGJ2021147-365D |
2021/11/20 |
2022/11/20 |
365 |
人民币 |
2.1%/3.5%/3.7% |
20000 |
304 |
EUR/USD |
2022/11/7 |
1.12695 |
1.1295 |
2664756.27 |
3.43 |
130 |
WJ20211122002 |
WKGJ2021147-365D |
2021/11/23 |
2022/11/23 |
365 |
人民币 |
2.1%/3.5%/3.7% |
3000 |
45.6 |
EUR/USD |
2022/11/7 |
1.12375 |
1.1295 |
399723.68 |
3.43 |
131 |
WJ20211122011 |
WKGJ2021148-60D |
2021/11/24 |
2022/1/23 |
60 |
人民币 |
1.04%/3.5%/3.8% |
10000 |
43.73 |
EUR/USD |
2022/1/14 |
1.12395 |
1.1295 |
400209.05 |
3.47 |
132 |
WJ20211123006 |
WKGJ2021147-365D |
2021/11/24 |
2022/11/24 |
365 |
人民币 |
2.1%/3.5%/3.7% |
2000 |
30.4 |
EUR/USD |
2022/11/9 |
1.12395 |
1.1295 |
266325.92 |
3.43 |
133 |
WJ20211123009 |
WKGJ2021147-365D |
2021/11/25 |
2022/11/25 |
365 |
人民币 |
2.1%/3.5%/3.7% |
3000 |
45.6 |
EUR/USD |
2022/11/9 |
1.12065 |
1.1295 |
400839.71 |
3.44 |
134 |
WJ20211124003 |
WKGJ2021149-90D |
2021/11/26 |
2022/2/24 |
90 |
人民币 |
1.07%/3.57%/3.87% |
30000 |
199.73 |
EUR/USD |
2022/2/14 |
1.1218 |
1.1295 |
1812770.06 |
3.52 |
135 |
WJ20211126005 |
WKGJ2021147-90D |
2021/11/30 |
2022/2/28 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.28 |
EUR/USD |
2022/2/18 |
1.12935 |
1.1295 |
73914.00 |
3.04 |
136 |
WJ20211129002 |
WKGJ2021147-365D |
2021/11/30 |
2022/11/30 |
365 |
人民币 |
2.1%/3.5%/3.7% |
2000 |
30.4 |
EUR/USD |
2022/11/14 |
1.12935 |
1.1295 |
264627.42 |
3.42 |
137 |
WJ20211130004 |
WKGJ2021147-90D |
2021/12/1 |
2022/3/1 |
90 |
人民币 |
1.54%/3.1%/3.3% |
1000 |
4.14 |
EUR/USD |
2022/2/18 |
1.13205 |
1.1295 |
36691.08 |
3.03 |
138 |
WJ20211129004 |
WKGJ2021148-60D |
2021/12/1 |
2022/1/30 |
60 |
人民币 |
1.04%/3.5%/3.8% |
2000 |
8.75 |
EUR/USD |
2022/1/19 |
1.13205 |
1.1295 |
78163.16 |
3.42 |
139 |
WJ20211129006 |
WKGJ2021147-30D |
2021/12/1 |
2021/12/31 |
30 |
人民币 |
1.54%/[3.1%-3.3%] |
1300 |
1.45 |
EUR/USD |
2021/12/22 |
1.13484 |
1.1295 |
65154.17 |
7.64 |
140 |
WJ20211129007 |
WKGJ2021151-28D |
2021/12/1 |
2021/12/29 |
28 |
人民币 |
2.1%/[3.5%-3.7%] |
2000 |
3.01 |
EUR/USD |
2021/12/22 |
1.13484 |
1.1295 |
28498.79 |
3.1 |
141 |
WJ20211130006 |
WKGJ2021152-30D |
2021/12/1 |
2021/12/31 |
30 |
人民币 |
1.54%/[3.1%-3.3%] |
5000 |
7.24 |
EUR/USD |
2021/12/22 |
1.13484 |
1.1295 |
68136.73 |
3 |
142 |
WJ20211130002 |
WKGJ2021153-30D |
2021/12/1 |
2021/12/31 |
30 |
人民币 |
1.04%/[3.5%-3.8%] |
7000 |
12.44 |
EUR/USD |
2021/12/22 |
1.13484 |
1.1295 |
118350.21 |
3.2 |
143 |
WJ20211129003 |
WKGJ2021147-30D |
2021/12/1 |
2021/12/31 |
30 |
人民币 |
1.54%/[2.8%-3%] |
5000 |
5.59 |
EUR/USD |
2021/12/22 |
1.13484 |
1.1295 |
51795.22 |
2.8 |
144 |
WJ20211201003 |
WKGJ2021156-29D |
2021/12/2 |
2021/12/31 |
29 |
人民币 |
1.24%/[3.1%-3.4%] |
2500 |
2.7 |
EUR/USD |
2021/12/22 |
1.13399 |
1.1295 |
25033.19 |
2.8 |
145 |
WJ20211201001 |
WKGJ2021155-365D |
2021/12/2 |
2022/12/2 |
365 |
人民币 |
2%/3.4%/3.6% |
1200 |
18.24 |
EUR/USD |
2022/11/16 |
1.1328 |
1.1295 |
158094.38 |
3.32 |
146 |
WJ20211201005 |
WKGJ2021157-180D |
2021/12/4 |
2022/6/2 |
180 |
人民币 |
1.62%/3.5%/3.8% |
2000 |
20.02 |
EUR/USD |
2022/5/25 |
1.12945 |
1.1295 |
176231.82 |
3.41 |
147 |
WJ20211202002 |
WKGJ2021158-27D |
2021/12/4 |
2021/12/31 |
27 |
人民币 |
1.54%/[2.8%-3%] |
10000 |
14.51 |
EUR/USD |
2021/12/22 |
1.12903 |
1.1295 |
137526.03 |
3.1 |
148 |
WJ20211202001 |
WKGJ2021154-90D |
2021/12/7 |
2022/3/7 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.28 |
EUR/USD |
2022/2/23 |
1.1282 |
1.1295 |
73880.25 |
3.04 |
149 |
WJ20211207001 |
WKGJ2021154-90D |
2021/12/8 |
2022/3/8 |
90 |
人民币 |
1.54%/3.1%/3.3% |
2000 |
8.43 |
EUR/USD |
2022/2/23 |
1.128 |
1.1295 |
73914.98 |
3.04 |
150 |
WJ20211207002 |
WKGJ2021159-365D |
2021/12/9 |
2022/12/9 |
365 |
人民币 |
1.19%/4.41%/4.71% |
50000 |
1735 |
EUR/USD |
2022/11/23 |
1.13345 |
1.1295 |
15088507.49 |
4.21 |
151 |
WJ20211210002 |
WKGJ2021160-365D |
2021/12/11 |
2022/12/11 |
365 |
人民币 |
1.7%/3.2%/3.4% |
3000 |
49.5 |
EUR/USD |
2022/11/25 |
1.13055 |
1.1295 |
423759.46 |
3.11 |
持仓风险
风险提示:结构性存款不同于一般性存款,具有投资风险,您应当充分认识投资风险,谨慎投资。
1.本金及利息风险:威海市商业银行仅保障资金本金和基础收益,您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成,浮动收益取决于挂钩标的价格变化,受市场多种要素的影响。利息不确定的风险由存款人自行承担,存款人应对此有充分的认识。如果在存款期内,市场利率上升,本产品的利率不随市场利率上升而提高。
2. 期限风险:由于本产品的实际期限无法事先确定,且威海市商业银行有权单方行使对产品期限的权利(包括但不限于提前终止等),一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利,则存款人必须遵照履行。
3. 市场风险:包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响,导致产品收益的波动,在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形;受限于投资组合及具体策略的不同,本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。
4. 流动性风险:客户在产品合同约定的条款外,不享有提前终止权,则客户在产品到期日(威海市商业银行依照产品合同的约定提前终止合同的,提前终止日被视为产品到期日)前无法取用存款本金及产品收益。
5. 信息传递风险:客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询,或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息,并由此影响客户投资决策,因此而产生的责任和风险将由客户自行承担。另外,客户预留在威海市商业银行的有效联系方式变更的,应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因,威海市商业银行将可能在需要联系客户时无法及时取得联系,并可能会由此影响客户的投资决策,由此而产生的责任和风险由客户自行承担。
6. 不可抗力风险:如果因不可抗力不能履行产品合同时,可根据不可抗力的影响部分或全部免除违约责任。
7.信用风险:威海市商业银行发生信用风险如被依法撤销或被被申请破产等,将对产品的收益产生影响。
8.数据来源风险:在本存款收益率的计算中,需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平,威海市商业银行将本着公平、公正、公允的原则,秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。
风险控制措施
本行针对结构性存款业务的风险特征,制定和实施相应的风险管理政策和程序,持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险,并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算,按照存款管理,纳入存款准备金和存款保险保费的缴纳范围,相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。
本行具备普通类衍生产品交易业务资格,结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法(试行)》、《商业银行杠杆率管理办法(修订)》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。
本行销售结构性存款,严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》(银保监办发〔2019〕204号)相关规定执行,充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实,向投资者充分揭示风险,确保投资者了解结构性存款的产品性质和潜在风险,自主进行投资决策。
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